You can easily cancel your subscription at any time at the end of your current billing period.

For example, if you started on the 5th of a month, your subscription will end on the 5th of the following month – not at the end of the calendar month. After cancellation, your subscription will not be automatically renewed, and there will be no further charges.

How to cancel:

• Click on your name in the menu → billing → Cancel
• Or simply send us an email, and we'll take care of everything else.

An upgrade is very easy – anytime and with just a few clicks.

Here’s how:

• In the menu, click Your Name → Billing,
• Then simply select the higher plan.

The upgrade will be activated immediately, and you can start using all additional features right away.

In contrast to the classic value investing approach, which often relies on discounted cash flow (DCF) analyses or intrinsic asset values, the calculation of intrinsic value in GROWTH investing is based on dynamic growth factors. Three key metrics are particularly central:

1. Earnings Growth
2. Earnings growth is the central criterion, as sustainable profitability determines a company’s long-term value.
3. We calculate the compound annual growth rate (CAGR) of the past five years to assess earnings development. Consistently high earnings growth indicates efficient management and the ability to increase profits over the long term.
4. Revenue Growth
5. Strong revenue growth shows that a company is gaining market share and that demand for its products or services is increasing.
6. Here too, we consider the CAGR of the past five years to evaluate growth potential – especially during phases in which profit margins are still developing.
7. P/E Analysis and Fair Value Line (Intrinsic Value)
8. We also analyze the average price-earnings ratio (P/E) over the past five years and relate it to revenue and earnings growth.
9. The historical P/E serves as the basis for the fair value line, which visualizes the intrinsic value of the stock:
   • If the current price is below the line → the stock is considered undervalued.
   • If the current price is above the line → it is considered overvalued.

By combining these growth factors, the intrinsic value of a stock can be determined more precisely — and it becomes possible to assess whether an investment is justified according to the principles of GROWTH investing.

Unfortunately, due to technical limitations with our payment provider, it’s not possible to apply a discount code retroactively to an order that has already been completed.

The only option is to cancel your account and then place a new order using the discount code.

We currently do not offer a free trial subscription.

However, you can cancel anytime during the first month. In that case, you’ll only be charged for the first month, and there will be no further recurring fees.

This gives you the opportunity to try our service for one month at the regular monthly price without keeping an ongoing subscription.

No, you don’t need to download any software or app. GROWTH Investing runs entirely in the web interface and can be accessed directly via the website www.growthinvesting.net.

You can conveniently use the platform through your browser on any device — whether smartphone, tablet, laptop, or PC.

In most cases, a previously created account already exists. By making a new purchase, that account has simply been reactivated, which is why no new confirmation email is sent.

Please log in with your existing credentials or reset your password using the following link:

https://growthinvesting.net/password/reset

The margin of safety is often misunderstood. It does not show the percentage distance between the current price and the intrinsic value line. This is why the visual chart may differ from the percentage value.

Negative Margin of Safety

A negative margin of safety means that the market price assumes higher growth expectations than those used in the valuation.

Example: –20% does not mean the price is 20% above intrinsic value, but that the company would need to deliver 20% more growth to justify the current price.

Positive Margin of Safety

A positive margin of safety shows that the company has already grown more strongly than the market has priced in so far. Example: +30% means the intrinsic value is 30% above the current price — meaning the market has not yet caught up.

Summary

• Negative: The market is ahead of the company (price demands more growth).
• Positive: The company is ahead of the market (growth not yet priced in).

The quick analysis data is updated as follows:

• G (Growth Rate): Every 3 months when the company releases quarterly figures.
• R (Risk Analysis): Every 12 months when the company publishes its annual financial statements.
• O (Outlook): At the daily closing price.
• W (Margin of safety): At the daily closing price.
• T (Analyst Price Target): At the daily closing price.
• H (Trend): At the weekly closing price.

A word about the trend:

The trend is not updated daily, as the GROWTH strategy is based on weekly prices. If necessary, you can check the valuation chart to see if the price has broken the daily trend.