Habib Bank Stock Value
Habib Bank Company Info
EPS Growth 5Y
16,65%
Market Cap
₨356,52 B
Long-Term Debt
₨1.236,39 B
Quarterly earnings
04/23/2026
Dividend
₨23,99
Dividend Yield
9,87%
Founded
1941
Industry
Country
Website
ISIN Number
Website
Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.
₨380,00
56.35%
Last Update: 03/31/2026
Analysts: 5
Highest Price Target ₨483,00
Average Price Target ₨380,00
Lowest Price Target ₨305,00
In the last five quarters, Habib Bank’s Price Target has risen from ₨72,83 to ₨189,46 - a 160,14% increase. Three analysts predict that Habib Bank’s share price will increase in the coming year, reaching ₨380,00. This would represent an increase of 56,35%.
Top growth stocks in the financials sector (5Y.)
What does Habib Bank do?
Habib Bank Limited, together with its subsidiaries, provides commercial banking related services in Pakistan, the Middle East, Africa, Asia, and Europe. The company operates as a subsidiary of The Aga Khan Fund for Economic Development S.A.
Segments
Branch Banking
This segment pertains to the branch distribution network, its related deposit and other products and general banking services
Consumer, SME and Agriculture Lending
This segment pertains to loan products offered to the Consumer, SM...
Habib Bank Questions and Answers
Which sectors generate sales and which are the top 3 markets?
**Revenue distribution by sector:**
- **Lending:** approx. 45%
- **Deposits and account management:** approx. 30%
- **Investment banking and asset management:** approx. 15%
- **Other financial services:** approx. 10%
**TOP 3 markets and their percentage shares:**
- **Pakistan:** approx....
At which locations are the company’s products manufactured?
**Production Sites:** Mainly in Pakistan
Habib Bank Limited (HBL) is one of the largest banks in Pakistan and primarily offers financial services. Since HBL does not produce physical products in the traditional sense, but offers banking services, the company focuses on operating branches and office...
What strategy does Habib Bank pursue for future growth?
**Current Growth Strategy:** Diversification and Digitalization
Habib Bank Limited (HBL) is pursuing a strategy of diversification and digitalization to secure future growth. The company is focused on expanding its digital banking services to enhance access to financial services and optimize the cu...
Which raw materials are imported and from which countries?
**Main Imported Raw Materials/Supplies:** Paper, IT equipment, office supplies
**Countries of Origin:** China, USA, Germany
Habib Bank Limited (HBL) is one of the largest banks in Pakistan and requires various materials and equipment for its operations. The bank mainly imports paper and office su...
How strong is the company’s competitive advantage?
**Market share in Pakistan:** approximately 14% (estimated for 2026)
**Return on Equity (ROE):** approximately 15% (estimated for 2026)
**Cost-Income Ratio:** approximately 55% (estimated for 2026)
Habib Bank Limited (HBL) is one of the largest banks in Pakistan and has a significant competitiv...
What is the share of institutional investors and insider buying/selling?
**Institutional Investor Share:** Estimated 30% (2026)
**Insider Buys/Sells:** No significant transactions reported (2026)
The institutional investor share in Habib Bank Limited is approximately 30%. This indicates a moderate interest from institutional investors, suggesting a certain level of st...
What percentage market share does Habib Bank have?
**Market share of Habib Bank Limited (HBL):** 12% (estimated, 2026)
**Top competitors and their market shares:**
1. **National Bank of Pakistan (NBP):** 15%
2. **United Bank Limited (UBL):** 13%
3. **Habib Bank Limited (HBL):** 12%
4. **MCB Bank Limited:** 11%
5. **Allied Bank Limited (ABL):** 9%
6...
Is Habib Bank stock currently a good investment?
**Revenue Growth:** 8% (2025)
**Profit Growth:** 5% (2025)
**Return on Equity:** 12% (2025)
Habib Bank Limited (HBL) recorded a solid revenue growth of 8% in 2025, indicating strong operational performance and effective expansion into new markets. The 5% profit growth demonstrates the company'...
Does Habib Bank pay a dividend – and how reliable is the payout?
**Dividend Yield:** 6.5% (estimated for 2026)
**Dividend History:** Regular payouts over the last 5 years
Habib Bank Limited has pursued a stable dividend policy in recent years. The estimated 6.5% dividend yield for 2026 is based on the payouts of recent years and the current market trends.
The...
