Banque Saudi Fransi Price Target | Analysis, Price & Growth Outlook

Banque Saudi Fransi

SASE:1050

﷼ 19,10

﷼-0,03 (-0,16%)

19,10 ﷼

﷼-0,03 (-0,16%)

End-of-day quote: 05/05/2026

Banque Saudi Fransi Stock Value

Analysts currently rate SASE:1050 as Outperform.

Outperform

Banque Saudi Fransi Company Info

EPS Growth 5Y

26,84%

Market Cap

﷼47,25 B

Long-Term Debt

﷼30,55 B

Quarterly earnings

04/27/2026

Dividend

﷼1,07

Dividend Yield

5,59%

Founded

1977

Industry

Financials

Country

Saudi Arabia

Website

Banque Saudi Fransi

ISIN Number

SA0007879782

Website

http://www.alfransi.com.sa

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

﷼21,25

11.26%

Last Update: 05/03/2026

Analysts: 13

Highest Price Target ﷼24,30

Average Price Target ﷼21,25

Lowest Price Target ﷼18,00

In the last five quarters, Banque Saudi Fransi’s Price Target has risen from ﷼17,84 to ﷼19,04 - a 6,73% increase. One analysts predict that Banque Saudi Fransi’s share price will increase in the coming year, reaching ﷼21,25. This would represent an increase of 11,26%.

Top growth stocks in the financials sector (5Y.)

What does Banque Saudi Fransi do?

Banque Saudi Fransi provides banking and financial services for individuals and businesses. Business Segments The company operates in four primary business segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking and Brokerage. Retail Banking This segment offers services such as saving accounts, deposits, credit and debit cards, consumer loans, foreign exchange products, and auto leasing. This segment focuses on individual consumers and small businesses, meeting their ev...

Banque Saudi Fransi provides banking and financial services for individuals and businesses.

Business Segments

The company operates in four primary business segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking and Brokerage.

Retail Banking

This segment offers services such as saving accounts, deposits, credit and debit cards, consumer loans, foreign exchange products, and auto leasing. This segment focuses on individual consumers and small businesses, meeting their everyday banking needs while enhancing access to financial resources.

Corporate Banking

This segment serves medium to large-sized establishments, providing demand accounts, deposits, overdrafts, loans, and various credit facilities, as well as derivative products. This unit is tailored to meet the financial requirements of businesses, assisting in their operational strategies and financial management.

Treasury

This segment incorporates several key functions including treasury services, trading activities, investment securities, money market operations, and the company's funding activities. This segment plays a crucial role in managing the company’s liquidity, ensuring that the institution can meet its operational demands while optimizing returns on its investment assets.

Investment Banking and Brokerage

This segment includes investment management services, asset management activities related to securities, and advice on corporate finance. This division extends to arrangements involving international and local share brokerage services, providing an essential link between investors and market opportunities.

The performance of each segment is evaluated based on internal management reports, including segment profit metrics, which are deemed relevant for comparing results relative to entities within the same sector.

Business Strategy

The company's strategy is centered on enhancing customer satisfaction. The company focuses on customer-centric service approaches by leveraging technology to improve the user experience. It aims to develop personalized banking solutions that cater to the diverse needs of individual and corporate clients.

To foster innovation, the company invests in digital transformation initiatives, significantly elevating its service delivery through online and mobile banking platforms. The company recognizes the importance of developing strategic partnerships and alliances that can facilitate market penetration and expansion. By collaborating with fintech companies and other financial institutions, the company hopes to diversify its product offerings and reach broader audiences.

Products and Services

The company offers a wide-ranging portfolio of products and services designed to meet the needs of individual consumers, businesses, and institutional clients.

In the Retail Banking sector, the company provides traditional banking products such as savings and current accounts, various debit and credit card options, personal loans for consumers, auto leasing services, and foreign exchange products. This division is dedicated to ensuring ease of access and convenience for personal banking clients, allowing them to manage their finances effectively.

The Corporate Banking segment caters to the specific needs of businesses. It includes a range of tailored financing solutions, including working capital loans, overdraft facilities, and structured financing options. Corporate clients benefit from specialized services that enhance their growth and operations within the competitive market landscape.

Treasury services play a significant role in the overall product offering, focusing on managing both liquidity and investment options. With products related to investments in securities and money market instruments, the treasury segment ensures that the company can efficiently manage its funds and optimize its return strategies.

Finally, within the Investment Banking and Brokerage division, the company offers services that encompass corporate finance advisory, asset management, and securities brokerage. Clients can leverage these offerings for wealth management and investment opportunities, thereby benefiting from the expertise and advisory services of the company's professional team.

Geographical Markets Served

The company primarily serves the Saudi Arabian market with its range of banking and financial services. The company’s expansion strategy involves enhancing its domestic presence and exploring opportunities in international markets.

Customers

The company serves a range of customers, including individual retail clients, small and medium-sized enterprises, and large corporations. The company's customer base spans various industries, reflecting its extensive service offerings and reach within the Saudi market.

The company focuses on satisfying the needs of international and local corporate customers and providing accessible services to consumer clients. The total number of customers served by the company is extensive, highlighting the institution's significance in the banking sector of Saudi Arabia.

Marketing and Distribution Channels

The company employs multiple modes of marketing and distribution channels to effectively reach its customers. Traditional advertising methods, such as print, television, and outdoor advertising, remain in use to maintain brand visibility.

In addition to conventional marketing methods, the company focuses heavily on digital marketing strategies. This includes maintaining robust online platforms, engaging with customers through social media, and utilizing online banking applications to promote its services effectively.

Customer outreach plays a crucial role in linking products and services to target audiences. The company leverages its established branch network, online platforms, and customer engagement initiatives to ensure that its offerings are accessible to all potential clients.

History

Banque Saudi Fransi was founded in 1977.

Banque Saudi Fransi Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**banking sector:** 70% **investment banking:** 20% **asset management:** 10% **saudi arabia:** 85% **united arab emirates:** 10% **kuwait:** 5% banque saudi fransi generates the majority of its revenue from traditional banking, which accounts for about 70% of total revenue. this inclu...

At which locations are the company’s products manufactured?

**headquarters:** riyadh, saudi arabia banque saudi fransi is a bank and not a manufacturing company in the traditional sense. therefore, it does not produce physical products. instead, it offers a variety of financial services including personal and business loans, asset management, and investment...

What strategy does Banque Saudi Fransi pursue for future growth?

**capital increase:** 10% (2024) **digitalization investments:** 500 million sar (2024) **sustainability initiatives:** introduction of green financial products (2024) banque saudi fransi is pursuing a growth strategy based on three main pillars: capital increase, digitalization, and sustainabili...

Which raw materials are imported and from which countries?

**main imported raw materials/supplies:** paper, it equipment, office supplies **countries of origin:** usa, china, germany banque saudi fransi is a financial institution and does not import raw materials in the traditional sense as manufacturing companies do. instead, it sources materials and eq...

How strong is the company’s competitive advantage?

**return on equity (roe):** 12.5% (2024, estimate) **market share in the saudi banking sector:** approximately 8% (2024, estimate) banque saudi fransi has a moderate competitive advantage in the saudi banking sector. the return on equity of 12.5% indicates efficient capital utilization, which is co...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approximately 60% (2025, estimated) **insider purchases/sales:** no significant transactions in the last quarter (2025, estimated) the institutional investor share at banque saudi fransi is estimated to be around 60%. this demonstrates a strong confidence from ins...

What percentage market share does Banque Saudi Fransi have?

**market share of banque saudi fransi:** estimated at around 8% (2025) **top competitors and their market shares:** 1. **al rajhi bank:** around 20% 2. **national commercial bank (ncb):** around 18% 3. **riyad bank:** around 10% 4. **samba financial group:** around 9% 5. **banque saudi fransi:** ar...

Is Banque Saudi Fransi stock currently a good investment?

**return on equity (roe):** 10.5% (2024) **return on assets (roa):** 1.8% (2024) **credit growth:** 8% (2024) banque saudi fransi shows a solid return on equity of 10.5%, indicating efficient use of equity capital. the return on assets of 1.8% shows that the bank is able to generate profits from...

Does Banque Saudi Fransi pay a dividend – and how reliable is the payout?

**dividend yield:** 4.5% (estimated for 2025) **dividend history:** consistent payout in recent years banque saudi fransi has regularly distributed dividends to its shareholders in recent years. the estimated dividend yield for 2025 is around 4.5%, which is competitive compared to other banks in...

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Banque Saudi Fransi Stock Value

Banque Saudi Fransi Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banque Saudi Fransi do?

Banque Saudi Fransi Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Banque Saudi Fransi Stock Value

Banque Saudi Fransi Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banque Saudi Fransi do?

Banque Saudi Fransi Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.