Bank of Jiangsu Co., Ltd. provides various banking products and services in China. The company's deposit services encompass a variety of account types, including demand deposits, time deposits, and other specialized deposit accounts.
Business Segments
The company operates through the Corporate and Personal Financial Services, Settlement Services, Treasury Services, Investment Banking, Financial Leasing, and Other Financial Services.
Corporate and Personal Financial Services
This segment offe...
Bank of Jiangsu Co., Ltd. provides various banking products and services in China. The company's deposit services encompass a variety of account types, including demand deposits, time deposits, and other specialized deposit accounts.
Business Segments
The company operates through the Corporate and Personal Financial Services, Settlement Services, Treasury Services, Investment Banking, Financial Leasing, and Other Financial Services.
Corporate and Personal Financial Services
This segment offers a comprehensive range of corporate and personal financial services. This includes deposit and loan services, which form the backbone of the company's financial offerings.
Settlement Services
This segment provides robust settlement services, facilitating smooth and efficient financial transactions for its customers.
Treasury Services
This segment includes managing the company's liquidity, investments, and risk.
Investment Banking
This segment offers a range of services including underwriting, advisory, and capital raising.
Financial Leasing
This segment provides financial leasing services that help businesses acquire the equipment and assets they need without the upfront costs associated with purchasing.
Other Financial Services
This segment offers a variety of other financial services. These include bank card business, foreign exchange deposits, foreign exchange loans, foreign exchange remittance, foreign currency exchange, and foreign exchange settlement and sale at sight and forwards.
Loans
Loans and Advances to Corporates
The company's loans and advances to corporate includes various types of loans tailored to meet the specific needs of corporate clients, such as working capital loans, project financing, and other forms of corporate credit.
Loans and Advances to Individuals
The company also provides a wide range of loan services to individual customers. These include personal consumption loans, property mortgages, personal business loans, and credit card loans.
Discounted Bills
The company also engages in the business of discounted bills, which are short-term financial instruments used by businesses to manage their cash flow.
Investment Portfolio
The company's investment securities can be broadly categorized into several types, including debt securities, equity securities, and other financial instruments. Debt securities form a significant part of the company's investment portfolio. These include government bonds, corporate bonds, and other fixed-income securities. In addition to debt and equity securities, the company's investment portfolio includes other financial instruments such as derivatives and structured products.
Regulations
The company operates under a stringent regulatory framework established by various governmental and regulatory authorities. The company is subject to oversight by the China Banking Regulatory Commission (CBRC), which has now been integrated into the China Banking and Insurance Regulatory Commission (CBIRC).
History
Bank of Jiangsu Co., Ltd. was incorporated in 2006. The company was founded in 2007.