AlJazira Bank stock | Price, analyst rating, price target & growth

AlJazira Bank

SASE:1020

﷼ 11,62

﷼-0,10 (-0,85%)

11,62 ﷼

﷼-0,10 (-0,85%)

End-of-day quote: 05/05/2026

AlJazira Bank Stock Value

Analysts currently give SASE:1020 a rating of Hold.

Hold

AlJazira Bank Company Info

EPS Growth 5Y

90,37%

Market Cap

﷼14,82 B

Long-Term Debt

﷼2,00 B

Quarterly earnings

04/29/2026

Dividend

﷼0,50

Dividend Yield

4,27%

Founded

1975

Industry

Financials

Country

Saudi Arabia

Website

AlJazira Bank

ISIN Number

SA0007879055

Website

http://www.bankaljazira.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

﷼12,35

6.28%

Last Update: 04/28/2026

Analysts: 4

Highest Price Target ﷼14,20

Average Price Target ﷼12,35

Lowest Price Target ﷼11,70

In the last five quarters, AlJazira Bank’s Price Target has fallen from ﷼16,79 to ﷼16,10 - a -4,11% decrease. One analysts predict that AlJazira Bank’s share price will increase in the coming year, reaching ﷼12,35. This would represent an increase of 6,28%.

Top growth stocks in the financials sector (5Y.)

What does AlJazira Bank do?

Bank AlJazira provides a range of Shari'ah compliant banking products and services for individuals, corporates, small to medium sized businesses, and institutions in the Kingdom of Saudi Arabia. The company operates through Personal Banking, Corporate Banking, Treasury, Brokerage and Asset Management, and Others segments. It offers saving and current accounts; real estate and personal financing services, as well as auto lease; safety deposits; money transfer; e-statement; investment products; an...

The company provides direct finance, short-term loans, capital expenditure finance, finance of projects'/contracts' extracts, letters of credit/refinance, and syndication finance; secure lending and post shipment financing, as well as trade services for letter of guarantees, letter of credit, and collection documents; and POS financing and dentistry and dental clinic finance; remittances, Hajj Drafts, account maintenance, payments, foreign exchange, letters of guarantees and SR remittances, and bilateral and direct financing, as well as services for the public sector. In addition, it offers investment banking services comprising brokerage and asset management services, as well as corporate investment banking services through initial public offerings, private placement, capital increase, and underwriting, as well as cash management and corporate payroll services. Further, the company provides ATM and credit cards, safe deposit lockers, trading commission, foreign currency exchange, short term deposits, and structured products; wealth management services; and treasury services, including naqa'a and thrift saving programs, foreign exchange, FX forward, money market, structured products, and hedging solutions, as well as margin financing services.

Business Segments

The company operates through Personal Banking, Corporate Banking, Treasury and Brokerage and Asset Management segments.

Personal Banking

This segment is dedicated to individual customers, offering a myriad of deposit, credit, and investment products tailored to meet personal financial needs. The robust suite of offerings includes savings accounts, personal loans, credit cards, and various investment accounts that adhere to Shari'ah principles. This segment plays a crucial role in acquiring and retaining customer relationships, fostering loyalty through personalized service.

Corporate Banking

Catering to the financial requirements of corporate clients, SMEs, and institutional customers, this segment delivers financing opportunities, deposits, and tailored credit solutions. Corporate banking products are designed to foster long-term partnerships with businesses, supporting their growth through various financial services such as commercial loans, trade finance, and cash management solutions.

Treasury

The treasury segment encompasses capital market operations, including money market activities, foreign exchange trading, and overall treasury services. This segment plays a vital role in optimizing the liquidity management of the Bank while managing the associated risks involved with these activities.

Brokerage and Asset Management

This segment provides share brokerage and investment management services through its subsidiary, AlJazira Capital Company. It ensures that both individual and institutional investors have access to a range of investment products and professional management services designed to maximize returns and minimize risks.

Business Strategy

The overarching business strategy of the company is centered around enhancing its product offerings and strengthening its market position within the Kingdom of Saudi Arabia. The Bank aims to leverage its extensive branch network and digital capabilities to provide seamless banking experiences for both individual and corporate clients. By fostering a customer-centric approach, the Bank strives to build long-lasting relationships with clients, ensuring satisfaction and loyalty.

To attain these strategic goals, the company emphasizes the importance of continuous innovation in its product development. The Bank conducts comprehensive market research to identify emerging financial needs and trends, enabling it to tailor its offerings accordingly. By regularly introducing new Shari'ah-compliant products and enhancing existing ones, the company ensures that it remains competitive and responsive to the evolving demands of the market.

Products and Services

The company offers a diverse portfolio of products and services finely tuned to meet the financial needs of its clientele. The comprehensive range includes:

Personal Banking Products: Savings accounts, current accounts, personal loans, home financing, and credit card solutions; all designed to promote financial well-being while adhering to Islamic finance principles.

Corporate and SME Banking Solutions: Tailored financing products, such as project financing, working capital loans, trade finance services, and cash management solutions that align with the ambitions of various business entities.

Investment Services: A suite of Shari'ah-compliant investment options, enabling individual and institutional clients to diversify their portfolios through Sukuk and equity investments.

Treasury Services: Services related to liquidity management, foreign exchange transactions, and risk management that facilitate seamless financial operations for corporate clients.

Asset Management and Brokerage Services: Professional investment management services, equity trading, and wealth management solutions aimed at optimizing client returns through strategic market positioning.

Geographical Markets Served

The company primarily serves the Kingdom of Saudi Arabia as its core geographical market. The Bank's strategic focus is concentrated on meeting the diverse financial needs of individual consumers, corporate entities, and institutional clients within this market. By nurturing strong relationships with local businesses and individuals, the company aims to establish itself as a reliable financial partner within the region.

Seasonality

The Bank's operations do not exhibit significant seasonality, given that banking services are typically steady throughout the year. However, certain banking activities may witness fluctuation during specific times, such as the month of Ramadan affecting personal banking transactions. Financial institutions often see a spike in consumer banking activities during this period due to increased spending patterns. Nonetheless, the Bank is adept at managing these variations and ensuring consistent service delivery.

Customers

The company serves a wide range of customers, including individual consumers, small-to-medium-sized enterprises (SMEs), and large corporations. The diverse customer base positions the Bank favorably within the market. By tailoring solutions to meet specific needs, the institution can build strong relationships across various client categories, ensuring high levels of satisfaction and loyalty. However, specific customer names or numbers serviced were not detailed in the documentation.

Sales and Marketing

The company utilizes a multi-channel marketing approach to engage with its customers effectively. This includes traditional marketing methods, such as print advertising and direct marketing, as well as modern techniques like digital marketing and social media engagement. The Bank emphasizes personal relationships through branch interactions while leveraging technology to provide online banking services to cater to tech-savvy customers. This mix of strategies ensures a broad reach and alignment with the preferences of different customer segments.

History

Bank AlJazira was founded in 1975. The company was incorporated in 1975.

AlJazira Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**banking and financial services:** 70% **real estate financing:** 20% **investment banking:** 10% **top 3 markets:** **saudi arabia:** 65% **united arab emirates:** 20% **kuwait:** 15% bank aljazira generates the majority of its revenues from banking and financial services, which is...

At which locations are the company’s products manufactured?

**bank aljazira (sase:1020)** is a financial institution and does not produce physical products. bank aljazira offers a variety of financial services, including retail banking, corporate finance, investment banking, and islamic banking services. as a bank, it operates mainly in saudi arabia, where...

What strategy does AlJazira Bank pursue for future growth?

**revenue growth:** estimated at 8-10% annually (2025-2027) **profit growth:** estimated at 7-9% annually (2025-2027) bank aljazira is pursuing a growth strategy that heavily relies on digitization and technological innovation. the company is investing significantly in developing digital platforms...

Which raw materials are imported and from which countries?

unfortunately, specific information about the imported raw materials or materials of bank aljazira (sase:1020) is not directly available, as it is a bank and not a manufacturing company. banks generally do not import physical raw materials or materials, as their main business field is in the financi...

How strong is the company’s competitive advantage?

**return on equity (roe):** 12.5% (2024) **tier 1 capital ratio:** 15.2% (2024) **market share in the saudi banking sector:** 5.8% (2024) in recent years, bank aljazira has established itself as a competitive player in the saudi banking sector through a solid return on equity of 12.5% and a str...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** 42% (2025, estimated) **insider buys/sells:** no significant transactions in the last quarter (2025, estimated) the institutional investor share in bank aljazira is approximately 42%. this indicates a strong interest from institutional investors in the bank, signa...

What percentage market share does AlJazira Bank have?

**market share of bank aljazira:** 4.2% (2025, estimated) **top competitors and their market shares:** 1. **al rajhi bank:** 20.5% 2. **national commercial bank (ncb):** 18.7% 3. **riyad bank:** 12.3% 4. **samba financial group:** 11.8% 5. **banque saudi fransi:** 9.6% 6. **saudi british bank (sabb...

Is AlJazira Bank stock currently a good investment?

**return on equity (roe):** 11.5% (2024) **return on assets (roa):** 1.2% (2024) **net interest margin:** 3.1% (2024) in recent years, bank aljazira has demonstrated stable financial performance, particularly through a solid return on equity (roe) of 11.5%. this indicates that the company is able...

Does AlJazira Bank pay a dividend – and how reliable is the payout?

**dividend yield:** 3.5% (2024) **dividend history:** steady payout over the last 5 years in recent years, bank aljazira has consistently distributed dividends, indicating a reliable dividend policy. the dividend yield was recently around 3.5%, which is considered competitive compared to other bank...

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AlJazira Bank Stock Value

AlJazira Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AlJazira Bank do?

AlJazira Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

AlJazira Bank Stock Value

AlJazira Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AlJazira Bank do?

AlJazira Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.