CNA Financial Analysis (April) 2026 | Price, Valuation & Outlook

CNA Financial

NYSE:CNA

$ 48,18

$-0,57 (-1,17%)

48,18 $

$-0,57 (-1,17%)

End-of-day quote: 04/24/2026

CNA Financial Stock Value

According to analysts, the current valuation of NYSE:CNA is Underperform.

Underperform

CNA Financial Company Info

EPS Growth 5Y

12,80%

Market Cap

$13,16 B

Long-Term Debt

$2,97 B

Short Interest

4,46%

Quarterly earnings

05/04/2026

Dividend

$3,87

Dividend Yield

8,04%

Founded

1853

Industry

Financials

Country

United States

ISIN Number

US1261171003

Website

http://www.cna.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$43,00

-10.75%

Last Update: 04/24/2026

Analysts: 1

Highest Price Target $43,00

Average Price Target $43,00

Lowest Price Target $43,00

In the last five quarters, CNA Financial’s Price Target has fallen from $53,37 to $45,00 - a -15,68% decrease. One analysts predict that CNA Financial’s share price will fall in the coming year, reaching $43,00. This would represent a decrease of -10,75%.

Top growth stocks in the financials sector (5Y.)

What does CNA Financial do?

CNA Financial Corporation provides commercial property and casualty insurance products in the United States and internationally. The company’s property and casualty and remaining life and group insurance operations are primarily conducted by Continental Casualty Company (CCC), The Continental Insurance Company, Western Surety Company, CNA Insurance Company Limited, Hardy Underwriting Bermuda Limited and its subsidiaries (Hardy), and CNA Insurance Company (Europe) S.A. Loews Corporation (Loews)...

CNA Financial Corporation provides commercial property and casualty insurance products in the United States and internationally.

The company’s property and casualty and remaining life and group insurance operations are primarily conducted by Continental Casualty Company (CCC), The Continental Insurance Company, Western Surety Company, CNA Insurance Company Limited, Hardy Underwriting Bermuda Limited and its subsidiaries (Hardy), and CNA Insurance Company (Europe) S.A. Loews Corporation (Loews) owned approximately 92% of the company’s outstanding common stock as of December 31, 2024.

The company’s insurance products primarily include commercial property and casualty coverages, including surety. The company’s services include warranty, risk management information services and claims administration. The company’s products and services are primarily marketed through independent agents, brokers and managing general underwriters to a wide variety of customers, including small, medium and large businesses, insurance companies, associations, professionals and other groups.

The company’s commercial property and casualty underwriting operations presence in the United States of America (U.S.) consists of field underwriting locations and centralized processing operations which handle policy processing, billing and collection activities and act as call centers to optimize service. The company’s claim operations in the U.S. consists of primary locations where it handles multiple claim types and key business functions, as well as regional claim offices which are aligned with its underwriting field structure. The company also has property and casualty underwriting operations in Canada, the United Kingdom (U.K.) and Continental Europe, as well as access to business placed at Lloyd's of London through Syndicate 382.

Segments

The company’s commercial property and casualty insurance operations are managed and reported in three business segments: Specialty, Commercial and International, which it refers to collectively as Property & Casualty Operations. The company’s operations outside of Property & Casualty Operations are managed and reported in two business segments: Life & Group and Corporate & Other.

Specialty

Specialty provides management and professional liability and other coverages through property and casualty products and services using a network of brokers, independent agencies and managing general underwriters. Specialty includes the following business groups:

Management & Professional Liability consists of the following coverages and products:

Professional liability coverages and risk management services to various professional firms, including architects, real estate agents, accounting firms and law firms.

Directors and officers (D&O), errors and omissions (E&O), employment practices, fiduciary, fidelity and cyber coverages. Specific areas of focus include small and mid-size firms, public, as well as privately held firms and not-for-profit organizations.

Insurance products to serve the healthcare industry, including professional and general liability, as well as associated casualty coverages. Key customer groups include aging services, allied medical facilities, dentists, physicians, nurses, and other medical practitioners.

Surety offers small, medium and large contract and commercial surety bonds. Surety provides surety and fidelity bonds in all 50 states.

Warranty and Alternative Risks provides extended service contracts and insurance products that provide protection from the financial burden associated with mechanical breakdown and other related losses, primarily for vehicles, portable electronic communication devices and other consumer goods. Service contracts are generally distributed by commission-based independent representatives and sold by auto dealerships and retailers in North America to customers in conjunction with the purchase of a new or used vehicle or new consumer goods. Additionally, the company’s insurance companies may issue contractual liability insurance policies or guaranteed asset protection reimbursement insurance policies to cover the liabilities of these service contracts issued by affiliated entities or third parties.

Commercial

Commercial works with a network of brokers and independent agents to market a broad range of property and casualty insurance products to all types of insureds targeting small business, construction, middle markets and other commercial customers. Property products include standard and excess property, marine and boiler and machinery coverages. Casualty products include standard casualty insurance products, such as workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages. Most insurance programs are provided on a guaranteed cost basis; however, the company also offers specialized loss-sensitive insurance programs and total risk management services relating to claim and information services to the large commercial insurance marketplace.

International

The International segment underwrites property and casualty coverages on a global basis through a branch operation in Canada, a European business consisting of insurance companies based in the U.K. and Luxembourg and Hardy, the company’s Lloyd's syndicate.

Canada provides standard commercial and specialty insurance products, primarily in the marine, oil & gas, construction, manufacturing, and life science industries.

Europe provides a diverse range of specialty and commercial insurance products with a focus on specific areas, including the middle market, marine, healthcare, financial and professional services sectors in the U.K. and Continental Europe on both a domestic and cross-border basis.

Hardy operates through Lloyd’s Syndicate 382 underwriting energy, marine, property, casualty and specialty lines with risks located in many countries around the world. The capacity and results of the syndicate are 100% attributable to CNA.

Life & Group

The Life & Group segment includes the company’s run-off long-term care business, as well as structured settlement obligations not funded by annuities related to certain property and casualty claimants. Long-term care policies were sold on both an individual and group basis.

Corporate & Other

Corporate & Other primarily includes certain corporate expenses, including interest on corporate debt, and the results of certain property and casualty business in run-off, including CNA Re, A&EP, a legacy portfolio of excess workers' compensation (EWC) policies and certain legacy mass tort reserves.

Regulation

As the company’s insurance operations are conducted in both domestic and foreign jurisdictions, it is subject to a number of regulatory agency requirements applicable to a portion, or all, of its operations. These include the State of Illinois Department of Insurance (which is its global group-wide supervisor), the U.K. Prudential Regulatory Authority and Financial Conduct Authority, the Office of Superintendent of Financial Institutions in Canada, the Luxembourg insurance regulator Commissariat aux Assurances (the CAA) and the Bermuda Monetary Authority.

Hardy, a specialized Lloyd's of London (Lloyd's) underwriter, is also supervised by the Council of Lloyd's, which is the franchisor for all Lloyd's operations. The Council of Lloyd's has wide discretionary powers to regulate Lloyd's underwriting, such as establishing the capital requirements for syndicate participation. In addition, the annual business plan of each syndicate is subject to the review and approval of the Lloyd's Franchise Board, which is responsible for business planning and monitoring for all syndicates.

History

CNA Financial Corporation was founded in 1853. The company was incorporated in 1967.

CNA Financial Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** 1. Commercial property and liability insurance: approx. 60% 2. Specialty insurance: approx. 25% 3. Life and pension insurance: approx. 15% **TOP 3 markets and their percentage shares:** 1. USA: approx. 75% 2. Canada: approx. 10% 3. Europe: approx. 8% CNA Finan...

At which locations are the company’s products manufactured?

**Production Sites:** Various locations in the USA CNA Financial Corporation is a leading insurance company and does not produce physical products. Instead, it offers a variety of insurance services, including property and casualty insurance. The services are mainly provided in the USA, with the co...

What strategy does CNA Financial pursue for future growth?

**Revenue Growth:** Estimated at 5-7% annually (2025 forecast) **Profit Margin:** Stable at around 8-10% (2025 forecast) CNA Financial Corporation pursues a growth strategy focusing on diversifying its insurance products and expanding into new markets. The company plans to strengthen its presence...

Which raw materials are imported and from which countries?

**Main raw materials/materials:** Insurance data, financial services **Countries of origin:** USA, international markets CNA Financial Corporation is an insurance company and does not import physical raw materials or materials in the traditional sense. Instead, the company focuses on providing in...

How strong is the company’s competitive advantage?

**Combined Ratio:** 94.5% (2024) **Net Premium Growth:** 6.2% (2024) CNA Financial Corporation has a solid competitive advantage, reflected in a favorable combined ratio of 94.5% in 2024. A combined ratio below 100% indicates that the company is operating profitably, as it spends less on claims an...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approx. 98% (2025, estimated based on historical data) **Insider Buys/Sells:** No significant transactions in the last year (2025, estimated) CNA Financial Corporation has traditionally had a high proportion of institutional investors, indicating the trust of larg...

What percentage market share does CNA Financial have?

**Market share of CNA Financial Corporation:** Estimated 3-4% (2025) **Top competitors and their market shares:** 1. **Berkshire Hathaway (GEICO):** 13-15% 2. **Progressive Corporation:** 10-12% 3. **Allstate Corporation:** 9-11% 4. **State Farm:** 8-10% 5. **Liberty Mutual:** 6-8% 6. **Travelers C...

Is CNA Financial stock currently a good investment?

**Revenue Growth:** 4.5% (2024) **Profit Growth:** 3.8% (2024) **Combined Ratio:** 94.2% (2024) CNA Financial Corporation shows moderate revenue and profit growth, indicating a stable business development. The company operates with a Combined Ratio of 94.2%, which means it operates efficiently and...

Does CNA Financial pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.5% (estimated for 2025) **Dividend History:** Continuous payout for over 20 years CNA Financial Corporation is known for its reliable dividend policy. The company has consistently distributed dividends to its shareholders over the past few decades, indicating a stable financ...

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CNA Financial Stock Value

CNA Financial Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does CNA Financial do?

CNA Financial Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

CNA Financial Stock Value

CNA Financial Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does CNA Financial do?

CNA Financial Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.