The People's Insurance Company (Group) of China stock analysis 2026

The People's Insuran...

SEHK:1339

HK$ 5,40

HK$-0,13 (-2,35%)

5,40 HK$

HK$-0,13 (-2,35%)

End-of-day quote: 03/31/2026

The People's Insurance Company (Group) of China Stock Value

Analysts currently rate SEHK:1339 as Outperform.

Outperform

The People's Insurance Company (Group) of China Company Info

EPS Growth 5Y

19,79%

Market Cap

HK$343,90 B

Long-Term Debt

HK$46,52 B

Annual earnings

N/A

Dividend

HK$0,24

Dividend Yield

4,51%

Founded

1949

Industry

Financials

Country

China

Website

The People's Insurance Company (Group) of China

ISIN Number

CNE100001MK7

Website

http://www.picc.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

HK$7,76

43.7%

Last Update: 03/31/2026

Analysts: 12

Highest Price Target HK$9,57

Average Price Target HK$7,76

Lowest Price Target HK$5,70

In the last five quarters, The People's Insurance Company (Group) of China’s Price Target has risen from HK$2,11 to HK$4,49 - a 112,80% increase. Eight analysts predict that The People's Insurance Company (Group) of China’s share price will increase in the coming year, reaching HK$7,76. This would represent an increase of 43,70%.

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What does The People's Insurance Company (Group) of China do?

The People's Insurance Company (Group) of China Limited, an investment holding company, provides insurance products and services in the People’s Republic of China and Hong Kong. Business Segments The company operates through multiple business segments. These segments include Life Insurance, Property Insurance, and Reinsurance. Life Insurance This segment provides various product offerings, including individual and group life insurance plans, health insurance, and accident insurance. Propert...

The People's Insurance Company (Group) of China Limited, an investment holding company, provides insurance products and services in the People’s Republic of China and Hong Kong.

Business Segments

The company operates through multiple business segments. These segments include Life Insurance, Property Insurance, and Reinsurance.

Life Insurance

This segment provides various product offerings, including individual and group life insurance plans, health insurance, and accident insurance.

Property Insurance

This segment encompasses a wide array of offerings, such as personal and commercial property coverage, automobile insurance, and liability insurance.

Reinsurance

This segment provides reinsurance solutions to other insurance companies, enabling them to manage risk effectively while maintaining solvency.

Business Strategy

The business strategy of the company is centered on sustainable growth and enhancing stakeholder value. The company aims to capitalize on its strong brand presence and comprehensive insurance offerings to consolidate its market leadership within the industry.

By investing in digital infrastructure and implementation of advanced analytics, the company seeks to deliver seamless services to customers, ranging from policy acquisition to claims processing. The focus on technological transformation fosters a culture of innovation that empowers the company to adapt to evolving consumer preferences and market dynamics.

In addition to technology-driven initiatives, the company emphasizes the importance of risk management in its strategic approach. By employing robust risk management frameworks and diversifying its insurance portfolio, the company aims to safeguard against potential losses and volatile market conditions. This proactive management of risk is integral to maintaining the long-term sustainability of the company's operations and protecting the interests of policyholders.

Furthermore, the company is committed to expanding its market presence both domestically and internationally. The company aims to penetrate new geographical markets and explore partnerships with local insurers to create synergies and enhance its product offerings. By doing so, the company can tap into new customer segments and drive growth in previously untapped regions.

Research and development is another critical aspect of the company's strategy. The company continually conducts market research to understand consumer behavior, industry trends, and emerging risks. This information enables the company to innovate and refine its products and services, ensuring that it effectively addresses the changing needs of its clients.

Products and Services

The company offers an extensive range of products and services designed to address various insurance needs in the market. The company’s portfolio includes life insurance policies, property insurance solutions, health insurance plans, liability insurance, and reinsurance services.

The company offers life insurance which provides numerous offerings designed for different demographics, including whole life insurance, term life insurance, and universal life policies. The company's health insurance products offer coverage that includes critical illness, hospital expenses, and outpatient care.

The company offers property insurance provides comprehensive protection against risks associated with personal and commercial property. Products under property insurance include homeowners’ insurance, renters’ insurance, and commercial property insurance.

The company also offers liability insurance which provides coverage for policyholders in the event of legal claims against them due to negligence or accidents. This product category includes general liability insurance, professional liability insurance (errors and omissions), and product liability insurance.

On the reinsurance front, the company partners with other insurance companies to provide them with risk transfer solutions.

Geographical Markets Served

The company predominantly operates in the People's Republic of China, where it serves a wide range of customers across diverse geographical regions.

In addition to its domestic operations, the company has begun expanding its footprint beyond China, exploring potential markets within the Asia-Pacific region and other international territories.

Seasonality

The insurance industry, particularly in the realm of life insurance, often experiences seasonality in sales volume. Certain times of the year, such as the end of the fiscal year or major cultural events, usually see increased demand for insurance products as clients look to secure their financial futures or take advantage of promotional offers.

Customers

The company serves a vast customer base comprising individual policyholders, families, businesses, and institutions.

Sales and Marketing

The company employs a multifaceted approach to sales and marketing to reach its customers effectively. The company utilizes direct sales through its network of agents and brokers, as well as digital marketing strategies that leverage social media and online platforms.

The marketing strategy is built on raising awareness of the company’s insurance products. The company engages in promotional campaigns targeted at various demographics, including families seeking life insurance, businesses in need of commercial coverage, and individuals looking for auto or health insurance.

The distribution channels incorporate traditional and modern approaches, utilizing technology to facilitate easier access to services and streamline customer interactions. The company has adopted digital tools that enable customers to obtain quotations, file claims, and manage policies efficiently.

Government Regulations

As a registered insurance provider in the People's Republic of China, the company operates under stringent government regulations and compliance standards dictated by the China Banking and Insurance Regulatory Commission (CBIRC) and other applicable laws.

History

The People's Insurance Company (Group) of China Limited was founded in 1949.

The People's Insurance Company (Group) of China Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Industry Turnover:** - Property and casualty insurance: approx. 60% - Life and health insurance: approx. 30% - Asset management and other services: approx. 10% **TOP 3 Markets:** - China: approx. 85% - Hong Kong: approx. 10% - International (other Asian markets): approx. 5% The People's Ins...

At which locations are the company’s products manufactured?

**Production sites:** Mainly in China The People's Insurance Company (Group) of China Limited, also known as PICC, is a leading insurance company in China. Since it is an insurance company, it does not produce physical products in the traditional sense. Instead, it offers a variety of insuranc...

What strategy does The People's Insurance Company (Group) of China pursue for future growth?

**Revenue Growth:** Estimated 8-10% annually (2025) **Strategic Focus Areas:** 1. **Digitalization and Technological Innovation:** The People's Insurance Company (Group) of China Limited is increasingly focusing on the digitalization of its services. By investing in technologies such as ar...

Which raw materials are imported and from which countries?

**Main imported raw materials:** No specific raw materials **Countries of origin:** Not applicable The People's Insurance Company (Group) of China Limited (PICC) is an insurance company and not a manufacturing company that imports raw materials or materials. Therefore, PICC does not import sp...

How strong is the company’s competitive advantage?

**Market share:** 33% in the Chinese insurance market (2024) **Customer satisfaction:** 85% (2024, based on surveys) **Financial stability:** A+ rating from S&P (2024) The People's Insurance Company (Group) of China Limited (PICC) has a significant competitive advantage due to its st...

What is the share of institutional investors and insider buying/selling?

**Institutional investor share:** Approx. 60% (estimated for 2025) **Insider trades:** No significant transactions in the last year (estimated for 2025) The institutional investor share at The People's Insurance Company (Group) of China Limited remains high, indicating the confidence of insti...

What percentage market share does The People's Insurance Company (Group) of China have?

**Market share of The People's Insurance Company (Group) of China Limited (PICC):** 10% (estimated for 2025) **Main competitors and their market shares:** 1. **Ping An Insurance (Group) Company of China, Ltd.** - 20% 2. **China Life Insurance Company Limited** - 15% 3. **China Pacific Insuranc...

Is The People's Insurance Company (Group) of China stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 7.2% (2024) **Return on Equity:** 11.3% (2024) The People's Insurance Company (Group) of China Limited recorded a revenue growth of 8.5% in 2024, indicating a solid business performance. The profit growth of 7.2% shows that the company is able...

Does The People's Insurance Company (Group) of China pay a dividend – and how reliable is the payout?

**Dividend yield:** 5.2% (2024) **Dividend history:** Continuous payout in the last five years The People's Insurance Company (Group) of China Limited has been paying a consistent dividend in recent years. The dividend yield was last at 5.2%, which is considered attractive compared to other co...

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The People's Insurance Company (Group) of China Stock Value

The People's Insurance Company (Group) of China Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does The People's Insurance Company (Group) of China do?

The People's Insurance Company (Group) of China Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

The People's Insurance Company (Group) of China Stock Value

The People's Insurance Company (Group) of China Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does The People's Insurance Company (Group) of China do?

The People's Insurance Company (Group) of China Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.