ING Bank Slaski Stock | Price, Analyst Rating & Outlook for 2026

ING Bank Slaski

WSE:ING

zł 406,20

+ zł10,40 (2,63%)

406,20 zł

+zł10,40 (2,63%)

End-of-day quote: 05/14/2026

ING Bank Slaski Stock Value

The analyst rating for WSE:ING is currently Hold.

Hold

ING Bank Slaski Company Info

EPS Growth 5Y

32,62%

Market Cap

zł52,85 B

Long-Term Debt

zł18,61 B

Quarterly earnings

04/30/2026

Dividend

zł27,42

Dividend Yield

6,75%

Founded

1989

Industry

Financials

Country

Poland

Website

ING Bank Slaski

ISIN Number

PLBSK0000017

Website

http://www.ing.pl

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

zł353,00

-13.1%

Last Update: 05/15/2026

Analysts: 7

Highest Price Target zł443,00

Average Price Target zł353,00

Lowest Price Target zł321,95

In the last five quarters, ING Bank Slaski’s Price Target has risen from zł235,48 to zł306,67 - a 30,23% increase. One analysts predict that ING Bank Slaski’s share price will fall in the coming year, reaching zł353,00. This would represent a decrease of -13,10%.

Top growth stocks in the financials sector (5Y.)

What does ING Bank Slaski do?

ING Bank Slaski S.A., serves as a universal bank, providing a broad spectrum of financial services to both individual and corporate clients. It positions itself as the preferred financial partner in Poland, dedicated to delivering practical solutions that assist clients in achieving their financial goals. Business Segments The company is divided into several business segments catering to distinct client needs. Within its retail banking division, the company focuses on providing personalized f...

Business Segments

The company is divided into several business segments catering to distinct client needs. Within its retail banking division, the company focuses on providing personalized financial services to individual clients. This includes essential banking services such as savings and current accounts, consumer loans, mortgages, and credit cards. The retail division emphasizes digital banking, ensuring easy access to services through its mobile and online platforms, thus enhancing the customer experience.

The corporate banking segment supports small, medium, and large enterprises by offering lending, treasury solutions, trade finance, and advisory services. It aims to build long-term relationships with businesses by understanding industry-specific needs and providing tailored financial solutions. The company recognizes the significance of developing robust connections with entrepreneurs and strives to make banking seamless for corporate clients.

Each segment is driven by a keen objective of increasing client activity and enhancing digitization. The company has set ambitious goals, such as growing the number of primary clients and achieving high Net Promoter Scores across various customer groups. This strategic direction highlights the importance of client satisfaction and retention in all its operations.

To bolster its diverse offerings, the company also seeks to innovate its product lines by embracing new technologies and trends in the banking sector. It prioritizes monetary efficiency while maintaining a high quality of service. Thus, its business model reflects an evolved approach towards balancing traditional banking practices with modern digital advancements.

Business Strategy

The company's business strategy is anchored in three core pillars, excellent client service, talent management, and resilient organization. These strategic directions guide the company in navigating the evolving financial landscape and ensuring that it remains relevant to its clients' changing needs.

The first pillar emphasizes the significance of providing exceptional client service. The company aims to optimize operational processes to increase client satisfaction, thus contributing to higher engagement and loyalty levels. By focusing on digitalization, the company creates an efficient and user-friendly banking experience, empowering clients to manage their financial affairs independently.

The second pillar underscores the company's commitment to its people and organizational culture. The company sees employee motivation and professional development as crucial to its success. It cultivates a positive workplace environment and promotes an ethos of responsibility and commitment, ensuring employees feel connected to the company's mission and values.

The third pillar revolves around building a robust and sustainable organization. This includes compliance with regulatory requirements and fostering a strong Environmental, Social, and Governance (ESG) culture. The company's commitment to sustainability is evident in its environmental objectives, such as aiming to be carbon neutral by specific target years.

The focus on digitization and the active involvement of employees in the strategy development process positions the company to adapt quickly to market changes.

Products and Services

The company's extensive range of financial products and services is designed to meet the diverse needs of its client base. For individual clients, the company offers a variety of banking services, including current accounts, savings accounts, personal loans, mortgages, and credit cards. The focus on digital banking ensures that customers have access to their services through convenient online and mobile platforms.

For business clients, the bank provides tailored financial solutions including business loans, cash management, trade finance services, and advice on treasury operations. The commitment to understanding industry-specific needs enhances the value proposition offered to corporate clients. This allows the bank to position itself as a partner capable of supporting businesses in all stages of growth.

Additionally, the company actively integrates technology into its offerings, enhancing service delivery and operational efficiency. This technology-driven approach not only contributes to improved customer service but also streamlines internal processes, reducing costs and increasing agility.

To remain competitive, the bank continuously assesses market trends and adapts its product suite, accordingly, ensuring that it meets the evolving expectations of clients and regulatory standards.

Geographical Markets Served

The company predominantly operates in Poland, tapping into a dynamic market characterized by a significant customer base ranging from individual clients to large enterprises.

Seasonality

Seasonal fluctuations in consumer behavior often influence banking activities, such as increased loan applications or fluctuations in savings deposits. The company continuously adapts its strategic focus to address these variations, ensuring that it meets customer demands throughout the year.

Customers, Categories, and Number of Customers Served

The company serves a diverse clientele, including retail individuals, small and medium enterprises, and large corporations. Recent statistics indicate that the bank has approximately 4.4 million retail clients, with out of which over 2.1 million are classified as primary clients. Additionally, the corporate segment serves around 533,000 entities, with about 205,000 classified as primary corporate clients.

Sales and Marketing

The company employs a multifaceted approach to marketing and distribution channels. Its strategies encompass digital marketing, direct client engagement, and partnerships. Online platforms enable the company to reach a broader audience effectively, while personalized customer service ensures that specific needs are addressed efficiently.

History

ING Bank Slaski S.A., was founded in 1989.

ING Bank Slaski Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**financial services:** approx. 70% **real estate financing:** approx. 20% **insurance:** approx. 10% **top 3 markets:** 1. **poland:** approx. 85% 2. **germany:** approx. 10% 3. **czech republic:** approx. 5% ing bank slaski s.a. generates the majority of its revenues from financial serv...

At which locations are the company’s products manufactured?

**production:** no physical production ing bank slaski s.a. is a financial institution and does not produce physical products. as a bank, it offers financial services such as account management, loans, mortgages, and investment products. the services are mainly provided in poland, as the bank is he...

What strategy does ING Bank Slaski pursue for future growth?

**digital banking strategy:** expansion and improvement of digital platforms (2025) **sustainability goals:** reduce co2 footprint by 30% by 2030 **customer satisfaction:** increase customer satisfaction rate by 10% in the next two years ing bank slaski s.a. is increasingly focusing on the digiti...

Which raw materials are imported and from which countries?

**main imported raw materials/items:** financial services, it infrastructure **countries of origin:** usa, germany, china ing bank slaski s.a., as one of the leading banks in poland, does not import physical raw materials in the traditional sense. instead, the bank focuses on importing services an...

How strong is the company’s competitive advantage?

**market share:** 8.5% (2024, estimated) **return on equity:** 12.4% (2024) **customer satisfaction:** 85% (2023, survey) ing bank slaski s.a. has a solid competitive advantage in poland, which is manifested through several factors. the market share of approximately 8.5% indicates that the bank...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approximately 60% (estimated 2025) **insider buys/sells:** no significant transactions reported in 2025 the institutional investor share in ing bank slaski s.a. is estimated to be around 60%. this demonstrates the confidence of institutional investors in the stabi...

What percentage market share does ING Bank Slaski have?

**market share of ing bank slaski s.a.:** 8% (2025, estimated) **top competitors and their market shares:** 1. pko bank polski: 18% 2. bank pekao: 12% 3. santander bank polska: 10% 4. mbank: 9% 5. ing bank slaski s.a.: 8% 6. bnp paribas bank polska: 7% 7. alior bank: 6% 8. millennium bank: 5% **mo...

Is ING Bank Slaski stock currently a good investment?

**return on equity (roe):** 12.5% (2024) **return on assets (roa):** 1.2% (2024) **tier 1 capital ratio:** 15.8% (2024) ing bank slaski s.a. demonstrates a solid return on equity of 12.5%, indicating efficient use of equity to generate profits. a return on assets of 1.2% suggests that the bank effe...

Does ING Bank Slaski pay a dividend – and how reliable is the payout?

**dividend yield:** 4.5% (estimated for 2025) **payout ratio:** 50% (estimated for 2025) ing bank slaski s.a. has regularly paid dividends in recent years. the company's dividend policy aims to return a significant portion of profits to shareholders, as reflected in a stable payout ratio of...

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ING Bank Slaski Stock Value

ING Bank Slaski Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does ING Bank Slaski do?

ING Bank Slaski Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

ING Bank Slaski Stock Value

ING Bank Slaski Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does ING Bank Slaski do?

ING Bank Slaski Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.