Komercní banka, a.s. stock | Price, analyst rating, price target & growth

Komercní banka, a.s...

SEP:KOMB

Kč 1.076,00

Kč-13,00 (-1,19%)

1.076,00 Kč

Kč-13,00 (-1,19%)

End-of-day quote: 03/26/2026

Komercní banka, a.s. Stock Value

Analysts currently give SEP:KOMB a rating of Hold.

Hold

Komercní banka, a.s. Company Info

EPS Growth 5Y

17,33%

Market Cap

Kč203,21 B

Long-Term Debt

Kč196,99 B

Quarterly earnings

04/29/2026 (E)

Dividend

Kč94,47

Dividend Yield

8,78%

Founded

1990

Industry

Financials

Country

Czech Republic

Website

Komercní banka, a.s.

ISIN Number

CZ0008019106

Website

http://www.kb.cz

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Kč1.140,00

5.95%

Last Update: 03/26/2026

Analysts: 13

Highest Price Target Kč1.347,60

Average Price Target Kč1.140,00

Lowest Price Target Kč990,00

In the last five quarters, Komercní banka, a.s.’s Price Target has risen from Kč694,04 to Kč908,15 - a 30,85% increase. Two analysts predict that Komercní banka, a.s.’s share price will increase in the coming year, reaching Kč1.140,00. This would represent an increase of 5,95%.

Top growth stocks in the financials sector (5Y.)

What does Komercní banka, a.s. do?

Komercní banka, a.s. provides various retail, corporate, and investment banking services. Business Segments The company operates through four principal segments, each addressing specific market needs and contributing to the organization's overall growth and stability: Retail Banking, Corporate Banking, and Investment Banking segments. The Retail Banking segment offers an expansive array of products designed for individual customers. This segment encompasses current accounts, savings accounts,...

Komercní banka, a.s. provides various retail, corporate, and investment banking services.

Business Segments

The company operates through four principal segments, each addressing specific market needs and contributing to the organization's overall growth and stability: Retail Banking, Corporate Banking, and Investment Banking segments.

The Retail Banking segment offers an expansive array of products designed for individual customers. This segment encompasses current accounts, savings accounts, term deposits, and various personal loan options including overdrafts, credit card loans, and mortgage offerings.

The Corporate Banking segment caters to the unique financial needs of corporate clients, offering a diverse portfolio of services that include current accounts, term deposits, revolving loans, business loans, and various financial instruments such as derivatives. This segment also provides additional services, such as syndicated financing and guarantees, which are crucial for corporations operating in competitive environments.

The Investment Banking segment encompasses trading operations in financial instruments.

Business Strategy

The company implements a focused business strategy that emphasizes growth, innovation, and customer-centricity. The company aims to enhance its market position through the integration of digital banking solutions, providing efficient and seamless experiences for customers across both retail and corporate segments.

The company's strategy also involves maintaining strong compliance practices with local and international regulations, which builds trust and stability among clients.

Additionally, sustainable business practices are an important pillar of the company’s strategic approach. The company actively participates in initiatives that minimize the environmental impact of its operations and promotes corporate social responsibility. This includes responsible lending practices and financing projects that further sustainable development goals.

Products and Services

The company provides a comprehensive suite of banking products and services aimed at serving a diverse clientele, including individuals, businesses, and corporate entities. The offerings include various types of accounts, loans, and investment opportunities that are designed to cater to distinct financial needs.

In Retail Banking, the company offers current accounts, savings accounts, and term deposits which provide customers with safe and flexible ways to manage their finances.

For Corporate Banking clients, the company provides an array of financial products tailored for businesses of all sizes. This includes current accounts, term deposits, and revolving credit that help businesses manage their cash flow effectively. The company also extends business loans and leases, ensuring that companies have access to necessary funding for operational and growth activities.

Investment Banking services at the company focus on trading financial instruments, including securities, derivatives, and structured products.

Geographical Markets Served

The company operates primarily within the Czech Republic, where it has established a substantial presence through a well-developed network of branches and digital platforms.

Customers

The company serves a diverse clientele that encompasses individuals, small and medium-sized enterprises (SMEs), and large corporations.

The retail customer base includes individuals from all walks of life, utilizing the company’s services for personal banking, loans, and investment needs. On the corporate side, the company caters to SMEs with specialized services designed to assist in their growth and operational needs. Furthermore, large corporations’ benefit from comprehensive corporate banking solutions that support their complex financial requirements.

Sales and Marketing

The company utilizes various channels for marketing and distributing its products and services to reach diverse customer bases effectively. The company leverages a multi-channel approach, including physical branches, online platforms, and mobile applications, to ensure seamless accessibility for clients.

Marketing strategies consist of both traditional and digital platforms, aimed at raising awareness about the company’s offerings and engaging existing and potential customers. This includes targeted advertising, promotional campaigns, and community involvement that enhances its brand visibility in the market.

History

Komercní banka, a.s. was founded in 1990.

Komercní banka, a.s. Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking sector:** 60% **Insurance services:** 25% **Asset management:** 15% **Czech Republic:** 70% **Slovakia:** 15% **Germany:** 10% Komercní banka, a.s. generates the majority of its revenues from the banking sector, followed by insurance services and asset management. The main ma...

At which locations are the company’s products manufactured?

**Production:** Primarily in the Czech Republic Komercní banka, a.s. is a leading bank in the Czech Republic and not a manufacturing company in the traditional sense. Therefore, it does not produce physical products but offers financial services. Its main activities include banking services such as...

What strategy does Komercní banka, a.s. pursue for future growth?

**Strategic Growth Areas:** - **Digitization and Technology Investments** - **Expansion of the Product Portfolio** - **Sustainability and ESG Initiatives** Komercní banka, a.s. is increasingly focusing on digitizing its services to enhance customer experience and operate more efficiently. This incl...

Which raw materials are imported and from which countries?

**Main Imported Raw Materials/Items:** Paper, IT hardware, office equipment **Main Import Countries:** Germany, China, Poland Komercní banka, a.s., as one of the leading banks in the Czech Republic, mainly imports materials and products necessary for its daily banking operations. These include pa...

How strong is the company’s competitive advantage?

**Market share in the Czech Republic:** 19% (2024) **Return on equity:** 12.5% (2024) **Customer growth:** 3% (2024) Komercní banka, a.s. has a significant competitive advantage in the Czech banking industry, as evidenced by its stable market share of 19%. The bank benefits from a strong brand...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 60% (estimated, 2025) **Insider Buys/Sells:** No significant transactions in the last quarter (2025) The institutional investor share in Komercní banka, a.s. is estimated to be around 60%. This figure is based on the typical holdings of institutional investors in...

What percentage market share does Komercní banka, a.s. have?

**Market share of Komercní banka, a.s.:** Estimated 10% (2025) **Main competitors and their market shares:** 1. **Česká spořitelna**: 20% 2. **ČSOB (Československá obchodní banka)**: 18% 3. **Raiffeisenbank**: 15% 4. **UniCredit Bank Czech Republic and Slovakia**: 12% 5. **Komerční banka**: 10% 6....

Is Komercní banka, a.s. stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) **Return on Equity:** 12.5% (2024) Komercní banka, a.s. recorded solid revenue growth of 8.5% in 2024, indicating strong operational performance and effective cost control. The profit growth of 10.2% shows that the company is able to i...

Does Komercní banka, a.s. pay a dividend – and how reliable is the payout?

**Dividend yield:** 6.5% (2024) **Dividend payment:** Regular for several years Komercní banka, a.s. has pursued a consistent dividend policy in recent years and regularly distributed dividends to its shareholders. In 2024, the dividend yield was 6.5%, indicating an attractive payout. The reli...

New support ticket

Explore

Komercní banka, a.s. Stock Value

Komercní banka, a.s. Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Komercní banka, a.s. do?

Komercní banka, a.s. Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Komercní banka, a.s. Stock Value

Komercní banka, a.s. Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Komercní banka, a.s. do?

Komercní banka, a.s. Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.