Century Communities Analysis (March 2026) | Price Development & Price Target

Century Communities

NYSE:CCS

$ 55,47

$-1,86 (-3,24%)

55,47 $

$-1,86 (-3,24%)

End-of-day quote: 03/27/2026

Century Communities Stock Value

The analyst rating for NYSE:CCS is currently Outperform.

Outperform

Century Communities Company Info

EPS Growth 5Y

-0,75%

Market Cap

$1,61 B

Long-Term Debt

$1,10 B

Short Interest

8,20%

Annual earnings

N/A

Dividend

$1,12

Dividend Yield

2,02%

Founded

2002

Industry

Consumer Discretionary

Country

United States

ISIN Number

US1565043007

Website

http://www.centurycommunities.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

$75,00

35.21%

Last Update: 03/28/2026

Analysts: 3

Highest Price Target $92,00

Average Price Target $75,00

Lowest Price Target $49,00

In the last five quarters, Century Communities’s Price Target has fallen from $122,04 to $86,00 - a -29,53% decrease. Three analysts predict that Century Communities’s share price will increase in the coming year, reaching $75,00. This would represent an increase of 35,21%.

Top growth stocks in the consumer discretionary sector (5Y.)

What does Century Communities do?

Century Communities, Inc. engages in the development, design, construction, marketing and sale of single-family attached and detached homes in 17 states. In many of its projects, in addition to building homes, the company entitles and develops the underlying land. The company builds and sells homes under its Century Communities and Century Complete brands. The company’s Century Communities brand has an emphasis on serving the affordable homebuilding market but offers a wide range of buyer profi...

The company’s Century Communities brand has an emphasis on serving the affordable homebuilding market but offers a wide range of buyer profiles, including entry-level, first and second time move-up, and lifestyle homebuyers, and provides its homebuyers with the ability to personalize their homes through certain option and upgrade opportunities. The company’s Century Complete brand targets entry-level homebuyers, primarily sells homes through retail studios and the internet, and generally provides no option or upgrade opportunities.

The company’s homebuilding operations are organized into the following five segments: West, Mountain, Texas, Southeast, and Century Complete. The company indirect wholly-owned subsidiaries, Inspire Home Loans Inc., Parkway Title, LLC, IHL Home Insurance Agency, LLC, and IHL Escrow Inc., which provide mortgage, title, insurance brokerage and escrow services, respectively, primarily to its homebuyers, have been identified as its Financial Services segment. Additionally, the company’s wholly owned subsidiary, Century Living, LLC, engages in the development, construction and management of multi-family rental properties, all located in Colorado. Century Living, LLC is included in its Corporate segment.

While the company offers homes that appeal to a broad range of entry-level, move-up, and lifestyle homebuyers, its offerings are heavily weighted towards providing affordable housing options in each of its homebuyer segments. Additionally, the company prefers building move-in-ready homes over built-to-order homes. Of the 11,007 homes delivered during 2024, approximately 93% of the company’s deliveries were made to entry-level homebuyers that were below the Federal Housing Administration-insured mortgage limits and approximately 99% of homes delivered were built as move-in ready homes.

The company is the largest homebuilder in the United States. As of December 31, 2024, the company operated in the 17 states and over 45 markets.

The company operates within West (California and Washington); Mountain (Arizona, Colorado, Nevada and Utah); Texas; Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee); Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Louisiana, Michigan, North Carolina, and South Carolina); and Financial Services (which provide mortgage, title, insurance brokerage, and escrow services to its homebuyers)

The company’s Corporate operations are a non-operating segment, as it serves to support its homebuilding operations, and to a lesser extent its Financial Services operations, through various functions, such as its executive, finance, treasury, human resources, accounting and legal departments. Additionally, the company’s wholly owned subsidiary, Century Living, LLC, engages in the development, construction and management of multi-family rental properties, all located in Colorado. Century Living, LLC is included in its Corporate segment.

Homebuilding Operations

Strategy

The key elements of the company’s strategy include offering homes that appeal to a broad range of entry-level, move-up, and lifestyle homebuyers, while heavily weighting its offerings towards providing affordable housing options in each of its homebuyer segments; and preferring building move-in-ready homes over built-to-order homes; maintaining a strong pipeline of future land holdings, including favoring lot option contracts to manage its risk to land holdings.

The core of the company’s business plan is to acquire land strategically, based on its understanding of population growth patterns, local markets, entitlement restrictions and infrastructure development. The ocmpany’s construction expertise across an extensive product offering allows us flexibility to pursue a wide array of land acquisition opportunities and appeal to a broad range of potential homebuyers, from entry-level to first- and second-time move-up buyers and lifestyle homebuyers.

The company continues to actively seek opportunities to increase its market share within its existing markets through acquisitions of other homebuilders already operating in the market. In July 2024, the company closed on the acquisition of substantially all the assets and operations and assumed certain liabilities of Anglia Homes LP (Anglia), a homebuilder with operations in the greater Houston, Texas area. In January 2024, the company closed on the acquisition of Landmark Homes of Tennessee, Inc. (Landmark), a homebuilder with operations, including six active communities, in Nashville, Tennessee.

Land Acquisition Process

The company acquires land for its homebuilding operations with the primary intent to construct single-family detached or attached homes for sale on the acquired land. From time to time, the company may sell land to other developers and homebuilders where it has excess land positions. The company generally acquires land for cash, either through bulk acquisitions of land or through option contracts. Option contracts are generally structured where the company has the right, but not the obligation, to buy land at predetermined prices on a defined schedule. Potential land acquisitions are normally identified by the company’s local management within the markets in which it operates. The company typically purchases lots for its Century Communities brand which range in status at acquisition from entitled for residential construction but requiring installation of streets, common areas, and wet and dry utilities to lots which are fully developed and immediately available for permitting and construction of the residence. For lots requiring development work, the company negotiates, contracts for, and oversees the work performed by subcontractors internally, and in some limited cases, it may hire a third-party general contractor for these services. For its Century Complete brand, the company typically purchases lots which are immediately available for permitting and construction of the residence. The company’s land acquisition process typically includes soil tests, independent environmental studies, other engineering work and financial analysis which includes an evaluation of expected returns, projected gross margins, estimated sales pace and pricing. Potential land acquisitions are approved by its corporate office above established limits to ensure appropriate capital allocations taking into consideration current and projected inventory levels and risk adjusted returns.

The company has continued to strategically manage its lot pipeline, including both organically and through acquisitions, in order to maintain a balance between the number of owned lots as compared to lots it controls through option and other contracts.

Design and Construction

The company engages architects, engineers and other professionals in connection with the home design process who are familiar with local market preferences, constraints, conditions and requirements, and it generally owns the architectural design rights to its home plans. The company serves as the general contractor, with all construction work typically performed by subcontractors.

When constructing homes, the company uses various construction materials and components including lumber, steel and concrete. It typically takes the company’s four to five months, or more in some instances, to construct a home.

The company is dependent upon building material suppliers for a continuous flow of certain materials. Whenever possible, the company utilizes standard products available from multiple national and international sources and utilize its buying power and relationships throughout the supply chain to ensure availability of products.

Homebuilding Marketing and Sales Process – Century Communities brand

The company’s Century Communities brand has a focus on affordable housing options in each market but builds an extensive range of home types across a variety of price points. The company’s Century Communities brand strives to provide its customers with A Home for Every Dream.

In many of its communities, the company provides its customers with certain customization options to suit their lifestyle needs and has developed a number of home designs with features, such as outdoor living spaces, one-story living and first floor primary bedroom suites to appeal to broad design needs. At times, the company offers homebuyers environmentally friendly alternatives, such as solar power to supplement a home’s energy needs.

The company sells its homes through its own sales representatives often with the assistance of independent real estate brokers. The company’s in-house sales force typically works from sales offices located in model homes close to or in each community. Additionally, the company provides the ability for its customers to purchase homes directly on its website. Sales representatives assist potential buyers by providing them with basic floor plans, price information, development and construction timetables, and tours of model homes where available.

The company advertises directly to potential homebuyers through the internet and digital marketing, marketing brochures, and to a lesser extent, newspapers. The company also attempts to operate in conspicuously located areas that permit it to take advantage of local traffic patterns. Model homes play a significant role in the company’s marketing efforts by creating an attractive atmosphere and assisting the customer in visualizing the livability of its floor plans.

Homebuilding Marketing and Sales Process – Century Complete brand

The company’s Century Complete brand primarily sells affordable homes to entry-level buyers through its own sales representatives located in retail locations which it refers to as studios, as opposed to model homes; however, model and vignetted homes are used in certain instances. The company leases its studios within strip malls or other high traffic retail centers, located centrally to its homes under construction. The company’s studios are generally leased for a period of three years and average approximately 1,750 square feet. The company also sells homes directly through its Century Complete website and utilize the services of independent real estate brokers in many cases. The company’s Century Complete brand aims to provide its customers with More Home, Less Money.

The company’s Century Complete brand often competes with resales, as well as other new home builders within the submarkets in which it operates. The company’s advertising and marketing efforts are focused on means of reaching potential customers, including centralized digital marketing, and direct outreach to independent real estate brokers. The company leverages its studios, advertising and marketing efforts to generate homebuyer leads, which are then actively pursued by its sales associates.

Customer Experience

The company pays particular attention to product design and carefully consider choice of materials in order to provide features that homebuyers today are seeking. The company maintains customer service staff whose role includes providing a positive experience for each customer throughout the pre-closing process, home closing process and beyond. This group is also responsible for providing after sales customer service. The company’s customer service initiatives include using customer survey results to improve its standards of customer satisfaction. Generally, the company provides each homeowner with product warranties covering workmanship and materials for one year from the time of closing, and warranties covering structural systems from the time of closing through the statute of repose with the states it operates in, or ten years, whichever is shorter. The subcontractors who perform most of the actual construction also provide to the company customary warranties on workmanship.

Seasonality

The company typically experiences the highest new home order activity during the spring, although this activity is also highly dependent on the number of active selling communities, timing of new community openings and other market factors. Since it typically takes the company four to five months to construct a new home, it delivers more homes in the second half of the year as spring and summer home starts convert to home deliveries.

Financial Services Operations

The company offers home financing primarily for its customers through its wholly owned subsidiary, Inspire Home Loans Inc. (which it refers to as Inspire). Inspire is authorized to originate Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), Government National Mortgage Association (Ginnie Mae), FHA, Department of Veterans Affairs-guaranteed (VA), and the U.S. Department of Agriculture (USDA) mortgages (which it refers to collectively as the government sponsored entities). The company also offers title, homeowners insurance, and escrow services through its wholly owned subsidiaries, Parkway Title, LLC (which it refers to as Parkway), IHL Home Insurance Agency, LLC (which it refers to as IHL Insurance), and IHL Escrow Inc. (which it refers to as IHL Escrow) respectively. These operations, along with Inspire, collectively comprise the company’s Financial Services operating segment.

The results of operations of the company’s Financial Services operating segment are primarily driven by the results of Inspire. Inspire originates mortgage loans primarily for the company’s homebuilding customers, Inspire is dependent on its homebuilding operations and its results of operations are highly correlated with the company’s homebuilding operations, and to a lesser degree the overall market demand for mortgages.

Inspire sells substantially all of the loans it originates, either as loans with servicing rights released, or with servicing rights retained, in the secondary mortgage market within a short period of time after origination, generally within 30 days. Inspire primarily finances these loans using its mortgage repurchase facilities. This strategy results in owning the loans for only a short period of time. Representations include underwriting standards, the existence of primary mortgage insurance, and the validity of certain borrower representations in connection with the loans.

Governmental Regulation and Environmental Matters

The company is subject to regulations promulgated by the Federal Consumer Financial Protection Bureau regarding residential mortgage loans.

History

Century Communities, Inc. was founded in 2002. The company, a Delaware corporation, was incorporated in 2013.

Century Communities Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Industry revenues:** Residential construction, real estate development **TOP 3 markets:** 1. **Texas:** approx. 30% 2. **Colorado:** approx. 25% 3. **California:** approx. 20% Century Communities, Inc. generates its revenues mainly from residential construction and real estate development. The g...

At which locations are the company’s products manufactured?

**Production Sites:** USA Century Communities, Inc. is a leading U.S. construction company specializing in the development and construction of single-family homes. The company mainly produces its homes in the United States. It is active in several states, including Colorado, Texas, Nevada, Utah, an...

What strategy does Century Communities pursue for future growth?

**Revenue Growth:** Estimated 10% annually (2026) **Market Expansion:** Expansion into new geographical regions Century Communities, Inc. pursues a growth strategy based on expanding into new geographical markets and diversifying its real estate portfolio. The company plans to strengthen its prese...

Which raw materials are imported and from which countries?

**Main raw materials:** Wood, steel, concrete, gypsum board **Import countries:** Canada, China, Mexico Century Communities, Inc. is a leading construction company in the USA, mainly engaged in residential construction. The main raw materials the company requires include wood, steel, concrete, and...

How strong is the company’s competitive advantage?

**Market share:** 2.5% (estimated for 2026) **Revenue growth:** 8% (estimated for 2026) **Profit margin:** 6% (estimated for 2026) Century Communities, Inc. has established itself as one of the leading providers in the residential development sector in the USA. The company benefits from a div...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 85% (estimated, 2026) **Insider Buys/Sells:** No significant transactions reported (estimated, 2026) The institutional investor share in Century Communities, Inc. is estimated to be around 85%. This suggests that the company is heavily held by institutional invest...

What percentage market share does Century Communities have?

**Market share of Century Communities, Inc.:** 2.5% (estimated, 2026) **Top competitors and their market shares:** 1. **D.R. Horton, Inc.:** 10.5% 2. **Lennar Corporation:** 9.8% 3. **PulteGroup, Inc.:** 8.2% 4. **NVR, Inc.:** 6.7% 5. **Toll Brothers, Inc.:** 4.9% 6. **KB Home:** 3.5% 7. **Century...

Is Century Communities stock currently a good investment?

**Revenue Growth:** 10% (2025) **Profit Growth:** 8% (2025) **Market Share in Residential Construction:** 5% (2025) Century Communities, Inc. recorded a revenue growth of 10% in 2025, attributed to strong demand in residential construction and an effective expansion strategy. The 8% profit growth i...

Does Century Communities pay a dividend – and how reliable is the payout?

**Dividend Yield:** No dividend (as of 2026) Century Communities, Inc. (NYSE: CCS) has not paid any dividends in the past and continues this trend in 2026. Instead, the company focuses on growth and reinvesting in its business segments, especially in homebuilding and developing new projects. The d...

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Century Communities Stock Value

Century Communities Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the consumer discretionary sector (5Y.)

What does Century Communities do?

Century Communities Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Century Communities Stock Value

Century Communities Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the consumer discretionary sector (5Y.)

What does Century Communities do?

Century Communities Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.