Baloise Holding stock | 2026 trend & analyst price target

Baloise Holding

SWX:BALN

CHF 198,00

CHF0,00 (0,00%)

198,00 CHF

CHF0,00 (0,00%)

End-of-day quote: 12/12/2025

Baloise Holding Stock Value

Analysts currently give SWX:BALN a rating of sf_Data Unavailable.

Baloise Holding Company Info

EPS Growth 5Y

-10,79%

Market Cap

CHF8,98 B

Long-Term Debt

CHF5,76 B

Quarterly earnings

05/20/2026 (E)

Dividend

CHF0,00

Dividend Yield

0,00%

Founded

1863

Industry

Financials

Country

Switzerland

Website

Baloise Holding

ISIN Number

CH0012410517

Website

N/A

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

There are currently no price targets available for this stock.

In the last five quarters, Baloise Holding’s Price Target has risen from CHF169,21 to CHF169,21 - a 0,00% increase. Three analysts predict that Baloise Holding’s share price will fall in the coming year, reaching CHF0,00. This would represent a decrease of -100,00%.

Top growth stocks in the financials sector (5Y.)

What does Baloise Holding do?

Baloise Holding AG engages in the insurance and banking businesses. Business Segments The company operates through various business segments that cater to a diverse clientele, integrating insurance products and financial services. Its primary business lines include life insurance, property and casualty insurance, and asset management. Each segment operates within distinct geographic regions, which include Switzerland, Germany, Luxembourg, and Belgium. In life insurance, the company provides p...

Baloise Holding AG engages in the insurance and banking businesses.

Business Segments

The company operates through various business segments that cater to a diverse clientele, integrating insurance products and financial services. Its primary business lines include life insurance, property and casualty insurance, and asset management. Each segment operates within distinct geographic regions, which include Switzerland, Germany, Luxembourg, and Belgium.

In life insurance, the company provides products that cater to the needs of both individuals and businesses. These services encompass wealth-building policies, which are designed to yield investment returns while ensuring long-term security. The company facilitates both single premium and regular premium payment options, allowing policyholders to choose based on their financial circumstances.

Property and casualty insurance is another critical segment where the company offers comprehensive coverage solutions designed to protect against a variety of risks associated with personal and professional properties. This includes coverage for personal properties, commercial liabilities, and specialized insurance solutions tailored for specific industries.

In terms of asset management, the company focuses on providing investment solutions through its subsidiary Baloise Asset Management AG. The investment approaches are grounded in responsible investment practices, ensuring alignment with sustainability goals and economic returns. This segment has expanded its services to include both traditional and alternative investments, alongside responsible investment strategies.

Business Strategy

The company’s business strategy is driven by the concept of creating enduring value for its stakeholders through a responsible and customer-centric approach. This strategy focuses on integrating sustainability into its core operations while remaining responsive to market dynamics and regulatory changes.

The company seeks to enhance profitability by focusing on sustainable growth rather than sheer scale. The management continually assesses convergence between investment strategies and business objectives while optimizing product offerings tailored to specific market needs. The company has initiated several projects for optimizing the risk-return profile of its insurance products, which reflect its long-term commitment to quality and service excellence.

Another fundamental aspect of the company's strategy is its commitment to technology integration and digital transformation. The company recognizes the importance of leveraging technology to enhance operational efficiencies and customer experiences. This includes improving customer engagement through digital channels and streamlining service delivery processes.

Products and Services

The company offers a comprehensive array of products and services tailored to meet the diverse needs of its customer base. The product portfolio includes various insurance options, banking services, and asset management services.

In insurance, the company provides life insurance products, such as investment-linked life insurance, term life insurance, and whole life policies, which are designed to provide both financial security and investment growth. The property and casualty segment features homeowners’ insurance, auto insurance, liability insurance, and business insurance, ensuring protection for physical assets and mitigating risks associated with unforeseen events.

The company’s banking services cater to personal and corporate clients, offering savings accounts, mortgage solutions, and investment opportunities. Within asset management, the company’s services encompass portfolio management, wealth management, and advisory services, focusing on performance and risk management aligned with responsible investing practices.

Through its digital platforms, the company provides tools that facilitate financial planning and risk assessment, thereby enhancing its service offerings and allowing customers to make informed financial decisions. The company continues to innovate within its product lines, incorporating advanced strategies and technologies that resonate with contemporary market trends.

Geographical Markets

The company operates primarily in Switzerland, Germany, Luxembourg, and Belgium. Each geographic market is served by dedicated teams that understand the unique regulatory landscapes and consumer demands. This localized approach enables the company to effectively cater to its customers while ensuring compliance with all relevant legal requirements.

Seasonality

The company's operations demonstrate a degree of seasonality, primarily influenced by the nature of insurance products and customer purchasing behaviors. The company typically sees an increase in insurance policy sales during certain times of the year, often aligned with economic cycles or external events that drive customer awareness of risk management.

For example, the demand for property and casualty insurance escalates during seasonal events that underscore potential risk, such as natural disasters or shifts in market conditions. Conversely, other segments, such as life insurance exhibit stability, with a steady flow of premiums throughout the year. The company actively manages this seasonality to ensure consistent service delivery throughout its various segments.

Customers

The company serves a diverse clientele, ranging from individual consumers to large corporations across various sectors. The customer categories include individual policyholders, small and medium-sized enterprises (SMEs), large commercial enterprises, and institutional investors.

Sales and Marketing

The company employs a multifaceted approach to sales and marketing, leveraging both traditional and digital channels to reach its diverse customer base. The company utilizes direct sales, broker networks, and digital platforms to distribute its products effectively.

The marketing strategies focus on educating customers about the importance of insurance and financial planning, while also highlighting the company’s commitment to sustainability and responsible investing. Digital marketing, including social media campaigns and online advertising, serves as a crucial element in engaging with a broader audience and enhancing brand visibility.

History

Baloise Holding AG was founded in 1863.

Baloise Holding Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** - Insurance: approx. 80% - Asset Management: approx. 15% - Other services: approx. 5% **TOP 3 markets and their percentage shares:** - Switzerland: approx. 50% - Germany: approx. 25% - Belgium: approx. 15% Baloise Holding AG generates the majority of its reven...

At which locations are the company’s products manufactured?

**Production:** No direct production Baloise Holding AG is an insurance and financial services company and does not produce physical products. Instead, it offers services in the areas of insurance, pension provision, and asset management. Baloise's main markets are Switzerland, Germany, Belgiu...

What strategy does Baloise Holding pursue for future growth?

**Strategy for Future Growth:** 1. **Digitalization and Innovation:** Baloise is increasingly focusing on digital transformation and innovative solutions to enhance customer experience and increase efficiency. 2. **Expansion of the Ecosystem:** The company plans to expand its ecosystem through strat...

Which raw materials are imported and from which countries?

**Main raw materials/materials:** No specific raw materials **Countries of origin:** Not applicable Baloise Holding AG is a company in the insurance and financial services sector. Therefore, it does not import physical raw materials or materials in the traditional sense as would be the case in the...

How strong is the company’s competitive advantage?

**Market share in Switzerland:** approximately 10% (2024) **Combined Ratio:** 91.5% (2024) **Return on equity:** 8.2% (2024) Baloise Holding AG has a significant competitive advantage in Switzerland, where it is among the leading insurance companies. The market share of around 10% in Switzerlan...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** Approximately 60% (estimated, 2025) **Insider Buys/Sells:** No significant transactions in the last year (2025) The institutional investor share in Baloise Holding AG typically stands at around 60%, indicating a strong trust from institutional investors in the co...

What percentage market share does Baloise Holding have?

**Market Share Baloise Holding AG:** Estimated 5% (2025) **Top Competitors and Their Market Shares:** 1. **Swiss Re AG:** 15% 2. **Zurich Insurance Group AG:** 12% 3. **Allianz SE:** 10% 4. **AXA SA:** 8% 5. **Munich Re:** 7% 6. **Baloise Holding AG:** 5% 7. **Helvetia Holding AG:** 4% 8. **General...

Is Baloise Holding stock currently a good investment?

**Revenue Growth:** 3.5% (2024) **Net Profit Growth:** 4.2% (2024) **Return on Equity:** 8.9% (2024) **Combined Ratio:** 92.5% (2024) In 2024, Baloise Holding AG recorded a solid revenue growth of 3.5%, indicating a stable business development in the insurance sector. Net profit increased by 4.2%,...

Does Baloise Holding pay a dividend – and how reliable is the payout?

**Dividend Yield:** 4.5% (estimated for 2025) **Dividend History:** Continuous payout for over 10 years Baloise Holding AG is known for its reliable dividend policy. The company has paid a stable dividend in recent years and demonstrates a strong commitment to rewarding its shareholders. The esti...

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Baloise Holding Stock Value

Baloise Holding Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Baloise Holding do?

Baloise Holding Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Baloise Holding Stock Value

Baloise Holding Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Baloise Holding do?

Baloise Holding Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.