United Overseas Bank Target Price for 2026

United Overseas Bank

SGX:U11

$ 36,00

$-0,90 (-2,44%)

36,00 $

$-0,90 (-2,44%)

End-of-day quote: 04/24/2026

United Overseas Bank Stock Value

According to analysts, the current valuation of SGX:U11 is Hold.

Hold

United Overseas Bank Company Info

EPS Growth 5Y

7,52%

Market Cap

$61,02 B

Long-Term Debt

$20,45 B

Quarterly earnings

05/07/2026

Dividend

$1,52

Dividend Yield

4,23%

Founded

1935

Industry

Financials

Country

Singapore

Website

United Overseas Bank

ISIN Number

SG1M31001969

Website

http://www.uobgroup.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$38,25

6.25%

Last Update: 04/24/2026

Analysts: 14

Highest Price Target $43,50

Average Price Target $38,25

Lowest Price Target $33,00

In the last five quarters, United Overseas Bank’s Price Target has risen from $36,24 to $40,22 - a 10,98% increase. Ten analysts predict that United Overseas Bank’s share price will increase in the coming year, reaching $38,25. This would represent an increase of 6,25%.

Top growth stocks in the financials sector (5Y.)

What does United Overseas Bank do?

United Overseas Bank Limited (‘UOB’), a bank incorporated in the Republic of Singapore, primarily engages in providing a comprehensive range of financial services to its customers. The bank serves a diverse customer base, ranging from individual consumers to large corporations, encompassing various banking products such as loans, deposits, credit cards, wealth management services, and investment banking solutions. Business Segments The company's structure is categorized into three primary busi...

Business Segments

The company's structure is categorized into three primary business segments: Group Retail, Group Wholesale Banking, and Global Markets.

Group Retail (GR): This segment primarily targets individual customers, offering a wide range of products and services including personal loans, mortgages, savings accounts, credit cards, insurance, and wealth management solutions. The GR segment is pivotal in driving household banking services and enhances customer relationships through tailored financial products that meet varying life stages and financial goals. It leverages data analytics and technology to provide personalized banking experiences, ensuring that customers receive financial products and advice suited to their needs.

Group Wholesale Banking (GWB): This segment focuses on providing financial services to corporate clients and financial institutions. It encompasses corporate banking, investment banking, and transaction banking. With services such as syndicated loans, trade finance, foreign exchange, and cash management, the GWB segment aims to facilitate complex financial transactions and help businesses optimize their financial strategies. This segment emphasizes connectivity and cross-border transactions, reflecting UOB’s strength in facilitating trade across the ASEAN region.

Global Markets (GM): This segment manages the trading and investment operations of the bank. This includes foreign exchange trading, capital markets, and derivatives. The Global Markets division capitalizes on market opportunities to deliver trading services while contributing to customer-related trading income and investment strategies for both corporate and institutional clients. The segment’s performance is critical in generating revenue through various financial instruments and maintaining higher liquidity and risk management practices.

In addition to these, the 'Others' segment includes support functions and non-banking activities such as insurance and property management, ensuring comprehensive operational capabilities that support the overall business segments.

Business Strategy

The company’s core business strategy revolves around a clear vision of being the leading bank in ASEAN and building long-term relationships with its clients. The company focuses on innovation and digital transformation to improve customer engagement, streamline operations, and enhance efficiency. By leveraging advanced technologies, UOB aims to offer personalized banking solutions that cater to individual preferences and financial needs.

The bank’s strategy also includes expanding its regional footprint through acquisitions, such as the recent integration of Citigroup's consumer banking business in Malaysia, Thailand, and Vietnam. This expansion capability allows UOB to tap into new markets, scale up its operations, and provide enhanced product offerings across a broader base.

Products and Services

The company offers an extensive array of products and services designed to meet the varying needs of its diverse clientele.

Retail Banking Products: UOB provides a comprehensive selection of retail banking products, including savings and current accounts, fixed deposits, personal loans, mortgages, credit and debit cards, and insurance products. The bank’s wealth management services involve investment advisory, mutual funds, equities, and estate planning, aimed at helping customers grow their wealth and plan for financial security.

Corporate Banking Services: For business clients, UOB offers corporate loans, trade finance, treasury, and cash management services. The bank assists businesses with their operational financing needs and offers access to credit facilities and structured financial solutions tailored to corporate clients' unique needs.

Investment Banking: The investment banking division provides advisory services for mergers and acquisitions, capital raising activities, and strategic investments. UOB benefits from its strong relationships across the ASEAN markets to explore unique investment opportunities for its clients.

Global Markets Offerings: UOB’s Global Markets services include foreign exchange services, equity trading, and derivatives. The bank caters to corporate clients looking to manage risks associated with currency fluctuations and commodity price changes, while providing instruments designed to optimize trading strategies.

Geographical Markets Served

The company serves numerous geographical markets primarily focused on Southeast Asia. The bank has a significant presence in Singapore, Malaysia, Indonesia, Thailand, and Greater China. Through its strategic locations in these markets, UOB is well-positioned to cater to a vast customer base, including individuals, SMEs, and large corporations. The firm also highlights its capabilities in cross-border transactions, making it a key player in facilitating trade and investment within the ASEAN region and beyond.

Seasonality

The company’s business may experience seasonality in certain aspects, particularly in consumer banking. Retail banking activities often see spikes during the year-end festive season, driving increases in personal loans and credit card usage. Similarly, specific periods of the year might correlate with heightened business activities in corporate banking, particularly around fiscal year ends or during regional economic summits when businesses seek financing for expansion or operations.

Customers

The company services a broad spectrum of customers, including individual retail clients, SMEs, and large corporations. The bank's diverse clientele reflects its comprehensive product offerings across several categories, notably in retail, corporate, and investment banking. Specific names of individual customers are not publicly disclosed due to confidentiality; however, UOB boasts millions of retail customers across its branches in ASEAN and significant corporate partnerships with leading businesses in various sectors, emphasizing its strong market presence.

Sales and Marketing

The company employs an integrated approach to sales and marketing, utilizing both traditional and digital channels. Marketing strategies are focused on customer engagement through personalized digital experiences and targeted campaigns that meet the needs of various customer segments. Sales strategies leverage omni-channel integration, including physical branches, mobile applications, and online platforms to maximize reach and operational efficiency. The bank also engages in community outreach and sponsorships, reinforcing its brand positioning as a responsible and customer-centric institution.

History

United Overseas Bank Limited was founded in 1935. The company was incorporated in 1935.

United Overseas Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** - **Retail Banking:** approx. 40% - **Wholesale Banking:** approx. 35% - **Global Markets and Investment Banking:** approx. 15% - **Asset Management and other services:** approx. 10% **Top 3 markets:** - **Singapore:** approx. 50% - **Malaysia:** approx. 20% -...

At which locations are the company’s products manufactured?

**Production Sites:** Mainly in Singapore United Overseas Bank Limited (UOB) is primarily active in the banking sector and does not produce physical products in the traditional sense. As a financial institution, UOB offers banking services that are primarily developed and provided in Singapore. How...

What strategy does United Overseas Bank pursue for future growth?

**Strategy for Future Growth:** 1. **Digitization and Technology Investments:** United Overseas Bank Limited (UOB) is increasingly focusing on the digitization of its services. This includes investments in digital platforms and technologies to enhance customer experience and enable more efficien...

Which raw materials are imported and from which countries?

**Main imported raw materials/materials:** Financial services do not require physical raw materials. **Main importing countries:** Not applicable. United Overseas Bank Limited (UOB) is a leading bank in Singapore that offers financial services. As a financial institution, UOB does not import physi...

How strong is the company’s competitive advantage?

**Market share in Singapore:** approx. 15% (2024) **Return on equity (ROE):** 11.5% (2024) **Cost efficiency (cost-to-income ratio):** 44% (2024) United Overseas Bank Limited (UOB) has a significant competitive advantage, especially in its home market of Singapore. With a market share of around 15%...

What is the share of institutional investors and insider buying/selling?

**Institutional investor share:** approx. 45% (estimated for 2025 based on historical trends) **Insider purchases/sales:** No significant transactions known (2025) The institutional investor share in United Overseas Bank Limited typically ranges from about 40-50%, based on the latest available dat...

What percentage market share does United Overseas Bank have?

**Market share of United Overseas Bank Limited (UOB):** 15% (estimated, 2025) **Top competitors and their market shares:** 1. **DBS Group Holdings Ltd:** 30% 2. **Oversea-Chinese Banking Corporation (OCBC):** 25% 3. **United Overseas Bank Limited (UOB):** 15% 4. **Standard Chartered Bank (Singapore...

Is United Overseas Bank stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) **Return on Equity (ROE):** 11.5% (2024) **Credit Growth:** 6.7% (2024) United Overseas Bank Limited (UOB) recorded solid revenue growth of 8.5% in 2024, attributed to strong credit demand and effective cost control. The profit growth...

Does United Overseas Bank pay a dividend – and how reliable is the payout?

**Dividend Yield:** 4.5% (estimated for 2025) **Dividend History:** Continuous payout over the last 5 years United Overseas Bank Limited (UOB) is known for its reliable dividend policy. In recent years, the bank has consistently distributed dividends, indicating stable financial health and a so...

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United Overseas Bank Stock Value

United Overseas Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does United Overseas Bank do?

United Overseas Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

United Overseas Bank Stock Value

United Overseas Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does United Overseas Bank do?

United Overseas Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.