Raiffeisen Bank International AG (RBI) operates as a banking institution in Austria and Central and Eastern Europe (CEE). The company offers a comprehensive range of financial services to its customers. RBI's network extends across many countries, with subsidiary banks, leasing companies, and a range of other financial service providers.
The company's business activities are diverse and include corporate, retail, and investment banking. RBI provides specialized financial services, such as struc...
Raiffeisen Bank International AG (RBI) operates as a banking institution in Austria and Central and Eastern Europe (CEE). The company offers a comprehensive range of financial services to its customers. RBI's network extends across many countries, with subsidiary banks, leasing companies, and a range of other financial service providers.
The company's business activities are diverse and include corporate, retail, and investment banking. RBI provides specialized financial services, such as structured finance and transaction banking. Additionally, the company is involved in markets for capital, trading in securities, and treasury services. RBI's commitment to innovation is evident in its product offerings in asset management, prime services, and structured finance, which cater to the needs of corporate customers and institutional clients.
The company prides itself on its extensive CEE banking network. This network includes key markets, such as Albania, Belarus, Bosnia and Herzegovina, Croatia, the Czech Republic, Hungary, Kosovo, Romania, and others. Each local subsidiary bank within RBI's network is equipped to provide tailored financial solutions that reflect the unique economic and regulatory environments of their respective markets.
Segments
RBI operates through a structured segment model that reflects its diversified business operations.
Group Corporates & Markets
The Group Corporates & Markets segment primarily caters to the company's financing business with Austrian and international corporate customers, which is serviced from Vienna. This segment includes Financial Institutions & Sovereigns, equity instruments trading, capital market financing, and business with institutions of the Raiffeisen Banking Group (RBG). The segment also covers capital market-based customer and proprietary business in Austria. RBI's subsidiaries, such as Raiffeisen Digital Bank AG, Kathrein Privatbank Aktiengesellschaft, Raiffeisen Leasing Group, Raiffeisen Factor Bank AG, Raiffeisen Bausparkasse Gesellschaft m.b.H., Valida Group, and Raiffeisen Kapitalanlage-Gesellschaft mit beschränkter Haftung, are included in this segment. Additionally, companies valued at equity and active in the financial services sector, like card complete Service Bank AG and NOTARTREUHANDBANK AG, are allocated to this segment.
Corporate Center
The Corporate Center segment encompasses various services provided by the company's head office and joint service providers that support the implementation of RBI's overall strategy. It also involves the Austrian and international transaction and services business for financial services providers and other companies outside the financial service provider business.
Loans
The company offers a range of lending services to its clients, which include corporate and retail customers, as well as financial institutions.
Investment Portfolio
The company manages a diverse investment portfolio that includes a variety of financial instruments, such as debt securities, equity instruments, and other types of investments.
Deposits
The company offers a range of deposit products to its customers, catering to both retail and corporate clients. RBI's deposit products include savings accounts, current accounts, term deposits, and other deposit-related services. The company's deposit offerings are designed to meet the diverse needs of its clientele and access to a variety of banking services.
Products and Services
The company offers a comprehensive suite of banking products and services designed to meet the needs of its diverse customer base, which includes individuals, businesses, and financial institutions. The company's product offerings include various types of lending services, such as corporate loans, retail loans, and loans to financial institutions. RBI's loan products are tailored to support the financial needs of its customers, providing necessary capital for growth and development. In addition to lending, RBI provides deposit services, including savings accounts, current accounts, and term deposits.
The company also engages in investment activities, managing a diverse portfolio that includes debt securities, equity instruments, and other financial investments. RBI's investment services cater to both retail and institutional clients, offering opportunities for income generation and asset growth. RBI's commitment to innovation is evident in its adoption of digital banking solutions, which enhance customer experience and accessibility. The company's digital platforms enable customers to perform a variety of banking transactions and access services conveniently.
Geographical Markets Served
The company operates a significant network in Central and Eastern Europe (CEE), with subsidiary banks, leasing companies, and various financial service providers. The company's presence in Austria is also prominent, where it serves as a key financial institution.
Customers
RBI serves a diverse range of customers, including corporate clients, retail customers, and financial institutions.
Government Regulations
One of the key regulatory considerations for RBI is the Deposit Guarantee Schemes Directive (DGSD). The company is also guided by the Bank Recovery and Resolution Directive (BRRD) and the Single Resolution Mechanism Regulation (SRMR), which provide a framework for the recovery and resolution of banks in distress. Additionally, RBI is mindful of the Daisy Chain Regulation, which focuses on interbank liabilities and exposures. The regulatory environment for environmental disclosures is also significant for RBI, particularly in light of the European Green Deal. The company is engaged with the EU taxonomy and the Green Bond Standard, which are instrumental in scaling up sustainable investment. The European Sustainability Reporting Standards (ESRS) developed by the European Financial Reporting Advisory Group (EFRAG) are also relevant to RBI.
History
Raiffeisen Bank International AG was founded in 1886.