KeyCorp Forecast | Price, Price Target & Analyst Assessment

KeyCorp

NYSE:KEY

$ 21,87

$-0,24 (-1,09%)

21,87 $

$-0,24 (-1,09%)

End-of-day quote: 05/01/2026

KeyCorp Stock Value

The current analyst recommendation for KeyCorp is: Outperform.

Outperform

KeyCorp Company Info

EPS Growth 5Y

3,55%

Market Cap

$24,04 B

Long-Term Debt

$9,92 B

Short Interest

0,00%

Quarterly earnings

04/16/2026

Dividend

$0,81

Dividend Yield

3,71%

Founded

1849

Industry

Financials

Country

United States

ISIN Number

US4932671088

Website

http://www.key.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$24,00

9.74%

Last Update: 04/30/2026

Analysts: 19

Highest Price Target $43,00

Average Price Target $24,00

Lowest Price Target $22,00

In the last five quarters, KeyCorp’s Price Target has risen from $16,74 to $20,63 - a 23,24% increase. Fourteen analysts predict that KeyCorp’s share price will increase in the coming year, reaching $24,00. This would represent an increase of 9,74%.

Top growth stocks in the financials sector (5Y.)

What does KeyCorp do?

KeyCorp operates as a parent holding company for KeyBank National Association (‘KeyBank’), its principal subsidiary, through which most of its banking services are provided. Through KeyBank and certain other subsidiaries, the company provides a wide range of retail and commercial banking, commercial leasing, investment management, consumer finance, student loan refinancing, commercial mortgage servicing and special servicing, and investment banking products and services to individual, corporate...

KeyCorp operates as a parent holding company for KeyBank National Association (‘KeyBank’), its principal subsidiary, through which most of its banking services are provided.

Through KeyBank and certain other subsidiaries, the company provides a wide range of retail and commercial banking, commercial leasing, investment management, consumer finance, student loan refinancing, commercial mortgage servicing and special servicing, and investment banking products and services to individual, corporate, and institutional clients through two major business segments: Consumer Bank and Commercial Bank.

As of December 31, 2024, these services were provided across the country through KeyBank’s several full-service retail banking branches and a network of multiple Automated Teller Machines (ATMs) in various states, as well as additional offices, online and mobile banking capabilities, including the national digital brand, Laurel Road, and a telephone banking call center.

In addition to the customary banking services of accepting deposits and making loans, the company and its trust company subsidiary offer personal and institutional trust custody services, personal financial and planning services, access to mutual funds, treasury services, and international banking services. Through its bank, trust company, and registered investment adviser subsidiaries, the company provides investment management services to clients that include large corporate and public retirement plans, foundations and endowments, high-net-worth individuals, and multi-employer trust funds established for providing pension or other benefits to employees.

The company provides other financial services — both within and outside of its primary banking markets — through various nonbank subsidiaries. These services include community development financing, securities underwriting, investment banking and capital markets products, and brokerage. The company also provides merchant services to businesses.

The company derives the majority of its revenues within the United States from customers domiciled in the United States.

Segments

The company operates through two business segments, Consumer Bank and Commercial Bank.

The Consumer Bank serves individuals and small businesses throughout its 15-state branch footprint and through the Laurel Road digital brand by offering a variety of deposit and investment products, personal finance and financial wellness services, lending, student loan refinancing, mortgage and home equity, credit card, treasury services, and business advisory services. In addition, wealth management and investment services are offered to assist non-profit and high-net-worth clients with their banking, trust, portfolio management, charitable giving, and related needs.

The Commercial Bank consists of the Commercial and Institutional operating segments. The Commercial operating segment is a full-service, commercial banking platform that focuses primarily on serving the borrowing, cash management, and capital markets needs of middle-market clients within the company’s various-state branch footprint. The Institutional operating segment operates nationally in providing lending, equipment financing, and banking products and services to large corporate and institutional clients. The industry coverage and product teams have established expertise in the following sectors: Consumer, Energy, Healthcare, Industrial, Public Sector, Real Estate, and Technology. It is also a significant, national, commercial real estate lender and third-party master and special servicer of commercial mortgage loans. The operating segment includes the KBCM platform, which provides a broad suite of capital markets products and services, including syndicated finance, debt and equity underwriting, fixed income and equity sales and trading, derivatives, foreign exchange, mergers & acquisitions, and other advisory, as well as public finance.

Loans

As of December 31, 2024, the company's loan portfolio included commercial loans, including commercial and industrial loans, commercial real estate - commercial mortgage loans, real estate - construction loans, and commercial lease financing loans; and consumer loans, such as real estate - residential mortgage loans, home equity loans, other consumer loans, and credit cards.

Commercial loan portfolio

Commercial and industrial: Commercial and industrial loans are the largest component of the company's loan portfolio, representing 51% of its total loan portfolio as of December 31, 2024. This portfolio is approximately 89% variable rate and consists of loans primarily to large corporate, middle-market, and small business clients.

Commercial real estate loans: The company’s commercial real estate portfolio includes project loans primarily focused on market-rate and affordable multi-family housing loans, owner-occupied commercial and industrial operating company buildings, and community center grocer-anchored retail centers. These three commercial real estate segments make up 75% of the company’s commercial real estate portfolio. Its non-owner-occupied portfolio is focused on operators of commercial real estate who not only utilize the company's loan products, but also its broader industry-focused products and services, and provide consistent pipelines into its agency, Commercial Mortgage-Backed Securities (CMBS), and other long-term market take-out products. As of December 31, 2024, 82% of the company’s construction portfolio consists of multi-family project loans.

Consumer loan portfolio

The residential mortgage portfolio is consisted of loans originated by the Consumer Bank and is the largest segment of the company’s consumer loan portfolio as of December 31, 2024, representing approximately 61% of consumer loans. This is followed by the home equity portfolio, comprising approximately 20% of consumer loans outstanding at year-end.

Securities

The majority of the company’s securities available-for-sale portfolio consists of federal agency mortgage-backed securities and Collateralized Mortgage Obligations (CMOs). CMOs are debt securities secured by a pool of mortgages or mortgage-backed securities.

Deposits and other sources of funds

As of December 31, 2024, the company's deposits included money market deposits, demand deposits, savings deposits, time deposits, and non-interest bearing deposits.

Supervision and Regulation

As a Financial Holding Company (‘FHC’), the company is subject to regulation, supervision, and examination by the Federal Reserve under the Bank Holding Company Act of 1956, as amended (BHCA). The company’s national bank subsidiaries and their subsidiaries are subject to regulation, supervision, and examination by the Office of the Comptroller of the Currency (OCC). As of December 31, 2024, the company operated one full-service, Federal Deposit Insurance Corporation (FDIC)-insured national bank subsidiary, KeyBank, and one national bank subsidiary that is limited to fiduciary activities. The FDIC also has certain, more limited regulatory, supervisory, and examination authority over KeyBank and the company under the Federal Deposit Insurance Act, as amended (FDIA) and the Dodd-Frank Act.

The company has other financial services subsidiaries that are subject to regulation, supervision, and examination by the Federal Reserve, as well as other state and federal regulatory agencies and self-regulatory organizations. Because KeyBank engages in derivative transactions, in 2013 it provisionally registered as a swap dealer with the Commodities Futures Trading Commission (CFTC) and became a member of the National Futures Association (NFA), the self-regulatory organization for participants in the U.S. derivatives industry. The company’s securities brokerage and asset management subsidiaries are subject to supervision and regulation by the SEC, Financial Industry Regulatory Authority (FINRA), and state securities regulators, and its insurance subsidiaries are subject to regulation by the insurance regulatory authorities of the states in which they operate. The company’s other nonbank subsidiaries are subject to laws and regulations of both the federal government and the various states in which they are authorized to do business.

The company and KeyBank are subject to regulatory capital requirements that are based largely on the work of an international group of supervisors known as the Basel Committee on Banking Supervision (‘Basel Committee’).

The company and KeyBank are subject to regulatory capital requirements implemented by the U.S. banking agencies that are based largely on Basel III (‘Regulatory Capital Rules’).

Large Bank Holding Companies (BHCs), like the company, are also subject to liquidity requirements contained in regulations adopted pursuant to the Dodd-Frank Act and the Economic Growth, Regulatory Relief, and Consumer Protection Act (‘EGRRCPA’). As enacted in 2010, the Dodd-Frank Act required the Federal Reserve to impose enhanced prudential standards and early remediation requirements, including enhanced liquidity standards, upon BHCs (like the company).

Final rules related to the implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act (‘EGRRCPA’) (‘Tailoring Rules’) established four risk-based categories of banking organizations with total consolidated assets and applied tailored regulatory requirements to each respective category. The company falls within the least restrictive of those categories (‘Category IV Firms’).

Under another Tailoring Rule, Category IV Firms (like the company) are required to conduct internal liquidity stress tests quarterly and are subject to simplified liquidity risk management requirements. Category IV Firms are still required to maintain a liquidity buffer that is sufficient to meet the projected net stressed cash-flow need over a 30-day planning horizon under the firm’s internal liquidity stress test and remain subject to monthly tailored FR 2052a liquidity reporting requirements.

On March 4, 2020, the Federal Reserve adopted a final rule integrating certain aspects of the Federal Reserve’s Regulatory Capital Rules with Comprehensive Capital Analysis and Review (CCAR) and the stress test rules in order to simplify the overall capital framework that is currently applicable to BHCs that have $100 billion or more in total consolidated assets (including the company).

On January 19, 2021, the Federal Reserve issued a final rule to make conforming changes to the capital planning, regulatory reporting, and stress capital buffer requirements for firms subject to Category IV standards (including the company) to make these requirements consistent with the tailored regulatory framework for large banking organizations that the Federal Reserve adopted in an October 2019 rulemaking.

The Deposit Insurance Fund of the FDIC (DIF) provides insurance coverage for domestic deposits funded through assessments on insured depository institutions like KeyBank. The Federal Reserve and FDIC make available on their websites the public sections of resolution plans for the companies, including the company and KeyBank, that submitted plans.

KeyBank is subject to the OCC’s revised recovery planning guidelines. KeyBank is required to be in compliance with these guidelines by January 1, 2026, except that KeyBank’s compliance with the testing requirement is delayed until January 1, 2027.

The Volcker Rule implements Section 619 of the Dodd-Frank Act, which prohibits ‘banking entities,’ such as the company, KeyBank, and their affiliates and subsidiaries, from owning, sponsoring, or having certain relationships with hedge funds and private equity funds (referred to as ‘covered funds’) and engaging in short-term proprietary trading of financial instruments, including securities, derivatives, commodity futures, and options on these instruments.

The Dodd-Frank Act required the Federal Reserve to impose enhanced prudential standards upon BHCs, like the company, with total consolidated assets.

The company is subject to the Federal Reserve’s supervisory rating system for large financial institutions, which includes BHCs with total consolidated assets (including the company) (‘LFI Rating System’).

History

KeyCorp was founded in 1849. The company was incorporated in 1958.

KeyCorp Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**revenue distribution by industry:** - **lending and mortgages:** approx. 40% - **deposits and payments:** approx. 30% - **asset management and investment banking:** approx. 20% - **other financial services:** approx. 10% **top 3 markets and their percentage shares:** - **ohio:** approx. 25% - **n...

At which locations are the company’s products manufactured?

**production sites:** usa (headquarters in cleveland, ohio) keycorp is a financial services company and not a production company in the traditional sense. it offers banking services such as loans, deposits, and asset management. therefore, keycorp does not have physical production sites for product...

What strategy does KeyCorp pursue for future growth?

**strategy for future growth:** 1. **digitization and technology focus** 2. **expansion of the loan portfolio** 3. **sustainable investments** keycorp is increasingly focusing on digitizing its services to enhance customer experience and increase operational efficiency. this includes investments i...

Which raw materials are imported and from which countries?

**commodities/materials:** financial services do not require physical commodities. keycorp, as a financial institution, does not import physical commodities or materials, as it is a company in the banking sector. instead, keycorp focuses on financial services such as loans, deposits, and asset mana...

How strong is the company’s competitive advantage?

**market share in the us banking sector:** 2.5% (2024, estimate) **return on equity (roe):** 9.8% (2024) **cost efficiency ratio:** 60% (2024) keycorp is a medium-sized bank in the usa that stands out for its diversified service portfolio. its competitive advantage lies in its strong regional prese...

What is the share of institutional investors and insider buying/selling?

**institutional investor share:** approximately 80% (estimated for 2025 based on historical data) **insider buys/sells:** no significant transactions in the last quarter (estimated) keycorp traditionally has a high institutional investor share, around 80%. this demonstrates the confidence of large...

What percentage market share does KeyCorp have?

**market share of keycorp:** 2.5% (2025, estimated) **top competitors and their market shares:** 1. jpmorgan chase & co. - 12.5% 2. bank of america - 11.8% 3. wells fargo - 10.3% 4. citigroup - 8.7% 5. u.s. bancorp - 4.5% 6. truist financial - 3.8% 7. pnc financial services - 3.2% 8. keycorp -...

Is KeyCorp stock currently a good investment?

**revenue growth:** 3.5% (2024) **profit growth:** 2.1% (2024) **return on equity:** 8.4% (2024) keycorp recorded a moderate revenue growth of 3.5% in 2024, indicating a stable business performance. the profit growth was 2.1%, demonstrating the company's ability to maintain its profitability d...

Does KeyCorp pay a dividend – and how reliable is the payout?

**dividend yield:** 4.5% (estimated for 2025) **dividend history:** consistent payout in recent years keycorp pays a dividend, and the dividend yield is estimated to be around 4.5% for 2025. the company has pursued a consistent dividend policy in recent years, indicating a reliable payout. the s...

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KeyCorp Stock Value

KeyCorp Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does KeyCorp do?

KeyCorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

KeyCorp Stock Value

KeyCorp Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does KeyCorp do?

KeyCorp Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.