Fidelis Insurance Holdings stock | 2026 rating, price & analyst opinions

Fidelis Insurance Ho...

NYSE:FIHL

$ 19,17

+ $0,06 (0,31%)

19,17 $

+$0,06 (0,31%)

End-of-day quote: 03/26/2026

Fidelis Insurance Holdings Stock Value

The current analyst recommendation for NYSE:FIHL is: Hold.

Hold

Fidelis Insurance Holdings Company Info

EPS Growth 5Y

-66,19%

Market Cap

$1,66 B

Long-Term Debt

$0,84 B

Quarterly earnings

05/13/2026 (E)

Dividend

$0,60

Dividend Yield

3,14%

Founded

2014

Industry

Financials

Country

Bermuda

Website

Fidelis Insurance Holdings

ISIN Number

BMG3398L1182

Website

http://www.fidelisinsurance.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$21,00

9.55%

Last Update: 03/26/2026

Analysts: 9

Highest Price Target $27,00

Average Price Target $21,00

Lowest Price Target $17,50

In the last five quarters, Fidelis Insurance Holdings’s Price Target has risen from $20,39 to $21,57 - a 5,79% increase. Nine analysts predict that Fidelis Insurance Holdings’s share price will increase in the coming year, reaching $21,00. This would represent an increase of 9,55%.

Top growth stocks in the financials sector (5Y.)

What does Fidelis Insurance Holdings do?

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions. The company consist of Fidelis Insurance Holdings Limited (‘FIHL’), Fidelis Insurance Bermuda Limited (‘FIBL’), Fidelis Underwriting Limited (‘FUL’) and Fidelis Insurance Ireland DAC (‘FIID’) and has its own service company, FIHL (UK) Services Limited, with a branch in Ireland. Fidelis’ principal operating subsidiaries are: Fidelis Insurance Bermuda Limited (‘FIBL’) is a Class 4 Bermuda domiciled company which wri...

Fidelis’ principal operating subsidiaries are:

Fidelis Insurance Bermuda Limited (‘FIBL’) is a Class 4 Bermuda domiciled company which writes most of the Group’s reinsurance business, as well as writing insurance. FIBL is regulated by the Bermuda Monetary Authority.

Fidelis Underwriting Limited (‘FUL’) is a U.K. domiciled company which principally writes insurance, as well as reinsurance. FUL is regulated by the Prudential Regulation Authority (‘PRA’) and the Financial Conduct Authority (‘FCA’).

Fidelis Insurance Ireland DAC (‘FIID’) is a Republic of Ireland domiciled company that writes insurance and reinsurance within the European Economic Area. FIID is regulated by the Central Bank of Ireland (‘CBI’).

FIHL (UK) Services Limited (‘FSL’) is a U.K. service company that also has a branch in Ireland.

Investments

As of December 31, 2024, the company’s investments consisted primarily of a diversified portfolio of high-quality fixed maturity securities (including U.S. Treasuries, non-U.S. government bonds, government agency bonds, corporate bonds, investment-grade emerging market debt, mortgage and other asset-backed securities) and small allocations to sub-investment grade fixed maturity securities and ‘other investments.’ The assets in the company’s fixed maturity portfolio are managed primarily by external investment managers through individual investment management agreements. The company monitors the activity and performance of these external managers and its other investments regularly.

Business Segments

The company operates through Insurance and Reinsurance segments.

The Insurance segment consist of a portfolio of Property, Marine, Asset Backed Finance & Portfolio Credit, Aviation and Aerospace, Political Risk, Violence & Terror, Energy, Cyber, and Other Insurance risks.

The Reinsurance segment is primarily a residential property catastrophe book, which includes Property and Retro & Whole Account reinsurance.

Insurance

The Insurance segment consist of a portfolio of specialty risks. In addition to major specialty lines of business, this segment includes highly tailored products, where the buying motivation is often driven by regulatory capital relief, capital efficiency or transaction facilitation. The Insurance segment benefits from quota share, aggregate, stop loss and excess of loss retrocessional cover and industry loss warranties, which help to reduce volatility. The company’s Insurance segment provides it with access to capital-efficient business and facilitates diversification of the company’s exposures. The following are the lines of business in its Insurance segment:

Property provides cover for all risks of direct physical loss or damage, business interruption and natural catastrophe perils. The portfolio covers a wide range of occupancies from real estate portfolios, municipalities, infrastructure, schools, commercial and manufacturing accounts and construction risks. The company writes a mix of global, North American and individual international territory risks.

Marine provides cover for a range of exposures on a global basis including marine hull, marine cargo, construction and marine war.

Asset Backed Finance & Portfolio Credit includes asset-backed nonpayment, economically linked risk (e-cat), mortgage indemnity, structured credit, and surety. Drivers for specific risk transfer for these products are often different from traditional insurance procurement and include regulatory capital relief, capital efficiency and transaction facilitation.

Aviation & Aerospace provides a range of cover for owners and financiers of aircraft including airline hull and liability ‘all-risks’, contingent aviation, AV52 war liability and hull war as well as product liability for the world’s leading manufacturers. The company also covers pre-launch, transit and launch risk for satellite manufacturers and operators in its Aerospace book.

Energy provides cover for a range of exposures across the energy spectrum. This includes construction and operational renewable energy projects globally, operational downstream energy/power & utilities, and construction and operational upstream energy.

Political Risk, Violence & Terror provides insurance products for clients, such as banks, commodity traders, corporations and multilateral and export credit agencies through political risk and contract frustration/non-payment coverages and both damage and non-damage cover from perils including terrorism, civil unrest, strikes, riots, civil commotion and sabotage through political violence and terror covers.

Cyber products reimburse damages and financial losses arising from accidental or malicious incidents affecting a business’s computer networks, software and data, both on a first- and third-party basis. The company writes a diverse mix of business from SME to large corporate, across a number of geographies, predominantly on a reinsurance basis.

Other Insurance includes contingency providing coverage for event cancellation, non-appearance and other contingencies, title insurance, warranty insurance and other specialty risks.

Reinsurance

The company’s Reinsurance segment consists of an actively managed, property reinsurance book, providing reinsurance and a limited amount of retrocession coverage worldwide on a proportional or excess of loss basis. The portfolio is global, with a significant concentration in North America. Additionally, it includes smaller exposures in other regions around the world, particularly in Japan, Europe, and Australasia.

The Reinsurance segment benefits from quota share, aggregate, stop loss and excess of loss retrocessional cover, catastrophe bond cover and industry loss warranties, which helps to minimize the potential net losses in the business written. The company’s strategy of pursuing closely controlled aggregates and focusing on residential portfolios in the Reinsurance segment helps keep volatility lower than a typical catastrophe book.

Business Distribution

The company’s business is produced principally through brokers and (re)insurance intermediaries. The brokerage distribution channel provides it with access to an efficient, global distribution system without the significant time and expense which would be otherwise incurred in creating wholly owned distribution networks. The brokers and reinsurance intermediaries typically act in the interest of insureds, ceding clients or insurers and are instrumental to the company’s continued relationship with its clients.

Regulatory Matters

FIBL, a wholly owned subsidiary of FIHL, is registered as a Class 4 insurer pursuant to the Insurance Act. As a Class 4 insurer, FIBL is required to file with the Bermuda Monetary Authority (BMA) a statutory financial return no later than four months after its financial year end (unless specifically extended with the approval of the BMA). FIHL and FIBL must comply with Bermuda’s Personal Information Protection Act 2016 (‘PIPA’), which came into full force on January 1, 2025.

Fidelis and The Fidelis Partnership contain several firms that are authorized to carry on regulated activities in the U.K. FUL is authorized by the PRA to effect and carry out contracts of insurance in respect of a number of classes of general (non-life) insurance business. In relation to The Fidelis Partnership, Pine Walk Capital Limited (‘Pine Walk Capital’) and Pine Walk Europe SRL (‘Pine Walk Europe’) (a Belgian-incorporated entity with a branch in the UK) are both authorized and regulated by the FCA as insurance intermediaries.

FUL, as a U.K.-authorized insurer, is subject to the U.K.’s domestic prudential regime, which derives from Solvency II, although it has recently undergone a number of changes that took effect on December 31, 2024. The U.K. largely transposed Solvency II into U.K. law by FSMA 2000 and The Solvency 2 Regulations 2015.

The most prominent ‘material outsourcing’ rules that apply to FUL are set out in the PRA’s supervisory statements, ‘Outsourcing and third-party risk management’ (SS2/21) and ‘Operational resilience: Impact tolerances for important business services’ (SS1/21), and corresponding rules are contained in the ‘Conditions Governing Business’ and ‘Insurance – Operational Resilience’ Parts of the PRA Rulebook. FUL and FIHL (UK) Services Limited, as well as The Fidelis Partnership subsidiaries on whom the company rely, must comply with all applicable data privacy legislation, including the E.U. GDPR and the U.K. GDPR (together, the ‘GDPR’).

The company’s Irish-authorized firm, FIID, is an insurance company incorporated under the laws of Ireland and duly authorized by the CBI as an insurance undertaking to carry on the following classes of non-life insurance business in accordance with the 2015 Regulations: 5 (Aircraft), 6 (Ships), 7 (Goods in Transit), 8 (Fire and Natural Forces), 9 (Other Damage to Property), 11 (Aircraft Liability), 12 (Liability for Ships), 13 (General Liability), 14 (Credit), 15 (Suretyship), and 16 (Miscellaneous Financial Loss).

The Fidelis Partnership includes Pine Walk Europe, is authorized by the Belgian Financial Services and Markets Authority to conduct insurance distribution activities. Pine Walk Europe carries on insurance distribution activities in Ireland through an Irish-registered branch pursuant to the ‘passporting rights.’ Pine Walk Europe received regulatory approval from the Belgian Financial Services and Markets Authority to perform regulated insurance distribution activities on October 5, 2022, and was able to commence trading in Ireland on a freedom of establishment basis via its Irish branch on January 1, 2023.

FIID is required to meet economic risk-based solvency requirements under Solvency II (as transposed into Irish law by the 2015 Regulations). FIID and Pine Walk Europe must comply with the GDPR, which took effect in May 2018.

The U.K. and Bermuda are among the approved ‘qualified jurisdictions’ which allow U.S. states that has adopted the Amended Credit for Reinsurance Model Act to implement reduced collateral requirements with respect to reinsurers domiciled in Bermuda and the U.K., such as FIBL and FUL.

History

Fidelis Insurance Holdings Limited was founded in 2015. The company was incorporated under the laws of Bermuda in 2014.

Fidelis Insurance Holdings Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Industry Revenue Breakdown:** - Reinsurance: 45% - Specialty Insurance: 30% - Property Insurance: 25% **TOP 3 Markets:** 1. USA: 40% 2. Europe: 35% 3. Asia: 15% Fidelis Insurance Holdings Limited generates the majority of its revenue from reinsurance, followed by specialty and property insurance...

At which locations are the company’s products manufactured?

**Production Sites:** No specific production sites, as it is an insurance company. Fidelis Insurance Holdings Limited is a company in the insurance sector and does not produce physical products. Instead, it offers insurance and reinsurance services. The main activities of the company include underw...

What strategy does Fidelis Insurance Holdings pursue for future growth?

**Strategy for Future Growth:** Fidelis Insurance Holdings Limited is pursuing a multi-pronged growth strategy focused on expanding its specialized insurance products, geographic expansion, and technological innovation. The company plans to increase its market share by introducing new, tailored in...

Which raw materials are imported and from which countries?

Sorry, but I do not have specific information about the commodities or materials imported by Fidelis Insurance Holdings Limited, as it is an insurance company. Insurance companies typically do not import physical commodities or materials, as their main business is in the financial services sector....

How strong is the company’s competitive advantage?

**Market Share:** 8% (estimated for 2026) **Combined Ratio:** 92% (2025) **Return on Equity (ROE):** 14% (2025) In recent years, Fidelis Insurance Holdings Limited has established itself as a significant player in the insurance sector. With an estimated market share of 8% in 2026, the company d...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 78% (2026, estimated) **Insider Buys/Sells:** No significant transactions in the last six months (2026, estimated) The institutional investor share in Fidelis Insurance Holdings Limited is approximately 78%. This demonstrates a strong trust from institutional inve...

What percentage market share does Fidelis Insurance Holdings have?

**Market share of Fidelis Insurance Holdings Limited (FIHL):** 3.5% (2026, estimated) **Top competitors and their market shares:** 1. **Chubb Limited:** 10.2% 2. **AXA Group:** 9.8% 3. **Allianz SE:** 9.5% 4. **Berkshire Hathaway (Insurance Division):** 8.7% 5. **Zurich Insurance Group:** 7.3% 6....

Is Fidelis Insurance Holdings stock currently a good investment?

**Revenue Growth:** 8.5% (2025) **Profit Growth:** 10.2% (2025) **Return on Equity:** 12.5% (2025) Fidelis Insurance Holdings Limited recorded solid revenue growth of 8.5% in 2025, indicating strong demand for their insurance products and an effective risk management strategy. The profit growth of...

Does Fidelis Insurance Holdings pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.2% (2026, estimated) **Dividend History:** Regular payouts since 2024 Fidelis Insurance Holdings Limited started distributing dividends in 2024. The current dividend yield is estimated at 3.2%, which is competitive compared to other companies in the insurance industry....

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Fidelis Insurance Holdings Stock Value

Fidelis Insurance Holdings Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Fidelis Insurance Holdings do?

Fidelis Insurance Holdings Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Fidelis Insurance Holdings Stock Value

Fidelis Insurance Holdings Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Fidelis Insurance Holdings do?

Fidelis Insurance Holdings Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.