UTG Stock | Price, Analyst Rating & Outlook for 2026

UTG

OTCPK:UTGN

$ 59,00

$0,00 (0,00%)

59,00 $

$0,00 (0,00%)

End-of-day quote: 03/27/2026

UTG Stock Value

The analyst rating for UTG is currently sf_Data Unavailable.

UTG Company Info

EPS Growth 5Y

0,00%

Market Cap

$0,19 B

Long-Term Debt

$0,00 B

Short Interest

0,00%

Annual earnings

N/A

Dividend

$0,00

Dividend Yield

0,00%

Founded

1966

Industry

Utilities

Country

United States

ISIN Number

US90342M1099

Website

http://utgins.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

There are currently no price targets available for this stock.

In the last five quarters, UTG’s Price Target has risen from $0,00 to $59,00 - a 100,00% increase.

Top growth stocks in the utilities sector (5Y.)

What does UTG do?

UTG, Inc. operates as an insurance holding company that provides individual life insurance, which includes the servicing of existing insurance business in-force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. The company holds a majority ownership of First Southern Funding LLC, a Kentucky corporation, (FSF) and First Southern Bancorp, Inc. (FSBI), a financial services holding company. FSBI operates t...

The company holds a majority ownership of First Southern Funding LLC, a Kentucky corporation, (FSF) and First Southern Bancorp, Inc. (FSBI), a financial services holding company. FSBI operates through its 100% owned subsidiary bank, First Southern National Bank (FSNB). Banking activities are conducted through multiple locations within south-central and western Kentucky.

Universal Guaranty Life Insurance Company (UG) is an Ohio domiciled life insurance company and is licensed in 37 states. UG has several wholly-owned and majority-owned subsidiaries.

Reinsurance - As is customary in the insurance industry, the insurance subsidiary cedes insurance to, and assumes insurance from, other insurance companies under reinsurance agreements. The company sets a limit on the amount of insurance retained on the life of any one person.

The company’s reinsured business is ceded to numerous reinsurers. The company monitors the solvency of its reinsurers in seeking to minimize the risk of loss in the event of a failure by one of the parties. The company is primarily liable to the insureds even if the reinsurers are unable to meet their obligations. The primary reinsurers of the company are large, well-capitalized entities.

Business Strategy

UG’s product portfolio consists of a limited number of life insurance product offerings. All of the products are individual life insurance products, with design variations from each other to provide choices to the customer.

Tradition – The Tradition policy is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The minimum face amount is the greater of $10,000 or the amount of coverage provided by a $100 annual premium.

Annuity - The annuity product is a 5-year, single premium product. The product offers a guaranteed minimum rate of 1% and the rate can be adjusted at any time. The maximum surrender charge is 5% and subject to waiver for certain qualifying events. The annuity product offers a 10% free withdrawal each year beginning in year 2.

Business Concentrations

As UG serves primarily individuals located in three states, the ability of the company’s customers to pay their insurance premiums is impacted by the economic conditions in these areas. As of December 31, 2023, approximately 51% of the company’s total direct premium was collected from Illinois, Ohio, and Texas. The company owns a variety of investments associated with the oil and gas industry. These investments represented approximately 28% of the company’s total invested assets as of December 31, 2023. The company’s investment real estate portfolio includes ownership in oil and gas royalties.

History

UTG, Inc. was founded in 1966. The company was incorporated in the state of Delaware in 2005.

New support ticket

Explore

UTG Stock Value

UTG Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the utilities sector (5Y.)

What does UTG do?

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

UTG Stock Value

UTG Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the utilities sector (5Y.)

What does UTG do?

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.