Zions Bancorporation, National Association Stock | Price, Analyst Rating & Outlook for 2026

Zions Bancorporation...

NasdaqGS:ZION

$ 63,26

$-0,12 (-0,19%)

63,26 $

$-0,12 (-0,19%)

End-of-day quote: 05/01/2026

Zions Bancorporation, National Association Stock Value

The analyst rating for NasdaqGS:ZION is currently Outperform.

Outperform

Zions Bancorporation, National Association Company Info

EPS Growth 5Y

12,54%

Market Cap

$9,32 B

Long-Term Debt

$1,47 B

Short Interest

2,92%

Quarterly earnings

04/20/2026

Dividend

$1,80

Dividend Yield

2,84%

Founded

1873

Industry

Financials

Country

United States

ISIN Number

US9897011071

Website

http://www.zionsbancorporation.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$67,00

5.91%

Last Update: 04/28/2026

Analysts: 20

Highest Price Target $78,00

Average Price Target $67,00

Lowest Price Target $63,00

In the last five quarters, Zions Bancorporation, National Association’s Price Target has risen from $50,34 to $62,78 - a 24,71% increase. Seven analysts predict that Zions Bancorporation, National Association’s share price will increase in the coming year, reaching $67,00. This would represent an increase of 5,91%.

Top growth stocks in the financials sector (5Y.)

What does Zions Bancorporation, National Association do?

Zions Bancorporation, National Association provides a wide range of banking products and related services, primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company had more than one million customers as of December 31, 2024, served by multiple branches and various online, mobile, and digital offerings. The company conducts its operations primarily through seven separately managed and geographically defined ba...

The company had more than one million customers as of December 31, 2024, served by multiple branches and various online, mobile, and digital offerings.

The company conducts its operations primarily through seven separately managed and geographically defined bank divisions, which it refers to as affiliates, or affiliate banks, each with its own local branding and management teams. These affiliate banks constitute the company's primary business segments. The company's affiliate banks are supported by an enterprise operating segment (referred to as the Other segment) that provides governance and risk management, allocates capital, establishes strategic objectives, and includes centralized technology, back-office functions, and certain lines of business not operated through its affiliate banks.

Segments

The company manages its operations through seven affiliate banks located in different geographic markets, each with its own local branding and management team. These affiliate banks constitute the company's primary business segments and include: Zions Bank, California Bank & Trust (CB&T), Amegy Bank (Amegy), National Bank of Arizona (NBAZ), Nevada State Bank (NSB), Vectra Bank Colorado (Vectra), and The Commerce Bank of Washington (TCBW).

Zions Bank

Zions Bank is headquartered in Salt Lake City, Utah. As of December 31, 2024, Zions Bank operated various branches in Utah, in Idaho, and in Wyoming. Zions Bank was a full-service commercial bank in Utah and in Idaho.

California Bank & Trust

California Bank & Trust is headquartered in San Diego, California. As of December 31, 2024, CB&T operated various branches in California. CB&T was a full-service commercial bank in California.

Amegy Bank

Amegy Bank is headquartered in Houston, Texas. As of December 31, 2024, Amegy operated various branches in Texas. Amegy was a full-service commercial bank in Texas.

National Bank of Arizona

National Bank of Arizona is headquartered in Phoenix, Arizona. As of December 31, 2024, NBAZ operated various branches in Arizona. NBAZ was a full-service commercial bank in Arizona.

Nevada State Bank

Nevada State Bank is headquartered in Las Vegas, Nevada. As of December 31, 2024, NSB operated various branches in Nevada. NSB was a full-service commercial bank in Nevada.

Vectra Bank Colorado

Vectra Bank Colorado is headquartered in Denver, Colorado. As of December 31, 2024, Vectra operated various branches in Colorado and a few in New Mexico. Vectra was a full-service commercial bank in Colorado.

The Commerce Bank of Washington

The Commerce Bank of Washington is headquartered in Seattle, Washington, and operates in Washington under The Commerce Bank of Washington name, and in Portland, Oregon, under The Commerce Bank of Oregon name. As of December 31, 2024, TCBW operated few branches in Washington and in Oregon.

Products and Services

The company strives to develop long-lasting relationships with its customers by providing competitive products and high-quality service. Some of the products and services the company provides, whether delivered digitally or by other means, include:

Commercial and Small Business Banking

The company serves a wide range of commercial customers, generally small- and medium-sized businesses. Products and services the company provides to its commercial and small business banking customers include: commercial and industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards, as well as merchant processing services; corporate trust services; and correspondent banking and international lending services.

Capital Markets and Investment Banking

The company provides customized financing solutions to help its customers raise capital efficiently, execute strategic transactions, and manage exposure to financial markets. Capital markets products and services include: loan syndications; interest rate derivatives and foreign exchange services; fixed income securities underwriting; advisory and capital raising; commercial mortgage-backed security (CMBS) conduit lending; and power and project financing.

Commercial Real Estate Lending

The company provides lending products secured by commercial real estate to borrowers that include: term and construction/land development financing, including the following collateral types: commercial multifamily, industrial, and office; and residential single-family, community development, and affordable housing.

Retail Banking

The company provides quality retail banking products and services to its customers that include: residential mortgages; home equity lines of credit; personal lines of credit and installment consumer loans; depository account services; consumer cards; and personal trust services.

Wealth Management

The company offers various wealth management products and services to customers. The company's planning-driven offerings, combined with high-touch service and sophisticated asset management capabilities, have resulted in continued growth in assets under management. Additional offerings to the company's wealth management customers include: investment management services; fiduciary and estate services; and advanced business succession and estate planning services.

Investment Securities Portfolio

As of December 31, 2024, the company's investment securities included U.S. treasury securities; U.S. government agencies and corporations, such as agency securities, agency guaranteed mortgage-backed securities, and small business administration loan-backed securities; municipal securities; and other securities.

Loan and Lease Portfolio

As of December 31, 2024, the company's loan and lease portfolio included commercial loans, such as commercial and industrial, leasing, owner-occupied, and municipal loans; commercial real estate loans, such as construction and land development, and term loans; and consumer loans, such as home equity credit line, 1-4 family residential loans, construction and other consumer real estate loans, bankcard and other revolving plans, and other loans.

Supervision and Regulation

The company is governed by the provisions of the National Bank Act and other statutes applicable to national banks, as well as the rules and regulations of the Office of the Comptroller of the Currency (OCC), the Consumer Financial Protection Bureau (CFPB), and the Federal Deposit Insurance Corporation (FDIC). The company's brokerage and investment advisory subsidiaries are regulated by the Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), and state securities regulators.

The company's corporate affairs are governed by the National Bank Act, with related regulations administered by the OCC. The company's common stock and certain other securities are registered under the Securities and Exchange Act of 1934 (Exchange Act), which grants the OCC the authority to administer and enforce certain sections of the Exchange Act applicable to national banks. Despite this, the company continues to make filings required by the Exchange Act with the SEC as a voluntary filer.

In October 2024, the CFPB issued a final rule under Section 1033 of the Dodd-Frank Act. The rule imposes new data access requirements on various parties in the financial ecosystem, including financial institutions, data aggregators, and businesses authorized by consumers to access information on their behalf. Among other requirements, the rule requires certain entities, including the bank, to make available to consumers, upon request, information in their control or possession regarding the consumer financial products or services obtained from the bank.

The company is subject to a wide range of requirements and restrictions contained in both federal and state laws. These regulations and proposals include, but are not limited to, the following: the Federal Deposit Insurance Corporation Improvement Act (FDICIA); the National Bank Act; the Dodd-Frank Act; the Community Reinvestment Act; Anti-Money Laundering (‘AML’) Regulations (such as the Bank Secrecy Act (‘BSA’), Title III of the Uniting and Strengthening of America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (‘USA Patriot Act’), and other federal laws); and Office of Foreign Assets Control (‘OFAC’) laws and regulations.

The company is also subject to the Sarbanes-Oxley Act of 2002, certain provisions of the Dodd-Frank Act, and other federal and state laws and regulations. These regulations address various matters, including corporate governance, auditing and accounting, internal controls over financial reporting, and enhanced and timely disclosure of corporate information.

History

The company was founded in 1873. The company was incorporated in 2015. It was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in 2018.

Zions Bancorporation, National Association Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**main source of income:** financial services **top 3 markets:** 1. **retail banking:** approx. 40% 2. **corporate banking:** approx. 35% 3. **real estate financing:** approx. 25% zions bancorporation generates the majority of its revenues from the financial services sector. the bank is heavily in...

At which locations are the company’s products manufactured?

**production:** no physical product production zions bancorporation, national association is a financial services company and does not produce physical products. instead, it offers a variety of banking services including loans, deposit products, and asset management. the company primarily operates...

What strategy does Zions Bancorporation, National Association pursue for future growth?

**strategy for future growth:** 1. **digitization and technology investments:** zions bancorporation is increasingly focusing on the digitization of its services. this includes investments in modern banking technologies and improving digital customer experiences to work more efficiently and incr...

Which raw materials are imported and from which countries?

**commodities/materials:** no direct imports of raw materials zions bancorporation, national association is a financial institution and not a production or trading company. therefore, it does not import raw materials or materials as is common in the manufacturing or raw materials industry. the com...

How strong is the company’s competitive advantage?

**return on equity (roe):** 11.5% (estimated for 2024) **tier 1 capital ratio:** 11.8% (estimated for 2024) **net interest margin:** 3.2% (estimated for 2024) zions bancorporation, national association, has some competitive advantages that are reflected in its solid return on equity and stable...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approx. 80% (estimated for 2025 based on historical data) **insider purchases/sales:** no specific current data available, but typically minor changes compared to previous years the institutional investor share at zions bancorporation traditionally stands at aroun...

What percentage market share does Zions Bancorporation, National Association have?

**market share of zions bancorporation:** estimated at around 1-2% in the us banking market (2025) **main competitors and their market shares:** 1. **jpmorgan chase & co.:** approximately 10-12% 2. **bank of america corp.:** approximately 9-11% 3. **wells fargo & co.:** approximately 8-10%...

Is Zions Bancorporation, National Association stock currently a good investment?

**return on equity (roe):** 10.5% (2024) **net interest margin:** 3.2% (2024) **loan growth:** 4.8% (2024) zions bancorporation shows a solid return on equity of 10.5%, indicating efficient capital utilization. the net interest margin of 3.2% suggests that the company is able to generate adequa...

Does Zions Bancorporation, National Association pay a dividend – and how reliable is the payout?

**dividend yield:** 3.5% (2025, estimated) **dividend history:** continuous payout over the last 5 years zions bancorporation has regularly distributed dividends in recent years, indicating a reliable dividend policy. the estimated dividend yield of 3.5% in 2025 shows that the company is commit...

New support ticket

Explore

Zions Bancorporation, National Association Stock Value

Zions Bancorporation, National Association Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Zions Bancorporation, National Association do?

Zions Bancorporation, National Association Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Zions Bancorporation, National Association Stock Value

Zions Bancorporation, National Association Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Zions Bancorporation, National Association do?

Zions Bancorporation, National Association Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.