Istarska kreditna banka Umag d.d. provides a range of financial services to legal entities and individuals in Croatia.
The company offers services, such as accepting and placing deposits, providing current and term deposit accounts, granting loans and guarantees, treasury operations, trust management, investment banking services, and local and international payments.
Segments
The company operates through two segments, Retail banking and Corporate banking.
Retail Banking
This segment offers...
Istarska kreditna banka Umag d.d. provides a range of financial services to legal entities and individuals in Croatia.
The company offers services, such as accepting and placing deposits, providing current and term deposit accounts, granting loans and guarantees, treasury operations, trust management, investment banking services, and local and international payments.
Segments
The company operates through two segments, Retail banking and Corporate banking.
Retail Banking
This segment offers services, such as private customer transaction accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. This segment focuses on serving individual customers.
Corporate Banking
This segment provides services, such as direct debit facilities, transaction accounts, deposits, overdrafts, loans, and other credit facilities, foreign currency, and derivative products. This segment caters to medium-sized and larger customers, including the central government, public sector companies, and institutions. This segment offers financing options, advice, and consulting services to these customers.
Loans
The company offers a wide range of loan products to cater to the diverse needs of its customers, including individuals, corporate clients, and other financial institutions.
Investment Portfolio
The company manages an investment portfolio that includes investment securities. It invests in various types of securities, such as debt securities, treasury bills, commercial bills, and other eligible bills.
Deposits
The company accepts various types of deposits from its customers, including individuals, corporate clients, and other financial institutions. The company's deposit offerings include transaction accounts and term deposits.
Products and Services
The company offers a comprehensive range of financial products and services to cater to the diverse needs of its customers. Its products and services are designed to provide individuals, corporate clients, and other financial institutions with convenient and reliable banking solutions.
The company's product offerings include:
Deposits: The company accepts various types of deposits, including transaction accounts and term deposits. Transaction accounts provide customers with easy access to their funds.
Loans: The company provides a wide range of loan products to meet the financing needs of its customers. These include consumer loans, mortgages, and corporate loans.
Credit and Debit Cards: The company offers credit and debit cards.
Treasury Operations: The company engages in treasury operations in the interbank market.
Trust Management and Investment Banking Services: The company provides trust management services and investment banking solutions to assist customers in managing their assets and achieving their financial goals.
International Payments: The company facilitates local and international payments.
Banking Services: The company offers a wide range of banking services, including foreign currency exchange, cash management, and trade finance solutions.
Markets
The company primarily operates in the Istrian County, Primorsko-goranska County, and the City of Zagreb in Croatia.
Customers
The company serves a diverse customer base, including individuals, corporate clients, and other financial institutions.
History
Istarska kreditna banka Umag d.d. was founded in 1956. The company was incorporated in 1956.