Sundaram Finance stock | 2026 rating, price & analyst opinions

Sundaram Finance

NSEI:SUNDARMFIN

Rp 4.593,40

+ Rp217,90 (4,98%)

4.593,40 Rp

+Rp217,90 (4,98%)

End-of-day quote: 04/02/2026

Sundaram Finance Stock Value

The current analyst recommendation for NSEI:SUNDARMFIN is: Hold.

Hold

Sundaram Finance Company Info

EPS Growth 5Y

16,34%

Market Cap

Rp486,14 B

Long-Term Debt

Rp438,61 B

Annual earnings

05/23/2026 (E)

Dividend

Rp37,21

Dividend Yield

0,81%

Founded

1954

Industry

Financials

Country

India

Website

Sundaram Finance

ISIN Number

INE660A01013

Website

http://www.sundaramfinance.in

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp5.280,00

14.95%

Last Update: 04/02/2026

Analysts: 9

Highest Price Target Rp6.200,00

Average Price Target Rp5.280,00

Lowest Price Target Rp4.720,00

In the last five quarters, Sundaram Finance’s Price Target has risen from Rp2.701,61 to Rp3.340,00 - a 23,63% increase. Eight analysts predict that Sundaram Finance’s share price will increase in the coming year, reaching Rp5.280,00. This would represent an increase of 14,95%.

Top growth stocks in the financials sector (5Y.)

What does Sundaram Finance do?

Sundaram Finance Limited operates in the financial services sector, primarily offering a diverse array of financial products and services. Business Segments The company operates in several business segments that allow it to serve a wide spectrum of customers. The primary segments include: Vehicle Financing This segment involves financing for new and used vehicles, which is one of the core offerings of the company. The company provides loans to individuals and businesses for the purchase of p...

Sundaram Finance Limited operates in the financial services sector, primarily offering a diverse array of financial products and services.

Business Segments

The company operates in several business segments that allow it to serve a wide spectrum of customers. The primary segments include:

Vehicle Financing

This segment involves financing for new and used vehicles, which is one of the core offerings of the company. The company provides loans to individuals and businesses for the purchase of passenger and commercial vehicles, playing a significant role in India's automotive financing landscape. By offering customized loan products with competitive interest rates and flexible repayment terms, the company attracts customers from various backgrounds, including transport operators and fleet owners.

Home Finance

This segment caters to individual home buyers looking for affordable financing options. It offers a variety of home loan products tailored to meet the needs of first-time buyers and existing homeowners looking to upgrade or refinance.

Insurance Services

This segment provides general insurance products through Royal Sundaram General Insurance Company Ltd. This segment addresses a wide range of insurance needs, including motor, health, and property insurance, thereby offering comprehensive coverage solutions to its clientele.

Investment Management

This segment manages mutual funds and provides asset management services. This segment aids individuals and institutions in managing investments through various financial instruments, illustrating the company's capabilities in investment advisory services.

Other Financial Services

This segment includes offerings like leasing, factoring, and corporate financing, which support small and medium enterprises (SMEs). By tailoring financial solutions to meet the specific demands of businesses, the company helps foster growth in the SME sector.

Business Strategy

The company’s core business strategy revolves around leveraging digital transformation to enhance operational efficiency and customer engagement. The company has invested heavily in modern technological solutions, focusing on delivering superior customer experiences while streamlining internal processes. By adopting an agile and customer-centric approach, the company aims to reduce the turnaround time for loan approvals and to enhance overall service delivery.

Through its technology-led initiatives, the company has improved its product offerings, which now include digitized solutions for loan applications and approvals, enabling easy access to credit for customers. This digital shift is aimed at young professionals and new-age businesses seeking hassle-free financial solutions.

The company also seeks to deepen customer relationships through personalized services and enhanced engagement strategies. The company’s efforts to implement artificial intelligence and machine learning solutions assist in predicting customer needs and preferences, allowing it to tailor products effectively.

As part of its strategy, the company has a strong focus on expanding its market reach and product portfolio. By targeting underserved segments such as rural customers and financing for electric vehicles, the company aims to position itself well as per emerging trends in the financial industry.

Products and Services

The company offers an extensive range of products and services designed to meet the comprehensive financing needs of its clients. The main products include:

Personal Loans: The company provides personal loans that cater to diverse needs, such as education, medical expenses, and personal emergencies. These loans are designed with flexible repayment terms and competitive interest rates to empower customers.

Vehicle Loans: Through attractive financing options for both new and used vehicles, the company assists individuals and businesses in purchasing a wide array of vehicles, including commercial trucks, passenger cars, and two-wheelers.

Home Loans: This product includes various schemes for home buyers, harmonizing with the requirements of first-time homeowners and those interested in refinancing their existing loans.

Mutual Funds: Sundaram Asset Management offers a variety of mutual fund schemes, catering to different risk appetites and investment horizons. This enables customers to diversify their investments while aiming for optimal returns.

Insurance Products: In partnership with Royal Sundaram General Insurance, the company offers a suite of insurance solutions that covers health, vehicle, and property, consequently ensuring customers' financial security.

Corporate Financing: This includes services tailored for SMEs, such as leasing and factoring, designed to meet the unique financing requirements of businesses.

Geographical Markets Served

The company primarily serves the Indian market, having a strong presence across 21 states in the country.

Seasonality

The company experiences some level of seasonality in demand for its loan products, particularly in the vehicle financing segment. Demand typically spikes during festive seasons when consumers are more inclined to make significant purchases, such as vehicles.

Customers

The company serves a diverse clientele, which includes individuals, educational institutions, small to medium enterprises (SMEs), and large corporates. Specific customer categories include transport operators, fleet operators, farmers, construction equipment operators, automobile dealers, entrepreneurs, self-employed professionals, salaried individuals, and corporate borrowers.

Sales and Marketing

The company employs multiple channels for sales and marketing, utilizing both traditional and digital media to reach its diverse customer base. The company significantly relies on direct sales through its extensive network of branches across India. Additionally, the company also uses digital marketing strategies to promote its products, aiming to engage a younger demographic. Customer referrals also play a crucial role, complemented by targeted marketing campaigns and community engagement initiatives.

History

Sundaram Finance Limited was founded in 1954. The company was incorporated in 1954.

Sundaram Finance Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Main revenue sectors:** 1. Vehicle financing 2. Insurance services 3. Asset management **Top 3 markets and their percentage shares:** 1. India: approx. 70% 2. Southeast Asia: approx. 15% 3. Middle East: approx. 10% Sundaram Finance Limited generates the majority of its revenue fr...

At which locations are the company’s products manufactured?

**Production Sites:** No specific production facilities, as Sundaram Finance Limited is a financial services company. Sundaram Finance Limited is primarily engaged in the field of financial services and does not produce physical products. The company offers a variety of financial services, includin...

What strategy does Sundaram Finance pursue for future growth?

**Strategy for Future Growth:** 1. **Digital Transformation:** Sundaram Finance Limited is increasingly focusing on digitizing its services to enhance customer experience and improve operational efficiency. 2. **Product Diversification:** The company plans to expand its product portfolio, especial...

Which raw materials are imported and from which countries?

**Imported raw materials/materials:** No specific raw materials **Countries of origin:** Not applicable Sundaram Finance Limited is a financial services company and not a manufacturing industry. Therefore, it does not import physical raw materials or materials. The company focuses on services such...

How strong is the company’s competitive advantage?

**Market share in the financial sector:** 4.5% (2024) **Return on equity (ROE):** 14.2% (2024) **Credit portfolio growth:** 10% (2024) Sundaram Finance Limited has a solid competitive advantage in the Indian financial sector, characterized by its strong brand presence and customer trust. The co...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 30% (estimated for 2025) **Insider Buys/Sells:** No significant transactions in the last year (2024) The institutional investor share in Sundaram Finance Limited is estimated to be around 30%. This demonstrates the confidence of institutional investors in the com...

What percentage market share does Sundaram Finance have?

**Market share of Sundaram Finance Limited:** Estimated around 4% (2025) **Top competitors and their market shares:** 1. **HDFC Ltd:** around 23% 2. **Bajaj Finance Ltd:** around 18% 3. **LIC Housing Finance:** around 10% 4. **Indiabulls Housing Finance:** around 7% 5. **Mahindra & Mahindra Fin...

Is Sundaram Finance stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) **Return on Equity:** 14.8% (2024) Sundaram Finance Limited recorded solid revenue growth of 8.5% in 2024, indicating strong demand for its financial services. The profit growth of 10.2% shows that the company was able to increase its...

Does Sundaram Finance pay a dividend – and how reliable is the payout?

**Dividend Yield:** 2.5% (estimated for 2025) **Dividend History:** Continuous payout over the last 5 years Sundaram Finance Limited has pursued a consistent dividend policy in recent years. The company is known for its reliable payouts, making it an attractive choice for dividend investors....

New support ticket

Explore

Sundaram Finance Stock Value

Sundaram Finance Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Sundaram Finance do?

Sundaram Finance Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Sundaram Finance Stock Value

Sundaram Finance Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Sundaram Finance do?

Sundaram Finance Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.