Security Bank Analysis (April 2026) | Price Development & Price Target

Security Bank

PSE:SECB

Php 65,95

+ Php0,55 (0,84%)

65,95 Php

+Php0,55 (0,84%)

End-of-day quote: 04/24/2026

Security Bank Stock Value

The analyst rating for PSE:SECB is currently Outperform.

Outperform

Security Bank Company Info

EPS Growth 5Y

2,16%

Market Cap

Php49,28 B

Long-Term Debt

Php70,17 B

Quarterly earnings

05/14/2026

Dividend

Php3,03

Dividend Yield

4,59%

Founded

1951

Industry

Financials

Country

Philippines

Website

Security Bank

ISIN Number

PHY7571C1000

Website

http://www.securitybank.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Php102,50

55.42%

Last Update: 04/24/2026

Analysts: 8

Highest Price Target Php120,00

Average Price Target Php102,50

Lowest Price Target Php81,00

In the last five quarters, Security Bank’s Price Target has fallen from Php125,08 to Php108,67 - a -13,12% decrease. One analysts predict that Security Bank’s share price will increase in the coming year, reaching Php102,50. This would represent an increase of 55,42%.

Top growth stocks in the financials sector (5Y.)

What does Security Bank do?

Security Bank Corporation is a financial institution in the Philippines dedicated to providing customer-centric banking solutions that empower businesses and support community development while adhering to sustainable practices. Business Segments The company operates through various business segments that serve different aspects of the financial market in the Philippines. These segments include Corporate Banking, Consumer Banking, Treasury and Financial Markets, Cash Management, Investment Ban...

Business Segments

The company operates through various business segments that serve different aspects of the financial market in the Philippines. These segments include Corporate Banking, Consumer Banking, Treasury and Financial Markets, Cash Management, Investment Banking, and Security Services.

Corporate Banking

This segment focuses on providing a comprehensive range of financial services to corporate clients. These services cover lending solutions, treasury and cash management, foreign exchange, and trade finance. The company tailors its offerings to meet the diverse and complex needs of corporate clients.

Consumer Banking

The company aims to enhance the financial wellness of individuals through its consumer banking segment. This includes personal loans, home loans, auto loans, and credit cards, among other products. The company ensures that its consumer banking products are accessible and tailored to the needs of various customer segments, ranging from first-time borrowers to seasoned financial consumers.

Treasury and Financial Markets

This segment focuses on managing the bank's funding strategy and liquidity requirements while maximizing returns on investments. It also engages in foreign exchange trading, fixed-income securities, and derivatives to optimize the company's financial portfolio.

Cash Management

The company provides tailored cash management solutions designed to simplify and optimize clients' cash flow management and payment processing. By offering services such as account reconciliation, online banking, and payment collections, the company helps businesses improve their liquidity position.

Investment Banking

This segment offers value-added advisory services related to mergers and acquisitions, capital raising, and corporate restructuring. The company's expertise in investment banking enables clients to navigate complex financial transactions successfully.

Security Service

The company ensures a secure banking environment by implementing stringent information security measures and protocols.

Business Strategy

The company's business strategy is centered around becoming the most customer-centric bank in the Philippines. This strategy focuses on enhancing customer experience, building innovative and responsive banking solutions, and leveraging technology for service delivery and operational efficiency. The company invests heavily in digitally transforming its service offerings and infrastructure.

The company is committed to cultivating a strong corporate culture that values integrity, excellence, and customer focus.

Additionally, the company prioritizes risk management as part of its comprehensive strategy. The Risk Management Group works toward building capabilities that enable the bank to adopt calculated risks and pivot as needed to address challenges in the marketplace. This proactive stance on risk management ensures long-term sustainability and resilience while safeguarding stakeholders' interests.

The company also emphasizes partnerships with various stakeholders, including customers, regulators, and community organizations, to create shared value. Collaborating with local communities enhances the bank's contribution to socio-economic development, while working with regulators ensures compliance and adherence to industry standards. This collaborative approach also provides the company with insights that drive innovation and enhance service offerings.

Overall, the company's strategic emphasis on customer-centricity, employee empowerment, risk management, and community engagement underpin its vision of driving sustained financial growth while positively impacting the communities it serves.

Products and Services

The company offers a diverse range of products and services tailored to meet the varying needs of its clientele, which includes individual consumers, small businesses, and large corporations.

Personal Banking Services:

The company provides a variety of personal banking services including savings and checking accounts, time deposits, loans, and credit cards. Its savings accounts cater to different segments, from basic savings for everyday needs to specialized accounts offering higher interest rates for larger deposits.

Consumer Loans

The company offers accessible consumer loan solutions such as personal loans, auto loans, and home loans. These products are designed with flexible terms and competitive rates to help customers achieve their life goals, whether it's purchasing a vehicle, a new home, or managing unforeseen expenses.

Business Banking Services

The company's business solutions range from current accounts and savings products to more sophisticated cash management services, credit facilities, and trade financing. The bank aims to provide businesses with the necessary financial support to thrive, utilizing customized financial solutions that enhance operational efficiency.

Investment Services

The company offers investment products such as mutual funds, stocks, and bonds that allow clients to grow their savings over time. The bank's investment advisory services provide insights to help clients make informed investment decisions.

Treasury Services

This segment includes foreign exchange and interest rate risk management products that help corporate clients hedge against market fluctuations. The service is designed to provide tailored solutions based on each client's needs.

Online and Mobile Banking

In line with its digital transformation strategy, the company has developed robust online and mobile banking applications that enable customers to manage their accounts, transfer funds, pay bills, and access other banking services seamlessly.

Insurance Services

Through partnerships, the company provides various insurance products, including life, health, and non-life insurance options, thereby addressing the financial security needs of its clients.

Geographical Markets Served

The company primarily operates in the Philippines, catering to a wide range of clients spanning various sectors. The bank's geographical presence includes urban areas, regional centers, and rural communities, ensuring that its comprehensive suite of financial services is accessible to a diverse customer base.

Seasonality

The company experiences some degree of seasonality inherent in the banking industry, influenced by economic cycles and consumer behavior. Customer behavior often peaks during certain periods, such as the holiday season when personal spending increases. This typically leads to higher transactions, loan applications, and increased demand for personal and business banking services.

The end of the fiscal year also tends to drive increased activity in corporate banking as businesses finalize their financial accounts, seek funding for growth, or manage cash flows.

Customers

The company serves a diverse clientele across various sectors, including individual consumer clients, small and medium-sized enterprises (SMEs), large corporations, and institutional clients.

The number of customers served by the company spans millions, reflecting its success in building a strong retail banking base while catering to the needs of large corporate accounts. The segmentation of customers allows the bank to tailor specific products to different market categories, from personal banking takeup by everyday consumers to complex corporate services required by businesses.

Modes of Sales and Marketing

The company employs various sales and marketing channels to reach its diverse customer base effectively. The company utilizes digital marketing strategies, including social media campaigns, email marketing, and online advertisements to enhance its visibility and engage with the customer base.

Branch networks throughout the Philippines allow face-to-face interactions, which remain vital for personal banking services. In conjunction with this, the bank emphasizes promoting its products through direct marketing, partnerships, and community engagements to penetrate local markets successfully.

The adoption of technology plays a significant role in the bank's distribution strategy, allowing customers to access banking products through mobile and online channels. These digital platforms not only improve convenience for customers but also allow for better data gathering, aiding in personalizing service delivery and building customer relationships.

Government Regulations

The company operates in accordance with stringent government regulations, which are essential for maintaining systemic stability within the financial sector. Compliance with local and international regulations, including the Basel III framework, ensures that the bank operates within safe liquidity and capital ratios, thereby protecting depositors and maintaining consumer confidence.

Additionally, the company is committed to adhering to guidelines set forth by regulatory agencies, including the Bangko Sentral ng Pilipinas (BSP) and the Securities and Exchange Commission (SEC). This includes reporting requirements, capital adequacy standards, and compliance with anti-money laundering laws.

History

Security Bank Corporation was founded in 1951. The company was incorporated in 1951.

Security Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking:** 60% **Insurance:** 25% **Investment Services:** 15% **Top 3 Markets:** 1. **Philippines:** 70% 2. **Southeast Asia (excluding Philippines):** 20% 3. **USA:** 10% Security Bank Corporation generates the majority of its revenues from banking, followed by insurance and investme...

At which locations are the company’s products manufactured?

**Production Sites:** Mainly in the Philippines Security Bank Corporation is a Philippine bank and not a traditional production company. Their "products" are financial services such as loans, deposits, asset management, and other banking-related services. Therefore, the "production&q...

What strategy does Security Bank pursue for future growth?

**Revenue Growth:** Estimated 10% annually (2026) **Strategic Initiatives:** 1. **Digital Transformation:** Security Bank Corporation is increasingly focusing on digital technologies to improve its services and optimize customer experience. This includes investments in mobile banking platforms and...

Which raw materials are imported and from which countries?

I'm sorry, but I do not have specific information about which commodities or materials Security Bank Corporation imports and from which countries. Security Bank Corporation is a financial institution and not a manufacturing or processing industry, so it is unlikely that they directly import co...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 8.5% (2025) **Cost-Income Ratio:** 55% (2025) **Market Share in the Philippine Banking Sector:** 5% (estimated, 2025) Security Bank Corporation has a moderate competitive advantage in the Philippine banking sector. The return on equity of 8.5% indicates a solid, but not...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 45% (estimated, based on historical data and market trends until 2023) **Insider Buys/Sells:** No current data available (as of 2026) The institutional investor share in Security Bank Corporation has been around 40-50% in recent years. This estimate for 2026 is ba...

What percentage market share does Security Bank have?

**Market Share of Security Bank Corporation (SECB):** Estimated 6% (2026) **Top Competitors and Their Market Shares:** 1. **BDO Unibank, Inc.:** 23% 2. **Metropolitan Bank & Trust Company (Metrobank):** 18% 3. **Bank of the Philippine Islands (BPI):** 17% 4. **Land Bank of the Philippines:** 12...

Is Security Bank stock currently a good investment?

**Revenue Growth:** 8.5% (2025) **Profit Growth:** 7.2% (2025) **Return on Equity:** 10.8% (2025) **Credit Growth:** 9.0% (2025) In 2025, Security Bank Corporation recorded solid revenue growth of 8.5%, attributed to strong lending and improved operational efficiency. The 7.2% profit growth indicat...

Does Security Bank pay a dividend – and how reliable is the payout?

**Dividend Yield:** 2.5% (estimated for 2026) **Dividend History:** Regular payout over the last 5 years In recent years, Security Bank Corporation has regularly distributed dividends, indicating a certain reliability in its dividend policy. The estimated dividend yield for 2026 is around 2.5%, w...

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Security Bank Stock Value

Security Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Security Bank do?

Security Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Security Bank Stock Value

Security Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Security Bank do?

Security Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.