Arab National Bank stock | 2026 earnings growth & current analysis

Arab National Bank

SASE:1080

﷼ 21,03

﷼-0,02 (-0,10%)

21,03 ﷼

﷼-0,02 (-0,10%)

End-of-day quote: 05/12/2026

Arab National Bank Stock Value

Analysts currently rate SASE:1080 as Outperform.

Outperform

Arab National Bank Company Info

EPS Growth 5Y

14,78%

Market Cap

﷼42,06 B

Long-Term Debt

﷼2,83 B

Quarterly earnings

05/04/2026

Dividend

﷼1,30

Dividend Yield

6,18%

Founded

1979

Industry

Financials

Country

Saudi Arabia

Website

Arab National Bank

ISIN Number

SA0007879105

Website

http://www.anb.com.sa

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

﷼25,00

18.88%

Last Update: 05/11/2026

Analysts: 9

Highest Price Target ﷼30,35

Average Price Target ﷼25,00

Lowest Price Target ﷼21,00

In the last five quarters, Arab National Bank’s Price Target has risen from ﷼24,86 to ﷼25,71 - a 3,42% increase. Six analysts predict that Arab National Bank’s share price will increase in the coming year, reaching ﷼25,00. This would represent an increase of 18,88%.

Top growth stocks in the financials sector (5Y.)

What does Arab National Bank do?

Arab National Bank provides various banking products and services. The company specializes in retail, wholesale, treasury, and investment banking services. Business Segments The company operates through Retail Banking, Wholesale Banking, Treasury, Investment Banking, and Capital Markets segments. Retail Banking The Retail Banking segment focuses on providing financial services to individual consumers. This includes an array of products, such as personal loans, mortgages, auto loans, and cred...

Arab National Bank provides various banking products and services. The company specializes in retail, wholesale, treasury, and investment banking services.

Business Segments

The company operates through Retail Banking, Wholesale Banking, Treasury, Investment Banking, and Capital Markets segments.

Retail Banking

The Retail Banking segment focuses on providing financial services to individual consumers. This includes an array of products, such as personal loans, mortgages, auto loans, and credit cards. The segment places a significant emphasis on the affluent market, tailoring offerings to meet the expectations of high-net-worth individuals. Recently, this segment has launched a revamped mobile application and has been active in optimizing the branch network to enhance the client experience.

Wholesale Banking

The Wholesale Banking segment seeks to enhance profitability while ensuring that portfolio quality remains intact having maintained its leadership in SME banking through programs, such as Kafala and Monshaat. This segment focuses on corporate clients and includes tailored services in credit, trade finance, and treasury solutions. This segment seeks to leverage financial technology partnerships to enhance service delivery and operational efficiency.

Treasury

The Treasury segment seeks to diversify investments into higher yielding assets while ensuring that the company’s interest rate risk is minimized. It plays a critical role in managing liquidity and balancing the bank's asset-liability profile. The continuous upgrade of treasury infrastructure is a testament to the segment's commitment to operational excellence.

Investment Banking

The Investment Banking involves in high-profile transactions and modern investment products. The company has recently expanded its investment offerings to include private equity and real estate funds, further enhancing its market presence. The company is leveraging its expertise in capital markets to provide strategic advisory services to its clients, aimed at optimizing their financial operations.

Capital Markets

The Capital Markets segment includes primary and secondary market activities which aligns with the company’s aspiration to be a top player in capital markets aligns with its comprehensive service offering. This segment seeks to tap into new revenue streams by offering innovative financial products tailored for superior investment performance.

Business Strategy

The company's business strategy is focused to be among the top five banks in Saudi Arabia while enhancing organizational effectiveness and efficiency. To achieve this, the company has identified key pillars that guide its strategic direction, which include Risk Management, Digitalization, Customer Service Excellence.

The company's commitment to digital transformation is central to its strategy. It recognizes the importance of digital tools in enhancing customer experiences and has initiated the development of a comprehensive digital banking platform, dubbed the Hyper-app. This innovative digital solution seeks to reimagine how banking services are delivered, incorporating personalized experiences that cater to diverse customer segments.

Additionally, the company is focused on optimizing infrastructure to fast-track its digital initiatives. Investment in advanced technology, such as artificial intelligence and machine learning, is expected to not only streamline operations but also drive new revenue streams. By enhancing its service offerings and modernizing existing systems, the company aims to fortify its market position, thereby realizing its strategy effectively.

Products and Services

The company offers an extensive range of products and services designed to meet the varying needs of its clients.

Banking Products: The Retail Banking segment includes personal banking services, such as checking and savings accounts, loans (including personal, auto, and home loans), credit cards, and digital banking services. The company seeks to provide modern banking experiences through advancements in mobile and online banking platforms, ensuring that clients have access to their accounts and services conveniently.

Corporate Banking: For corporate clients, the company provides a suite of services tailored to companies, including credit facilities, cash management, trade finance, and advisory services. This segment focuses on understanding clients' business needs and delivering customized financial solutions that contribute to their success.

Investment Services: The Investment Banking segment encompasses a range of services including asset management, private equity, and real estate investment funds. The company strives to offer innovative investment products, ensuring clients have access to diverse opportunities that align with their risk appetite and financial needs.

Treasury and Financial Markets: In Treasury and Financial Markets, the company's services include foreign exchange, derivatives, and liquidity management solutions. This division focuses on mitigating risks and optimizing returns for the company and its clients.

Geographical Markets

The company primarily operates within the Kingdom of Saudi Arabia, leveraging its extensive branch network to reach a diverse customer base across the nation. While the company is firmly rooted in the domestic market, it explores selective opportunities for expansion in international markets through partnerships and strategic alliances.

Seasonality

The company, like many financial institutions experience some degree of seasonality in its operations. However, the company manages to maintain a balanced portfolio throughout the year by offering products that meet customer needs regardless of external economic conditions, showcasing resilience to economic fluctuations.

Customers

The company serves a broad customer base that includes retail consumers, SMEs, large corporations, and public sector entities. The company is dedicated to understanding the unique requirements of its customers across various segments, enabling it to tailor its services effectively.

Sales and Marketing

The company employs multiple marketing and distribution channels to reach its clients effectively. This includes traditional branch networks, online banking platforms, and mobile applications, alongside digital marketing strategies aimed at engaging customers. The company emphasizes customer education and awareness through targeted campaigns that highlight its product offerings and services.

Government Regulations

As a banking institution operating in Saudi Arabia, the company is governed by local and international regulations established by regulatory authorities such as the Saudi Arabian Monetary Authority (SAMA). The company remains committed to adhering to compliance requirements, including anti-money laundering laws, consumer protection regulations, and sustainable finance initiatives. The organization has rounds of strategic assessments to ensure that operations are in line with evolving regulations while maintaining robust governance frameworks.

History

Arab National Bank was founded in 1979.

Arab National Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**revenue distribution by industry:** - **banking services:** 60% - **investment banking:** 25% - **asset management:** 15% **top 3 markets and their percentage shares:** - **saudi arabia:** 70% - **united arab emirates:** 15% - **kuwait:** 10% the arab national bank generates the majority of its...

At which locations are the company’s products manufactured?

**arab national bank (sase:1080)** is a bank and does not produce physical products. arab national bank offers a variety of financial services, including retail and corporate banking, investment banking, and asset management. being a financial institution, the focus is on providing services rather...

What strategy does Arab National Bank pursue for future growth?

**strategy for future growth:** 1. **digital transformation:** arab national bank is heavily investing in the digitalization of its services to enhance customer experience and increase operational efficiency. this includes the introduction of new digital platforms and the optimization of existing s...

Which raw materials are imported and from which countries?

**main imported raw materials/items:** financial services, it infrastructure **countries of origin:** usa, germany, india arab national bank (anb) is a financial institution primarily engaged in banking and therefore does not import physical raw materials in the traditional sense. instead, the ban...

How strong is the company’s competitive advantage?

**return on equity (roe):** 12.5% (2024) **tier 1 capital ratio:** 18.2% (2024) **market share in the saudi banking sector:** approximately 7% (2024) arab national bank (anb) has a solid competitive advantage in the saudi banking sector, highlighted by a strong return on equity and a high tier...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approximately 60% (2025, estimated) **insider buys/sells:** no significant transactions in the last year (2025, estimated) the institutional investor share at arab national bank is estimated to be around 60%, which is typical for large banks in the region. this de...

What percentage market share does Arab National Bank have?

**market share of arab national bank:** estimate 5-7% (2025) **top competitors and their market shares:** 1. **al rajhi bank:** estimate 20-25% 2. **national commercial bank (ncb):** estimate 18-22% 3. **riyad bank:** estimate 10-12% 4. **saudi british bank (sabb):** estimate 8-10% 5. **banque saud...

Is Arab National Bank stock currently a good investment?

**revenue growth:** 8.5% (2024) **profit growth:** 10.2% (2024) **return on equity (roe):** 13.4% (2024) in 2024, arab national bank recorded solid revenue growth of 8.5%, indicating strong operational performance and effective expansion into new business areas. the profit growth of 10.2% suggests...

Does Arab National Bank pay a dividend – and how reliable is the payout?

**dividend yield:** 3.8% (2025, estimated) **dividend history:** steady payout over the last 5 years in recent years, arab national bank has paid a consistent dividend, indicating a reliable payout policy. the current dividend yield is approximately 3.8%, which is competitive compared to other...

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Arab National Bank Stock Value

Arab National Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Arab National Bank do?

Arab National Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Arab National Bank Stock Value

Arab National Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Arab National Bank do?

Arab National Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.