Bank of Hangzhou 2026 Forecast | Price, Valuation & Growth

Bank of Hangzhou

SHSE:600926

¥ 16,75

+ ¥0,13 (0,78%)

16,75 ¥

+¥0,13 (0,78%)

End-of-day quote: 03/31/2026

Bank of Hangzhou Stock Value

Analysts currently rate SHSE:600926 as Outperform.

Outperform

Bank of Hangzhou Company Info

EPS Growth 5Y

18,09%

Market Cap

¥121,42 B

Long-Term Debt

¥393,47 B

Quarterly earnings

04/09/2026

Dividend

¥0,66

Dividend Yield

3,97%

Founded

1996

Industry

Financials

Country

China

Website

Bank of Hangzhou

ISIN Number

CNE100002GQ4

Website

http://www.hzbank.com.cn

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

¥19,00

13.43%

Last Update: 04/01/2026

Analysts: 9

Highest Price Target ¥23,90

Average Price Target ¥19,00

Lowest Price Target ¥15,60

In the last five quarters, Bank of Hangzhou’s Price Target has risen from ¥11,22 to ¥14,13 - a 25,94% increase. Eight analysts predict that Bank of Hangzhou’s share price will increase in the coming year, reaching ¥19,00. This would represent an increase of 13,43%.

Top growth stocks in the financials sector (5Y.)

What does Bank of Hangzhou do?

Bank of Hangzhou Co., Ltd. provides various banking products and services to individuals, corporate, and small and micro businesses. Business Segments The company’s business is organized into several key segments, each with distinct focus areas and specialized service offerings: Corporate Banking Segment The company’s corporate banking segment encompassing corporate finance, transaction banking, investment banking, technology finance, cross-border finance, and small and medium enterprise (SM...

Bank of Hangzhou Co., Ltd. provides various banking products and services to individuals, corporate, and small and micro businesses.

Business Segments

The company’s business is organized into several key segments, each with distinct focus areas and specialized service offerings:

Corporate Banking Segment

The company’s corporate banking segment encompassing corporate finance, transaction banking, investment banking, technology finance, cross-border finance, and small and medium enterprise (SME) finance.

The Trade Finance Engine leverages digital technology to build a multi-dimensional credit system, improving financial accessibility for SMEs in the supply chain. The company adheres to an integrated management philosophy for bill business, promoting product innovation, channel integration, and digital risk control transformation.

The investment banking business, under the Bond Finance Engine, focuses on serving the real economy and enhancing product service capabilities.

Retail Banking Segment

The company’s retail banking segment focuses on small and micro business finance, retail finance, and wealth management. The company promotes both collateral-based and credit-based microfinance, with specialized products, such as Youqi Loan (Excellent Enterprise Loan) and Industry Easy Loan, and upgrades to cloud-based collateral products.

The retail finance segment manages personal savings, retail customer assets under management (AUM), and retail loans, maintaining high asset quality and low non-performing loan ratios.

Business Strategy

The company’s strategic positioning is centered on customer orientation and digital empowerment, intend to build differentiated competitive advantages. The company’s strategy involves a transition from product-oriented to customer-oriented operations, focusing on deeply understanding customer needs and driving both scale growth and business structure optimization.

The company’s five major business development strategies include:

Expanding retail finance and optimizing small and micro finance as growth engines, with retail finance focusing on wealth management and consumer credit, and small and micro finance emphasizing individual clients and collateral loans, gradually extending to enterprise clients and credit loans.

Specializing in asset management as a booster, consolidating investment research and customer marketing service systems, and transitioning to a full-chain asset management service model.

Deepening regional operations as an engine, refining operations in Hangzhou, strengthening major branches, and specializing county-level sub-branches.

Products and Services

The company offers a comprehensive suite of financial products and services across its business segments:

Corporate Banking Products and Services include corporate deposits and loans (short, medium, and long-term); domestic and international settlement services; bill acceptance and discounting; financial bond issuance and agency services; interbank lending and foreign exchange trading; bank card services for corporate clients; letter of credit and guarantee services; agency collection and payment services; insurance agency services; safe deposit box services; public securities investment fund sales and custody; cross-border finance, including settlement, financing, and hedging products; transaction banking services, including treasury management, digital platforms, and scenario-based solutions (e.g., smart business associations, smart labor unions); trade finance solutions, including supply chain finance, bill business, and digital risk control; investment banking services, including underwriting of various debt financing instruments, innovative bond products (sci-tech notes, sustainability-linked bonds, digital RMB bonds, panda bonds); technology finance products, including Ke Yi Dai (Tech Easy Loan), Ke Bao Dai (Tech Guarantee Loan), Park Loan, Youke Loan, and investment management systems; and green finance products, including sustainable development-linked loans, pollution rights pledge financing, and new energy vehicle installment loans.

Retail Banking Products and Services include personal savings and deposit products; personal loans, including mortgage loans, consumer loans, and credit-based microloans; wealth management products and services; retail customer asset management (AUM); credit card services; and comprehensive financial solutions for small and micro businesses, including collateral-based and credit-based loans, industry-specific products, and cloud-based collateral products.

Asset Management Products and Services include investment research and advisory services; full-chain asset management solutions; and wealth management and investment products for institutional and individual clients.

Other Services include agency and trust services, including asset management on behalf of clients; and entrusted loan services, acting as an intermediary for client-specified loans.

Geographical Markets Served

The company’s primary geographical market is Zhejiang Province, with a strong focus on Hangzhou as its main business base. The company has expanded its operations to other major cities, including Beijing, Shanghai, Shenzhen, Nanjing, and Hefei, establishing a regional business layout that covers key economic centers in China.

Customers

The company serves a diverse customer base, including corporate clients, small and medium-sized enterprises, small and micro businesses, individual retail customers, and institutional clients. As of the end of the reporting period, the company’s corporate banking segment had a basic customer base of 90,200 and an effective customer base of 36,600. The company’s transaction banking services had served 4,759 group customers, trade finance services had served 16,959 customers, and cross-border finance services had served 7,213 customers.

Sales and Marketing

The company utilizes a combination of direct sales through its branch network, digital platforms, and scenario-based solutions to reach its target customer segments. The company leverages digital platforms, such as the Financial Capital Engine, Trade Finance Engine, and Tech Finance Engine to provide integrated, scenario-based financial solutions. The company’s marketing and distribution channels are supported by a three-level linkage system for customer research, rapid project implementation, and comprehensive service delivery.

Government Regulations

The company operates under the regulatory framework established by the China Banking and Insurance Regulatory Commission (CBIRC), the People’s Bank of China (PBOC), and other relevant regulatory authorities.

History

Bank of Hangzhou Co., Ltd. was founded in 1996.

Bank of Hangzhou Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking Sector:** 100% **TOP 3 Markets:** 1. **China:** approx. 85% 2. **Hong Kong:** approx. 10% 3. **International (other Asian markets):** approx. 5% Bank of Hangzhou Co., Ltd. generates its revenues mainly from the banking sector, including traditional banking services such as depos...

At which locations are the company’s products manufactured?

**Headquarters:** Hangzhou, China Bank of Hangzhou Co., Ltd. is a financial institution and not a manufacturing company. Therefore, it does not produce physical products. Instead, the bank offers financial services including loans, deposits, asset management, and other banking-related services. Th...

What strategy does Bank of Hangzhou pursue for future growth?

**Revenue Growth:** 8.5% (estimated 2024) **Profit Growth:** 10.2% (estimated 2024) The Bank of Hangzhou Co., Ltd. pursues a growth strategy that heavily focuses on digital transformation and technological innovation. The company invests significantly in developing digital platforms to enhance...

Which raw materials are imported and from which countries?

**Commodities/Materials:** No specific commodities **Import countries:** Not applicable Bank of Hangzhou Co., Ltd. is a financial institution and not a production or trading company that imports physical commodities or materials. Banks typically do not import physical commodities but provide finan...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 14.5% (2024) **Cost-Income Ratio:** 28.7% (2024) **Market Share in the Zhejiang Region:** 12% (2024) The Bank of Hangzhou Co., Ltd. demonstrates a solid competitive advantage, particularly through its strong presence in the Zhejiang region, where it holds a significa...

What is the share of institutional investors and insider buying/selling?

**Institutional investor share:** approximately 45% (2025, estimated) **Insider purchases/sales:** No significant transactions in the last year (2025, estimated) The institutional investor share at Bank of Hangzhou Co., Ltd. is around 45%. This demonstrates a strong trust from institutional invest...

What percentage market share does Bank of Hangzhou have?

**Market share of Bank of Hangzhou Co., Ltd.:** Estimated 2-3% (2025) **Top competitors and market shares:** 1. **Industrial and Commercial Bank of China (ICBC):** approx. 15% 2. **China Construction Bank (CCB):** approx. 13% 3. **Agricultural Bank of China (ABC):** approx. 12% 4. **Bank of China (...

Is Bank of Hangzhou stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) **Return on Equity:** 14.5% (2024) The Bank of Hangzhou Co., Ltd. is showing solid revenue and profit growth, indicating a healthy business development. In 2024, the company achieved a revenue growth of 8.5% and a profit growth of 10.2...

Does Bank of Hangzhou pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.2% (2025, estimated) **Dividend History:** Continuous payout over the last 5 years In recent years, Bank of Hangzhou Co., Ltd. has regularly distributed dividends, indicating a reliable dividend policy. The estimated dividend yield for 2025 is around 3.2%, which can be consi...

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Bank of Hangzhou Stock Value

Bank of Hangzhou Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Bank of Hangzhou do?

Bank of Hangzhou Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Bank of Hangzhou Stock Value

Bank of Hangzhou Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Bank of Hangzhou do?

Bank of Hangzhou Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.