U.S. Bancorp Monthly Outlook (May 2026) | Price, Target Price & Growth

U.S. Bancorp

NYSE:USB

$ 55,24

$-1,06 (-1,88%)

55,24 $

$-1,06 (-1,88%)

End-of-day quote: 05/04/2026

U.S. Bancorp Stock Value

Currently, analysts rate NYSE:USB as Outperform.

Outperform

U.S. Bancorp Company Info

EPS Growth 5Y

8,59%

Market Cap

$85,90 B

Long-Term Debt

$45,24 B

Short Interest

0,00%

Quarterly earnings

04/16/2026

Dividend

$2,04

Dividend Yield

3,69%

Founded

1863

Industry

Financials

Country

United States

ISIN Number

US9029733048

Website

http://www.usbank.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$62,50

13.14%

Last Update: 05/05/2026

Analysts: 20

Highest Price Target $74,00

Average Price Target $62,50

Lowest Price Target $57,50

In the last five quarters, U.S. Bancorp’s Price Target has risen from $47,66 to $57,05 - a 19,70% increase. Twelve analysts predict that U.S. Bancorp’s share price will increase in the coming year, reaching $62,50. This would represent an increase of 13,14%.

Top growth stocks in the financials sector (5Y.)

What does U.S. Bancorp do?

U.S. Bancorp operates as a financial services holding company. The company serves millions of local, national and global customers. The company is registered as a bank holding company under the Bank Holding Company Act of 1956 (the BHC Act) and has elected to be treated as a financial holding company under the BHC Act. The company provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services...

U.S. Bancorp operates as a financial services holding company. The company serves millions of local, national and global customers.

The company is registered as a bank holding company under the Bank Holding Company Act of 1956 (the BHC Act) and has elected to be treated as a financial holding company under the BHC Act. The company provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing.

The company’s banking subsidiary, U.S. Bank National Association (USBNA), engages in the general banking business, principally in domestic markets. USBNA provides a wide range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions. Commercial and consumer lending services are principally offered to customers within the company’s domestic markets, to domestic customers with foreign operations and to large national customers operating in specific industries targeted by the company, such as healthcare, utilities, oil and gas, and state and municipal government. Lending services include traditional credit products, as well as credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance and other products. Depository services include checking accounts, savings accounts and time certificate contracts. Ancillary services, such as capital markets, treasury management and receivable lock-box collection are provided to corporate and governmental entity customers. U.S. Bancorp’s bank and trust subsidiaries provide a full range of asset management and fiduciary services for individuals, estates, foundations, business corporations and charitable organizations.

Other U.S. Bancorp non-banking subsidiaries offer investment and insurance products to the company’s customers principally within its domestic markets, and fund administration services to a broad range of mutual and other funds.

Banking and investment services are provided through a network of branches and banking offices across the United States, primarily in the Midwest and West regions, including branches across 26 states as of December 31, 2024. A significant percentage of consumer transactions are completed using USBNA's digital banking services, both online and through its digital app. The company operates a network of ATMs and provides 24-hour, seven day a week telephone customer service. Mortgage banking services are provided through banking offices and loan production offices throughout the company’s domestic markets. Lending products may be originated through banking offices, indirect correspondents, brokers or other lending sources. The company is also one of the largest providers of corporate and purchasing card services and corporate trust services in the United States. The company’s subsidiaries provide domestic merchant processing services directly to merchants, as well as similar merchant services in Canada and segments of Europe. The company also provides corporate trust and fund administration services in Europe. These foreign operations are not significant to the company.

Business Segments

The company’s major business segments are Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support.

Wealth, Corporate, Commercial and Institutional Banking provides core banking, specialized lending, transaction and payment processing, capital markets, asset management, and brokerage and investment related services to wealth, middle market, large corporate, commercial real estate, government and institutional clients.

Consumer and Business Banking comprises consumer banking, small business banking and consumer lending. Products and services are delivered through banking offices, telephone servicing and sales, online services, direct mail, ATMs, mobile devices, distributed mortgage loan officers, and intermediary relationships including auto dealerships, mortgage banks, and strategic business partners.

Payment Services includes consumer and business credit cards, stored-value cards, debit cards, corporate, government and purchasing card services and merchant processing.

Treasury and Corporate Support includes the company’s investment portfolios, funding, capital management, interest rate risk management, income taxes not allocated to the business lines, including most investments in tax-advantaged projects, and the residual aggregate of those expenses associated with corporate activities that are managed on a consolidated basis.

Deposits

As of December 31, 2024, the company’s deposits included Noninterest-bearing deposits; interest-bearing deposits, such as interest checking, money market savings, and savings accounts; domestic time deposits less than $250,000; domestic time deposits greater than $250,000; and foreign time deposits.

Loans Portfolio

As of December 31, 2024, the company’s loan portfolio included commercial and lease financing; commercial mortgages and construction and development; residential mortgages and home equity loans, first liens; credit card; and retail leasing, home equity and second mortgages, revolving credit, installment and automobile loans.

Investment Portfolio

As of December 31, 2024, the company’s investment portfolio included U.S. Treasury and agencies; mortgage-backed securities, such as residential agency and commercial (agency and non-agency); Asset-backed securities; obligations of state and political subdivisions; and other.

Supervision and Regulation

The company and its subsidiaries are subject to the extensive regulatory framework applicable to bank holding companies (BHCs) and their subsidiaries. This regulatory framework is intended primarily for the protection of depositors, the deposit insurance fund (the DIF) of the FDIC, consumers, the stability of the financial system in the United States, and the health of the national economy, and not for investors in the company.

As a BHC, the company is subject to regulation under the BHC Act and to inspection, examination and supervision by the Federal Reserve. USBNA and its subsidiaries are subject to regulation, examination and supervision primarily by the Office of the Comptroller of the Currency (the OCC) and also by the FDIC, the Federal Reserve, and the Consumer Financial Protection Bureau (the CFPB). The company and its subsidiaries are also subject to regulation and examination by the Securities and Exchange Commission (the SEC) and the Commodities Futures Trading Commission (the CFTC) in certain areas.

As a BHC with over $100 billion in total consolidated assets, the company is subject to the Dodd-Frank Act’s enhanced prudential standards, as applied to Category III institutions under the federal banking regulators’ rules that tailor how enhanced prudential standards apply to large U.S. banking organizations (the Tailoring Rules). The Tailoring Rules also apply certain enhanced prudential standards to its subsidiary depository institution, USBNA.

Federal banking regulators regularly examine the company and its insured depository institution subsidiary, USBNA. Following those exams, the company (under the Federal Reserve’s Large Financial Institution Rating System) and USBNA (under the CAMELS rating system) are assigned supervisory ratings. Disclosure of these ratings to third parties is not allowed without permission of the issuing regulator. A downgrade in these ratings could limit the company’s ability to pursue acquisitions or conduct other expansionary activities for a period of time, require new or additional regulatory approvals before engaging in certain other business activities or investments, affect USBNA’s deposit insurance assessment rates, limit the company's access to funding through government-sponsored liquidity programs, and impose additional recordkeeping and corporate governance requirements, as well as generally increase regulatory scrutiny of the company.

The company is a BHC under the BHC Act and has elected to be a financial holding company (FHC). USBNA is subject to the OCC’s guidelines establishing heightened standards for large national banks, which establish minimum standards for the design and implementation of a risk governance framework for banks. Under the Dodd-Frank Act, as modified by the Economic Growth, Regulatory Relief and Consumer Protection Act and the Tailoring Rules, large bank holding companies, such as the company, are subject to certain enhanced prudential standards based on the banking organization’s size and certain risk-based indicators.

History

U.S. Bancorp was founded in 1863. The company was incorporated in Delaware in 1929.

U.S. Bancorp Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**industry revenues:** - **lending and mortgages:** approx. 40% - **payment services:** approx. 25% - **asset management:** approx. 20% - **deposits and other services:** approx. 15% **top 3 markets and their percentage shares:** - **usa:** approx. 75% - **canada:** approx. 10% - **europe:** approx...

At which locations are the company’s products manufactured?

**production:** u.s. bancorp does not produce physical products. u.s. bancorp is a financial services company and primarily offers banking services, including lending, asset management, and payment processing. as a financial institution, there are no physical production facilities like in the manuf...

What strategy does U.S. Bancorp pursue for future growth?

**current strategy:** diversification and digitalization **focus on esg initiatives:** increasing sustainability investments **expansion of digital services:** expansion of digital platforms and fintech integration u.s. bancorp is pursuing a growth strategy that heavily emphasizes diversifying it...

Which raw materials are imported and from which countries?

**main imported raw materials/materials:** paper, it hardware **countries of origin:** canada, china, mexico u.s. bancorp, as one of the largest banks in the usa, mainly imports materials that are necessary for its operation and infrastructure. this includes paper for daily office operations and i...

How strong is the company’s competitive advantage?

**market share:** 3.5% (estimated for 2025) **return on equity (roe):** 14.2% (2024) **cost efficiency (cost-to-income ratio):** 58% (2024) u.s. bancorp has a solid competitive advantage, demonstrated by its strong market position and efficient operational processes. with a market share of ap...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approx. 70% (estimated for 2025 based on historical data) **insider purchases/sales:** no specific data available for 2025; however, historically, there has been a moderate selling trend by insiders. the institutional investor share at u.s. bancorp traditionally s...

What percentage market share does U.S. Bancorp have?

**market share of u.s. bancorp:** estimate: approx. 3% (2025) **top 5-10 banks by market share in the usa (estimates for 2025):** 1. **jpmorgan chase & co.:** approx. 12% 2. **bank of america:** approx. 11% 3. **wells fargo:** approx. 9% 4. **citigroup:** approx. 7% 5. **u.s. bancorp:** approx....

Is U.S. Bancorp stock currently a good investment?

**revenue growth:** 4.5% (2024) **profit growth:** 6.2% (2024) **return on equity (roe):** 13.8% (2024) **customer deposit growth:** 3.1% (2024) u.s. bancorp recorded solid revenue and profit growth in 2024, indicating an effective business strategy and a strong market position. the return on equit...

Does U.S. Bancorp pay a dividend – and how reliable is the payout?

**dividend yield:** 4.5% (estimated for 2025) **dividend history:** continuous payout for over 10 years u.s. bancorp is known for its reliable dividend policy. the company has consistently paid dividends in recent years and is committed to continuing this practice. the estimated dividend yield of...

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U.S. Bancorp Stock Value

U.S. Bancorp Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does U.S. Bancorp do?

U.S. Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

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Explore

U.S. Bancorp Stock Value

U.S. Bancorp Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does U.S. Bancorp do?

U.S. Bancorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.