Eagle Bancorp 2026 Forecast | Price, Valuation & Growth

Eagle Bancorp

NasdaqCM:EGBN

$ 24,86

$-0,16 (-0,64%)

24,86 $

$-0,16 (-0,64%)

End-of-day quote: 03/26/2026

Eagle Bancorp Stock Value

Analysts currently rate NasdaqCM:EGBN as Outperform.

Outperform

Eagle Bancorp Company Info

EPS Growth 5Y

-14,77%

Market Cap

$0,76 B

Long-Term Debt

$0,08 B

Short Interest

7,63%

Quarterly earnings

04/23/2026

Dividend

$0,04

Dividend Yield

0,16%

Founded

1997

Industry

Financials

Country

United States

ISIN Number

US2689481065

Website

http://www.eaglebankcorp.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$26,00

4.59%

Last Update: 03/26/2026

Analysts: 4

Highest Price Target $31,50

Average Price Target $26,00

Lowest Price Target $25,00

In the last five quarters, Eagle Bancorp’s Price Target has risen from $20,21 to $24,92 - a 23,31% increase. Three analysts predict that Eagle Bancorp’s share price will increase in the coming year, reaching $26,00. This would represent an increase of 4,59%.

Top growth stocks in the financials sector (5Y.)

What does Eagle Bancorp do?

Eagle Bancorp, Inc. (‘Eagle’) serves as the bank holding company for EagleBank (the ‘bank’) that provides various banking products and services. The bank, a Maryland chartered commercial bank, is a member of the Federal Reserve System (‘Federal Reserve Board,’ ‘Federal Reserve,’ or ‘FRB’). The bank operates various branch offices in in Suburban Maryland; in the District of Columbia; and in Northern Virginia. The bank also has a few lending centers and utilizes various digital capabilities, inc...

Eagle Bancorp, Inc. (‘Eagle’) serves as the bank holding company for EagleBank (the ‘bank’) that provides various banking products and services.

The bank, a Maryland chartered commercial bank, is a member of the Federal Reserve System (‘Federal Reserve Board,’ ‘Federal Reserve,’ or ‘FRB’).

The bank operates various branch offices in in Suburban Maryland; in the District of Columbia; and in Northern Virginia. The bank also has a few lending centers and utilizes various digital capabilities, including remote deposit services and mobile banking services. The bank maintains its physical presence via branches and lending centers, consistent with its strategic plan.

The bank has three active direct subsidiaries: Bethesda Leasing, LLC, Eagle Insurance Services, LLC, and Landroval Municipal Finance, Inc. Bethesda Leasing, LLC holds title to and operates real estate owned and acquired through foreclosure. Eagle Insurance Services, LLC, which previously offered access to insurance products and services through a referral program with a third-party insurance broker, continues to receive fee income in connection with such a program. Landroval Municipal Finance, Inc. focuses on lending to municipalities by buying debt on the public market, as well as direct purchase issuance.

The bank operates as a community bank alternative to the super-regional financial institutions that dominate its primary market area. The bank focuses on relationship banking, providing each client with a number of services, familiarizing itself with, and addressing itself to, client needs in a proactive, personalized fashion. The bank’s target market segments, small, medium and middle-sized for profit and non-profit businesses and the consumer base working or living in and near the bank’s market area, demand the convenience and personal service that an independent locally based financial institution, such as the bank can offer. These themes of convenience and proactive personal service form the basis for the bank’s business development strategies. On October 31, 2014, the company acquired Virginia Heritage Bank.

Services

The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working primarily in the bank’s market area. These services include commercial loans for a variety of business purposes, such as working capital, equipment purchases, real estate lines of credit, and government contract financing; asset-based lending and accounts receivable financing (on a limited basis); construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; and personal credit cards offered through an outside vendor.

During the year ended December 31, 2023, the company ceased originating residential real estate mortgage loans and completed residual origination and sales activities on its residential real estate mortgage lending business. The company made the decision to cease originating residential real estate mortgage loans, given the challenged nature of the business and the uncertainty of maintaining or increasing the volume or percentage of revenue or net income that has previously been produced by the residential mortgage business.

The bank emphasizes providing commercial banking services to sole proprietors, small, medium, and middle-sized businesses, partnerships, corporations, non-profit organizations, and associations, as well as investors generally living and working in and near the bank’s primary service area. A full range of retail banking services is offered to accommodate the individual needs of both corporate customers, as well as the community the bank serves. The bank also offers online banking, mobile banking, and a remote deposit service, which allows clients to facilitate and expedite deposit transactions through the use of electronic devices. A suite of Treasury Management services is also offered to business clients. The bank’s deposits are insured by the Federal Deposit Insurance Corporation (‘FDIC’) to the fullest extent provided by law.

The bank’s loan portfolio primarily consists of traditional business and real estate secured loans. Commercial and industrial loans are made, with a substantial portion having variable and adjustable rates, where the cash flow of the borrower's operating business is the principal source of debt service, with a secondary emphasis on collateral. Real estate loans are made generally for commercial purposes and are structured using both variable and fixed rates, and renegotiable rates, which adjust in three to five years, with maturities of generally five to ten years. Commercial real estate loans, which comprise the largest portion of the loan portfolio, are secured by both owner-occupied and non-owner-occupied real property and include a component of acquisition, development, and construction (‘ADC’) lending.

The bank’s consumer loan portfolio is a smaller portion of the loan portfolio and primarily includes home equity loans and lines of credit that are structured with an interest-only draw period, followed either by a balloon maturity or a fully amortized repayment schedule.

The bank is also a preferred lender under the Small Business Administration's (‘SBA’) Preferred Lender Program. As a preferred lender, the bank can originate certain SBA loans in-house without prior SBA approval. SBA loans are made through programs designed by the federal government to assist the small business community in obtaining financing from financial institutions that are given government guarantees as an incentive to make the loans. Under certain circumstances, the bank attempts to further mitigate commercial term loan losses by using loan guarantee programs offered by the SBA. SBA lending is subject to federal legislation that can affect the availability and funding of the program. From time to time, this dependence on legislative funding causes limitations and uncertainties with regard to the continued funding of such programs, which could potentially have an adverse financial impact on its business.

Up until the second half of 2024, the company originated multifamily Federal Housing Administration (‘FHA’) loans through the Department of Housing and Urban Development's Multifamily Accelerated Program. The company securitized these loans through the Government National Mortgage Association (‘Ginnie Mae’) MBS I program and sold the resulting securities in the open market to authorized dealers in the normal course of business and periodically bundled and sold the servicing rights.

The composition of the company’s loan portfolio is heavily weighted toward commercial real estate, both owner-occupied and income-producing. As of December 31, 2024, owner-occupied commercial real estate and construction – commercial and industrial (‘C&I’) (owner-occupied) represented approximately 17% of the loan portfolio, while non-owner-occupied commercial real estate and real estate construction represented approximately 66% of the loan portfolio. The combined owner and non-owner-occupied and commercial real estate loans represented approximately 83% of the loan portfolio. Real estate also serves as collateral for loans made for other purposes, resulting in a combined total of 85% of all loans in its portfolio being secured or partially secured by real estate.

The company is also an active traditional commercial lender providing loans for a variety of purposes, including working capital, equipment, accounts receivable financing, and other corporate purposes. The company's underwriting standards address collateral and debt service cash flow. Personal guarantees are generally required, but may be limited. In originating SBA loans, the company assumes the risk of non-payment on the unguaranteed portion of the credit. The company generally sells the guaranteed portion of the loan, generating noninterest income from the gains on sale, as well as servicing income on the portion participated. SBA loans, other than Paycheck Protection Program (‘PPP’) loans, are subject to the same cash flow analyses as other commercial loans. SBA loans are subject to a maximum loan size established by the SBA, as well as internal loan size guidelines.

The company’s lending activities are subject to a variety of borrower lending limits imposed by state and federal law. The company’s loan portfolio includes ADC real estate loans, including both investment and owner-occupied projects.

Deposit services include business and personal checking accounts, Negotiable Order of Withdrawal (‘NOW’) accounts, tiered savings and money market accounts, and time deposits with varying maturity structures and customer options. A complete individual retirement account program is available. The bank also participates in the IntraFi Network, LLC (‘IntraFi’) Certificate of Deposit Account Registry Service (‘CDARS’) and its Insured Cash Sweep (‘ICS’) program, both of which function to provide greater FDIC insurance coverage for participating bank customers. The bank also utilizes brokered deposit funds in its overall asset/liability management program.

The bank historically has offered a full range of online banking services for both personal and business accounts and has a mobile banking application. In early 2024, the bank launched a new online and mobile banking platform, as the bank seeks to further modernize its deposit offerings to its customers. Deposit services associated with this digital platform are available and marketed outside of the bank's immediate market area across the United States. This digital banking platform is predominantly focused on Certificates of Deposits and High Yield Savings Accounts. Other deposit services offered by the bank within the company’s Washington, D.C. metropolitan area market include cash management services, business sweep accounts, lockbox, remote deposit capture, account reconciliation services, merchant card services, safe deposit boxes, and Automated Clearing House origination. After-hours depositories and automated teller machine (‘ATM’) service are also available.

The company and the bank maintain portfolios of short-term investments and investment securities consisting primarily of the U.S. agency bonds and government-sponsored enterprise mortgage-backed securities, municipal bonds, and corporate bonds. The bank also owns equity investments related to membership in the Federal Reserve and the Federal Home Loan Bank of Atlanta (‘FHLB’). The company’s securities also include equity investments in the form of common stock of two local banking companies. These equity investments are categorized as Other Assets.

Market Area

The primary market area of the bank is the Washington, D.C. metropolitan area.

Effective July 1, 2015, the bank entered into a multi-faceted support agreement with George Mason University (‘George Mason’), the Commonwealth of Virginia’s largest public research university. The agreement provides for significant educational support, and a strategic alliance including the bank obtaining the naming rights to a multi-purpose sports and entertainment venue formerly known as the Patriot Center, now known as ‘EagleBank Arena’ in Fairfax, Virginia for up to a 20-year term.

Regulation

The company is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (‘BHC Act’), and is subject to regulation and supervision by the FRB. The BHC Act and other federal laws subject bank holding companies to restrictions on the types of activities in which they may engage, and to a range of supervisory requirements and actions, including regulatory enforcement actions for violations of laws and regulations and unsafe and unsound banking practices. As a bank holding company, the company is required to file with the FRB an annual report and such other additional information as the FRB may require pursuant to the BHC Act. The FRB may also examine the company and each of its subsidiaries. The company is subject to risk-based capital requirements adopted by the FRB, which are substantially identical to those applicable to the bank.

The bank is a Maryland chartered commercial bank and a member of the Federal Reserve and a state member bank, whose accounts are insured by the Deposit Insurance Fund (‘DIF’) of the FDIC up to the maximum legal limits of the FDIC. The bank is subject to regulation, supervision, and regular examination by the State of Maryland Office of Financial Regulation and the FRB. The regulations of these various agencies govern most aspects of the bank’s business, including required reserves against deposits, loans, investments, mergers and acquisitions, borrowing, dividends, and location and number of branch offices. The laws and regulations governing the bank generally have been promulgated to protect depositors and the DIF, and not for the purpose of protecting shareholders.

The FRB and the FDIC focus on the soundness of the bank’s risk management framework and capabilities, given the greater complexity and impact of the bank’s risks as a larger institution.

The bank is also required to provide information to the CFPB on a quarterly basis and is subject to periodic examinations by the CFPB focused on compliance with consumer laws and regulations, as a banking organization over $10 billion in total assets.

The bank’s record of performance under the Community Reinvestment Act (CRA) is publicly available. Additionally, the company must publicly disclose the terms of certain CRA-related agreements.

Deposits at the bank are insured up to applicable limits by the DIF (deposit insurance fund) of the FDIC, and the bank is subject to deposit insurance assessments to maintain the DIF. Deposit insurance assessments are based on average total assets minus average tangible equity. For larger institutions, such as the bank, the FDIC uses a performance score and a loss-severity score to calculate an initial assessment rate.

The Gramm Leach-Bliley Act of 1999 ("GLB Act") allows a bank holding company satisfying criteria related to its and its bank subsidiaries' status as well capitalized and well managed and the bank's under the Community Reinvestment Act to certify its status as a financial holding company, which would allow such company to engage in activities that are financial in nature, that are incidental to such activities or are complementary to such activities.

History

Eagle Bancorp, Inc. was founded in 1997. The company was incorporated under the laws of the state of Maryland in 1997.

Eagle Bancorp Questions and Answers

Which sectors generate sales and which are the top 3 markets?

I'm sorry, but I do not have specific information about the revenues of Eagle Bancorp, Inc. for the year 2026. However, I can provide general information about the typical revenue sources and markets of a regional bank company like Eagle Bancorp. **Typical Revenue Sources:** 1. **Loans and Mor...

At which locations are the company’s products manufactured?

**Eagle Bancorp, Inc.** is a financial services company and not a manufacturing company. The company offers banking services, including loans, deposits, and other financial products. It does not have physical production facilities as it focuses on the financial sector. Eagle Bancorp operates branch...

What strategy does Eagle Bancorp pursue for future growth?

**Revenue Growth:** Estimated 5-7% annually (2026) Eagle Bancorp, Inc. is pursuing a growth strategy focused on expanding its lending activities and strengthening its market presence in existing regions. The company plans to broaden its customer base by introducing new financial products and servic...

Which raw materials are imported and from which countries?

**Current data on commodity imports:** Not specifically available for Eagle Bancorp, Inc. Eagle Bancorp, Inc. is a financial services company and not a manufacturing or processing firm. Therefore, it does not import commodities or materials as would be the case with industrial or production compani...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 10.5% (2025) **Cost Efficiency Ratio:** 55% (2025) **Market Share in the Region:** 3% (estimated, 2025) Eagle Bancorp, Inc. has a moderate competitive advantage, demonstrated by a solid Return on Equity of 10.5% in 2025. This metric indicates that the company is able...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 75% (estimated, based on historical data) **Insider Buys/Sells:** No significant transactions in the last quarter (estimated, based on typical reports) The institutional investor share at Eagle Bancorp, Inc. traditionally stands at around 75%, indicating a strong...

What percentage market share does Eagle Bancorp have?

**Market share of Eagle Bancorp, Inc.:** Estimated around 0.5% (2026, based on regional market share) **Top competitors and their market shares:** 1. **JPMorgan Chase & Co.:** 12.5% 2. **Bank of America Corp.:** 11.3% 3. **Wells Fargo & Co.:** 9.8% 4. **Citigroup Inc.:** 8.1% 5. **U.S. Banc...

Is Eagle Bancorp stock currently a good investment?

**Revenue growth:** 4.5% (2025) **Profit growth:** 3.8% (2025) **Return on equity:** 10.2% (2025) **Debt ratio:** 0.85 (2025) Eagle Bancorp, Inc. shows moderate revenue and profit growth, indicating a stable business development. The return on equity of 10.2% is a sign of efficient capital utilizat...

Does Eagle Bancorp pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.5% (estimated for 2026) **Dividend History:** Regular payouts in recent years Eagle Bancorp, Inc. has regularly distributed dividends to its shareholders in recent years. The dividend yield is estimated to be around 3.5% for 2026, based on the latest available data and the...

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Eagle Bancorp Stock Value

Eagle Bancorp Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Eagle Bancorp do?

Eagle Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Eagle Bancorp Stock Value

Eagle Bancorp Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Eagle Bancorp do?

Eagle Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.