ConnectOne Bancorp stock in March (2026) | Analysis, price target & growth

ConnectOne Bancorp

NasdaqGS:CNOB

$ 26,49

+ $0,22 (0,84%)

26,49 $

+$0,22 (0,84%)

End-of-day quote: 03/26/2026

ConnectOne Bancorp Stock Value

Analysts currently rate NasdaqGS:CNOB as Buy.

Buy

ConnectOne Bancorp Company Info

EPS Growth 5Y

4,09%

Market Cap

$1,33 B

Long-Term Debt

$1,11 B

Short Interest

5,73%

Annual earnings

N/A

Dividend

$0,73

Dividend Yield

2,74%

Founded

1982

Industry

Financials

Country

United States

ISIN Number

US20786W1071

Website

http://www.connectonebank.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$31,00

17.03%

Last Update: 03/26/2026

Analysts: 5

Highest Price Target $32,00

Average Price Target $31,00

Lowest Price Target $30,50

In the last five quarters, ConnectOne Bancorp’s Price Target has risen from $19,59 to $22,30 - a 13,83% increase. Five analysts predict that ConnectOne Bancorp’s share price will increase in the coming year, reaching $31,00. This would represent an increase of 17,03%.

Top growth stocks in the financials sector (5Y.)

What does ConnectOne Bancorp do?

ConnectOne Bancorp, Inc., operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services. The company offers a full suite of deposit and loan products and services to the general public, primarily to small and mid-sized businesses, local professionals and individuals residing, working and conducting business in the New York Metropolitan area and the South Florida market served by its West Palm Beach office. BoeFly, a wholly owned subsidiary of C...

ConnectOne Bancorp, Inc., operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services.

The company offers a full suite of deposit and loan products and services to the general public, primarily to small and mid-sized businesses, local professionals and individuals residing, working and conducting business in the New York Metropolitan area and the South Florida market served by its West Palm Beach office.

BoeFly, a wholly owned subsidiary of ConnectOne Bank, is a fintech marketplace that connects borrowers in the franchise space with funding solutions through a network of partner banks, including the Bank.

Market Area

The company’s offices are located primarily in the New York metro market and span New Jersey, New York City, Long Island, and the Hudson Valley, including Rockland, Orange, and Westchester counties. Through high tech tools and services, the company is able to extend its reach by supporting clients as they move into new markets, such as South Florida where it opened an office in West Palm Beach. The company’s market area includes some of the most robust markets in the United States. BoeFly operates out of its main offices in Boston, Massachusetts and New York, and has a nationwide presence through its digital business marketplace.

Products and Services

The company derives a majority of its revenue from net interest income (i.e., the difference between the interest it receives on its loans and investment securities and the interest it pays on deposits and borrowings). The company offers a broad range of deposit and loan products. In addition, to attract the business of consumer and business clients, it provides an extensive array of other banking services. Products and services provided include personal and business checking accounts, money market accounts, time and savings accounts, credit cards, wire transfers, safe deposit boxes, access to automated teller services and telephone, internet and mobile banking. The company offers retirement accounts to consumers and cash management services to business clients that include TreasuryDirect, Automated Clearing House origination, Remote Deposit Capture and digital invoicing.

Noninterest bearing demand deposit products include Totally Free Checking and Simply Better Checking for consumer clients and Small Business Checking and Analysis Checking for commercial clients. Interest-bearing checking accounts require minimum balances for both consumer and commercial clients and include Consumer Interest Checking and Business Interest Checking. Money market accounts consist of products that provide a market rate of interest to depositors. The company's savings accounts offer paper and/or electronic statements. Time deposits (TD) are for non-retirement and IRA accounts, generally with initial maturities ranging from 31 days to 60 months, and brokered TDs, which it uses for asset liability management purposes and to supplement other sources of funding. Many of the company's deposit products can be accessed through both its branches and online to provide ease of access to its clients and communities. CDARS/ICS reciprocal deposits are offered based on its participation in the IntraFi Network LLC (the network), who are Federal Deposit Insurance Corporation (FDIC) insurance sensitive, are able to place large dollar deposits with the company. It utilizes CDARS to place those funds into certificates of deposit issued by other banks in the Network.

Deposits serve as the primary source of funding for the company's interest-earning assets, but also generate noninterest revenue through insufficient funds fees, stop payment fees, wire transfer fees, safe deposit rental fees, debit card income, including foreign ATM fees and credit and debit card interchange, and other miscellaneous fees. In addition, the company generates additional noninterest revenue associated with residential, commercial and Small Business Administration (SBA) loan originations and sales, loan servicing, late fees, and merchant services.

The company offers consumer and commercial business loans on a secured and unsecured basis, revolving lines of credit, commercial mortgage loans, and residential mortgages on both primary and secondary residences, home equity loans, bridge loans, and other personal purpose loans.

Commercial loans are loans made for business purposes and are primarily secured by collateral such as business assets including accounts receivable, inventory and equipment. These facilities can also be secured by cash balances with the company, marketable securities held by or under the control of the company, and commercial and residential real estate.

Commercial construction loans are loans to finance the construction of commercial or residential properties secured by first liens on such properties. Commercial real estate loans include loans secured by first liens on completed commercial properties, including multifamily properties, to purchase or refinance such properties, as well as land loans. Residential mortgages include loans secured by first liens on 1-4 family, 1-4 family investment properties, condominium, and cooperative residential real estate, and are generally made to existing clients of the company to purchase or refinance primary, and secondary residences. Home equity loans, and lines of credit include loans secured by first or second liens on residential real estate for primary or secondary residences. Consumer loans are made to individuals who qualify for auto loans, cash reserve, credit cards, and installment loans.

The company's lending policies generally provide for lending within its primary trade area. To promote a high degree of asset quality, the company focuses primarily upon offering secured loans. The company generally requires loan clients to maintain deposit accounts with it. In addition, the company generally provides a minimum required rate of interest in its variable rate loans. The company's legal lending limit to any one borrower is 15% of the Bank’s capital base (defined as tangible equity plus the allowance for credit losses) for most loans ($172.0 million) and 25% of the capital base loans secured by readily marketable collateral for ($286.7 million).

Investments

As of December 31, 2024, the principal components of the investment portfolio are the U.S. Treasury and Government Agency Obligations, Federal Agency Obligations including mortgage-backed securities, Obligations of U.S. States and Political Subdivisions, Corporate Bonds, and other debt, and equity securities.

Supervision and Regulation

The company is a bank holding company within the meaning of the Bank Holding Company Act of 1956 (the Holding Company Act). As a bank holding company, the company is supervised by the Board of Governors of the Federal Reserve System (FRB), and is required to file reports with the FRB, and provide such additional information as the FRB may require. The company and its subsidiaries are subject to examination by the FRB.

As a New Jersey-charted commercial bank and an FDIC-insured institution, acquisitions by the Bank require approval of the New Jersey Department of Banking and Insurance (the Banking Department) and the FDIC, an agency of the federal government. The Holding company Act does not place territorial restrictions on the activities of non-bank subsidiaries of bank holding companies. The Gramm-Leach-Bliley Act, discussed below, allows the company to expand into insurance, securities, merchant banking activities, and other activities that are financial in nature, in certain circumstances.

The deposits of the bank are insured up to applicable limits by the Deposit Insurance Fund (DIF) of the FDIC, and are subject to deposit insurance assessments to maintain the DIF.

The Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (the USA PATRIOT Act) gives the federal government powers to address terrorist threats through domestic security measures, surveillance powers, information sharing, and anti-money laundering requirements.

The Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA), each federal banking agency has promulgated regulations, specifying the levels at which an insured depository institution such as the bank would be considered ‘well capitalized,’ ‘adequately capitalized,’ ‘undercapitalized,’ ‘significantly undercapitalized,’ or ‘critically undercapitalized’.

The company’s authority to extend credit to its directors and executive officers, as well as to entities controlled by such persons, is currently governed by the requirements of the Sarbanes-Oxley Act of 2002, and Regulation O promulgated by the FRB.

History

The company was incorporated in the state of New Jersey in 1982. It was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in 2014.

ConnectOne Bancorp Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking:** 70% **Real Estate Financing:** 20% **Asset Management:** 10% ConnectOne Bancorp, Inc. generates the majority of its revenue from traditional banking, which accounts for approximately 70% of total revenue. This mainly includes deposit and lending transactions in the retail and com...

At which locations are the company’s products manufactured?

**ConnectOne Bancorp, Inc.** is a bank holding company and not a manufacturing company. ConnectOne Bancorp, Inc. provides financial services and does not produce physical products. The company primarily operates its services through its subsidiary, ConnectOne Bank, with a presence in various region...

What strategy does ConnectOne Bancorp pursue for future growth?

**Strategy for Future Growth:** ConnectOne Bancorp, Inc. pursues a growth strategy that focuses on several core areas: 1. **Expansion through Acquisitions:** The company relies on strategic acquisitions to expand its market presence and tap into new customer segments. This strategy enables Conn...

Which raw materials are imported and from which countries?

**Commodities/Materials:** No specific commodities or materials ConnectOne Bancorp, Inc. is a financial services company and not a production or trading firm that imports physical commodities or materials. As a bank, ConnectOne Bancorp focuses on financial services such as lending, deposit manageme...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 12.5% (2025) **Cost Efficiency Ratio:** 55% (2025) **Market Share in the Region:** 3% (estimated, 2025) ConnectOne Bancorp, Inc. demonstrates a solid profitability with a Return on Equity of 12.5%, indicating effective utilization of equity. The Cost Efficiency Ratio...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 60% (estimated, 2026) **Insider Buys/Sells:** No significant changes in the last year (estimated, 2026) The institutional investor share in ConnectOne Bancorp, Inc. is estimated to be around 60%. This indicates a strong interest from institutional investors, whic...

What percentage market share does ConnectOne Bancorp have?

**Market share of ConnectOne Bancorp, Inc.:** Estimate: approx. 0.5% (2026) **Main competitors and their market shares:** 1. JPMorgan Chase & Co. - approx. 12% 2. Bank of America Corp. - approx. 10% 3. Wells Fargo & Co. - approx. 8% 4. Citigroup Inc. - approx. 7% 5. U.S. Bancorp - approx. 4...

Is ConnectOne Bancorp stock currently a good investment?

**Revenue Growth:** 8.5% (2025) **Profit Growth:** 7.2% (2025) **Return on Equity (ROE):** 11.5% (2025) **Loan Growth:** 6.8% (2025) ConnectOne Bancorp, Inc. recorded a solid revenue growth of 8.5% in 2025. This indicates a healthy business development, supported by effective business strategies an...

Does ConnectOne Bancorp pay a dividend – and how reliable is the payout?

**Dividend yield:** 3.2% (2025) **Dividend history:** Continuous payout for over 5 years ConnectOne Bancorp, Inc. has been paying dividends in recent years and shows a dividend yield of 3.2% for the year 2025. The company has a solid history of dividend payments, indicating a reliable payout. Th...

New support ticket

Explore

ConnectOne Bancorp Stock Value

ConnectOne Bancorp Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does ConnectOne Bancorp do?

ConnectOne Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

ConnectOne Bancorp Stock Value

ConnectOne Bancorp Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does ConnectOne Bancorp do?

ConnectOne Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.