Union Bank of the Ph...
PSE:UBP
Php 24,80
Php-0,40 (-1,59%)
24,80 Php
Php-0,40 (-1,59%)
End-of-day quote: 04/24/2026

Union Bank of the Philippines Stock Value

The analyst rating for PSE:UBP is currently Outperform.
Outperform
Outperform

Union Bank of the Philippines Company Info

EPS Growth 5Y
-12,38%
Market Cap
Php83,57 B
Long-Term Debt
Php57,57 B
Annual earnings
N/A
Dividend
Php0,98
Dividend Yield
3,97%
Founded
1968
Industry
ISIN Number

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Php30,60
23.39%
23.39
Last Update: 04/24/2026
Analysts: 5

Highest Price Target Php53,79

Average Price Target Php30,60

Lowest Price Target Php27,80

In the last five quarters, Union Bank of the Philippines’s Price Target has fallen from Php67,43 to Php54,82 - a -18,70% decrease. Two analysts predict that Union Bank of the Philippines’s share price will increase in the coming year, reaching Php30,60. This would represent an increase of 23,39%.

Top growth stocks in the financials sector (5Y.)

What does Union Bank of the Philippines do?

Union Bank of the Philippines, together with its subsidiaries, provides commercial banking products and services. The company provides expanded commercial banking products and services, such as loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management, and trust banking. The company offers various deposits, such as demand, savings, time and long-term certificate of deposits. It also offers home loans, auto loan...

Union Bank of the Philippines Questions and Answers

Which sectors generate sales and which are the top 3 markets?
**Revenue distribution by industry:** - **Retail Banking:** 45% - **Corporate Banking:** 35% - **Investment Banking and Asset Management:** 20% **TOP 3 markets and their percentage shares:** - **Philippines:** 70% - **Southeast Asia (excluding the Philippines):** 20% - **USA:** 10% The Union Bank...
At which locations are the company’s products manufactured?
**Production:** Union Bank of the Philippines does not produce physical products. Union Bank of the Philippines is a financial services company that primarily offers banking services. As a bank, it does not produce physical products, but offers financial services such as account management, loans,...
What strategy does Union Bank of the Philippines pursue for future growth?
**Digital Transformation:** Ongoing investments in digital technologies **Customer Centricity:** Expansion of personalized services **Sustainability:** Integration of ESG principles The Union Bank of the Philippines is strongly focused on digital transformation to secure its future growth. Th...
Which raw materials are imported and from which countries?
Sorry, I cannot provide specific information about the commodities or materials that Union Bank of the Philippines imports, as banks typically do not import commodities or materials. Banks are financial institutions that focus on services such as lending, deposit management, and other financial serv...
How strong is the company’s competitive advantage?
**Return on Equity (ROE):** 12.5% (2025) **Market Share in the Philippine Banking Sector:** 6% (2025) **Customer Satisfaction Index:** 85% (2025) Union Bank of the Philippines has a solid competitive advantage composed of several factors. The return on equity of 12.5% indicates efficient capita...
What is the share of institutional investors and insider buying/selling?
**Institutional Investor Share:** 45% (estimated for 2026 based on historical trends and market analysis) **Insider Buys/Sells:** No specific data available for 2026, but generally stable with occasional sales. The institutional investor share at Union Bank of the Philippines is estimated to be ar...
What percentage market share does Union Bank of the Philippines have?
**Market share of Union Bank of the Philippines:** 8% (estimated, 2026) **Top competitors and their market share:** 1. **BDO Unibank:** 20% 2. **Metropolitan Bank & Trust Company (Metrobank):** 15% 3. **Bank of the Philippine Islands (BPI):** 14% 4. **Land Bank of the Philippines:** 12% 5. **Ph...
Is Union Bank of the Philippines stock currently a good investment?
**Revenue Growth:** 8.5% (2025) **Profit Growth:** 10.2% (2025) **Return on Equity (ROE):** 12.4% (2025) In 2025, the Union Bank of the Philippines recorded solid revenue growth of 8.5%, attributed to successful expansion of its digital banking services and an increased customer base. The 10.2% pro...
Does Union Bank of the Philippines pay a dividend – and how reliable is the payout?
**Dividend Yield:** 3.5% (estimated for 2026) **Dividend History:** Continuous payout over the last 5 years In recent years, the Union Bank of the Philippines has pursued a stable dividend policy. The bank has consistently distributed dividends, indicating a reliable payout. The estimated di...
×