Popular Monthly Analysis (May 2026) | Price Target & Growth

Popular

NasdaqGS:BPOP

$ 148,04

$-1,31 (-0,88%)

148,04 $

$-1,31 (-0,88%)

End-of-day quote: 05/04/2026

Popular Stock Value

Analysts currently see Popular at the level of Buy.

Buy

Popular Company Info

EPS Growth 5Y

15,72%

Market Cap

$9,57 B

Long-Term Debt

$0,76 B

Short Interest

2,52%

Quarterly earnings

04/23/2026

Dividend

$2,98

Dividend Yield

2,01%

Founded

1893

Industry

Financials

Country

United States

ISIN Number

PR7331747001

Website

http://www.popular.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$172,00

16.18%

Last Update: 04/28/2026

Analysts: 9

Highest Price Target $180,00

Average Price Target $172,00

Lowest Price Target $151,00

In the last five quarters, Popular’s Price Target has risen from $53,49 to $87,38 - a 63,36% increase. Five analysts predict that Popular’s share price will increase in the coming year, reaching $172,00. This would represent an increase of 16,18%.

Top growth stocks in the financials sector (5Y.)

What does Popular do?

Popular, Inc. (Popular) operates as a diversified financial holding company. Popular is registered under the Bank Holding Company Act of 1956, as amended (the “BHC Act”), and subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”). The company operates in two principal markets: Puerto Rico: The company provides retail, mortgage, and commercial banking services through its principal banking subsidiary, Banco Popular de Puerto...

Popular, Inc. (Popular) operates as a diversified financial holding company.

Popular is registered under the Bank Holding Company Act of 1956, as amended (the “BHC Act”), and subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”).

The company operates in two principal markets:

Puerto Rico: The company provides retail, mortgage, and commercial banking services through its principal banking subsidiary, Banco Popular de Puerto Rico (‘Banco Popular’ or ‘BPPR’), as well as auto and equipment leasing and financing, broker-dealer, and insurance services through specialized subsidiaries. BPPR’s deposits are insured under the Deposit Insurance Fund (‘DIF’) of the Federal Deposit Insurance Corporation (‘FDIC’). The banking operations of BPPR are primarily based in Puerto Rico, where BPPR has the largest retail banking franchise.

Mainland United States: The company provides retail, mortgage, and commercial banking services through its New York-chartered banking subsidiary, Popular Bank (‘PB’ or ‘Popular U.S.’), which has branches in New York, New Jersey, and Florida, as well as investment and insurance services, and commercial direct financing leases through specialized subsidiaries. PB’s deposits are insured under the DIF of the FDIC.

BPPR also conducts banking operations in the U.S. Virgin Islands, the British Virgin Islands, and New York. In addition to BPPR’s commercial banking operations in New York that include direct loan origination and participating loans originated by PB, BPPR offers or holds financial products on a national scale in the U.S. market, including personal loans previously originated under the E-Loan brand, purchased personal loans originated by third parties, and gathering insured institutional deposits via online deposit gathering platforms. In the U.S. and British Virgin Islands, BPPR offers a range of banking products, including loans and deposits to both retail and commercial customers.

Lending Activities

The company concentrates its lending activities in the following areas:

Commercial: Commercial loans consist of commercial and industrial (‘C&I’) loans and leases to commercial customers for use in normal business operations and to finance working capital needs, equipment purchases, or other projects; commercial real estate (‘CRE’) loans (excluding construction loans) for income-producing real estate properties, as well as owner-occupied properties; and multifamily loans with residential buildings with five or more living units. C&I loans are underwritten individually and usually secured with the assets of the company and the personal guarantee of the business owners. CRE loans consist of loans for income-producing real estate properties and the financing of owner-occupied facilities if there is real estate as collateral. Non-owner-occupied CRE loans are generally made to finance office and industrial buildings, healthcare facilities, and retail shopping centers, and are repaid through cash flows related to the operation, sale, or refinancing of the property.

Mortgage: Mortgage loans include residential mortgage loans to consumers for the purchase or refinancing of a residence and also include residential construction loans made to individuals for the construction or refurbishment of their residence.

Consumer: Consumer loans mainly consist of unsecured personal loans, credit cards, and automobile loans, and to a lesser extent, home equity lines of credit (‘HELOCs’) and other loans made by banks to individual borrowers.

Construction: Construction loans are CRE loans to companies, community or homeowners’ associations, or developers used for the construction of a commercial or residential property for which repayment will be generated by the sale or permanent financing of the property. The company’s construction loan portfolio primarily consists of retail, residential (land and condominiums), office, and warehouse product types.

Lease Financings: Lease financings are offered by BPPR and primarily consist of automobile loans/leases made through automotive dealerships.

The company’s loan portfolio is diversified by loan category. However, approximately 55% of its loan portfolio, as of December 31, 2024, consisted of real estate-related loans, including residential mortgage loans, construction loans, and commercial loans secured by commercial real estate.

For the year ended December 31, 2024, the company’s loan portfolio included commercial multi-family; commercial real estate, such as non-owner occupied and owner occupied; commercial and industrial; construction; mortgage; leasing; and consumer, such as credit cards, home equity lines of credit, personal, auto, and other.

Segment

The company operates through Banco Popular de Puerto Rico and Popular U.S. segments.

Banco Popular de Puerto Rico: The Banco Popular de Puerto Rico reportable segment includes commercial, consumer, and retail banking operations conducted at BPPR, including the U.S.-based activities conducted through its New York Branch. It also includes the lending operations of Popular Auto and Popular Mortgage. Other financial services within the BPPR segment include the trust service units of BPPR, asset management services of Popular Asset Management, and the brokerage operations of Popular Securities, and the insurance agency and reinsurance businesses of Popular Insurance, Popular Risk Services, Popular Life Re, and Popular Re.

Popular U.S.: The Popular U.S. reportable segment consists of the banking operations of Popular Bank (PB), Popular Insurance Agency, the U.S.A., and PEF. PB operates through a retail branch network in the U.S. mainland under the name of Popular, and equipment leasing and financing services through PEF. Popular Insurance Agency, the U.S.A. offers investment and insurance services across the PB branch network.

The Corporate group primarily consists of the holding companies Popular, Popular North America, Popular International Bank, and certain of the company’s investments accounted for under the equity method, including Centro Financiero BHD, S.A.

Deposits

For the year ended December 31, 2024, the company’s deposits included deposits excluding P.R. government deposits, which include demand deposits, savings, NOW, and money market deposits (non-brokered); savings, NOW, and money market deposits (brokered); time deposits (non-brokered); and time deposits (brokered CDs); and P.R. government deposits, which include demand deposits (including interest-bearing demand deposits), savings, NOW, and money market deposits (non-brokered); and time deposits (non-brokered).

Securities

As of December 31, 2024, the company’s investment securities included U.S. Treasury securities; collateralized mortgage obligations - federal agencies; mortgage-backed securities - federal agencies; and other securities.

Geographic Information

The banking operations of BPPR are primarily based in Puerto Rico, where it has the largest retail banking franchise. BPPR also conducts banking operations in the U.S. Virgin Islands, the British Virgin Islands, and New York. BPPR’s banking operations in the mainland United States include commercial lending activities, in addition to periodic loan participations with PB. In the Virgin Islands, the BPPR segment offers banking products, including loans and deposits.

Regulation and Supervision

Popular and PNA are bank holding companies subject to consolidated supervision and regulation by the Federal Reserve Board under the Bank Holding Company Act of 1956 (as amended, the ‘BHC Act’). BPPR and PB are subject to supervision and examination by applicable federal and state banking agencies, including, in the case of BPPR, the Federal Reserve Board and the Office of the Commissioner of Financial Institutions of Puerto Rico (the ‘Office of the Commissioner’), and in the case of PB, the Federal Reserve Board and the New York State Department of Financial Services (the ‘NYSDFS’).

The company’s broker-dealer/investment adviser subsidiary, Popular Securities, LLC (‘PS’), and investment advisor subsidiary Popular Asset Management LLC (‘PAM’) are subject to regulation by the SEC, the Financial Industry Regulatory Authority (‘FINRA’), and the Securities Investor Protection Corporation, among others. Other of the company’s non-bank subsidiaries conduct reinsurance and insurance producer and agency activities, which are subject to other federal, state, and Puerto Rico laws and regulations, as well as licensing and regulation by the Puerto Rico Office of the Commissioner of Insurance, and for one insurance agency subsidiary, the NYSDFS.

BPPR and PB are subject to restrictions that limit the amount of extensions of credit and certain other ‘covered transactions’ (as defined in Section 23A of the Federal Reserve Act) between BPPR or PB, on the one hand, and Popular, PNA, or any of the company’s other non-banking subsidiaries, on the other hand, and that impose collateralization requirements on such credit extensions.

The Dodd-Frank Act requires bank holding companies, such as Popular and PNA, to act as a source of financial and managerial strength to their subsidiary banks.

Substantially all the deposits of BPPR and PB are insured up to applicable limits by the Deposit Insurance Fund (‘DIF’) of the FDIC, and BPPR and PB are subject to FDIC deposit insurance assessments to maintain the DIF.

The Dodd-Frank Act amended the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (the ‘Interstate Banking Act’) to authorize national banks and state banks to branch interstate through de novo branches. For purposes of the Interstate Banking Act, BPPR is treated as a state bank and is subject to the same restrictions on interstate branching as other state banks.

The company is subject to examination and regulation by the CFPB.

The privacy provisions of the Gramm-Leach-Bliley Act of 1999 generally prohibit financial institutions, including the company, from disclosing nonpublic personal financial information of consumer customers to third parties for certain purposes (primarily marketing) unless customers have the opportunity to opt out of the disclosure.

The company’s subsidiary, PS, is a registered broker-dealer with the SEC and is subject to regulation and examination by the SEC, as well as FINRA and other self-regulatory organizations. PS is registered with 35 U.S. state and territory securities commissions.

As a commercial bank organized under the laws of Puerto Rico, BPPR is subject to supervision, examination, and regulation by the Office of the Commissioner of Financial Institutions, pursuant to the Puerto Rico Banking Act of 1933, as amended (the ‘Banking Law’).

BPPR engages in finance leasing through its wholly-owned subsidiary, Popular Auto, LLC, which is organized and operates in Puerto Rico. The origination and servicing of mortgage loans is conducted by Popular Mortgage, a division of BPPR.

History

Popular, Inc. was founded in 1893. The company was incorporated in 1984 under the laws of the Commonwealth of Puerto Rico.

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Popular Stock Value

Popular Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Popular do?

Popular Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Popular Stock Value

Popular Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Popular do?

Popular Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.