Star Health and Allied Insurance Company stock | 2026 rating, price & analyst opinions

Star Health and Alli...

NSEI:STARHEALTH

Rp 464,55

Rp-5,20 (-1,11%)

464,55 Rp

Rp-5,20 (-1,11%)

End-of-day quote: 04/10/2026

Star Health and Allied Insurance Company Stock Value

The current analyst recommendation for NSEI:STARHEALTH is: Outperform.

Outperform

Star Health and Allied Insurance Company Company Info

EPS Growth 5Y

37,19%

Market Cap

Rp273,13 B

Long-Term Debt

Rp4,70 B

Quarterly earnings

04/28/2026

Dividend

Rp0,00

Dividend Yield

0,00%

Founded

2005

Industry

Health Care

Country

India

Website

Star Health and Allied Insurance Company

ISIN Number

INE575P01011

Website

http://www.starhealth.in

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp530,00

14.09%

Last Update: 04/11/2026

Analysts: 22

Highest Price Target Rp660,00

Average Price Target Rp530,00

Lowest Price Target Rp400,00

In the last five quarters, Star Health and Allied Insurance Company’s Price Target has fallen from Rp819,97 to Rp651,30 - a -20,57% decrease. Nineteen analysts predict that Star Health and Allied Insurance Company’s share price will increase in the coming year, reaching Rp530,00. This would represent an increase of 14,09%.

Top growth stocks in the health care sector (5Y.)

What does Star Health and Allied Insurance Company do?

Star Health & Allied Insurance Co. Ltd engages in providing health insurance services. The company primarily engages in offering a variety of health insurance products, which are essential for ensuring financial protection against medical expenses for individuals, families, and businesses. Business Segments The company. operates chiefly in the health insurance sector, providing comprehensive insurance solutions designed to meet diverse customer needs. The company's main business segment focuse...

Business Segments

The company. operates chiefly in the health insurance sector, providing comprehensive insurance solutions designed to meet diverse customer needs. The company's main business segment focuses entirely on health insurance services, covering a broad spectrum of offerings including personal accident insurance and overseas travel insurance. By concentrating all its efforts on health-related products, the company aims to become a leader in the non-life insurance market, addressing the crucial need for healthcare affordability and access in India.

The company serves a wide array of customers, from individuals looking for personal health coverage to corporates aiming to provide employee benefits that ensure adequate health protection. Additionally, the company is dedicated to collaborating with Small and Medium Enterprises (SMEs) to promote health insurance awareness and provide suitable coverage options.

Operating successfully across 25 states and 4 Union Territories, the company excessively utilizes technology and innovative approaches to enhance customer service and streamline operations. The extensive network of about 835 offices nationwide facilitates efficient service delivery and local outreach, ensuring that customers receive timely assistance and support.

Furthermore, the company has implemented robust claim settlement processes that are designed to be transparent and prompt. This commitment to service excellence has established trust among customers, contributing to its reputation as a reliable health insurance provider in the Indian market.

Business Strategy

The business strategy of the company. is distinctly focused on delivering exceptional value and service to its customers. With a commitment to innovation and technology, the company continuously seeks to enhance operational efficiency and customer engagement. By prioritizing customer experience, the company aims to foster deeper relationships with policyholders and encourage long-term loyalty.

The company emphasizes risk management and financial health, ensuring that product offerings are appropriately priced to balance competitiveness with sustainability. The integration of digital technologies into its operations not only improves service delivery but also enhances the overall customer experience. The company actively invests in IT infrastructure to streamline the claims process and increase operational efficiencies, which ultimately leads to cost reductions.

Additionally, strategic partnerships with healthcare providers help expand the selection of network hospitals, enabling seamless cashless treatment options for policyholders. This aspect of the business strategy aims to create a superior health insurance experience, as customers can access quality healthcare without financial strain.

The company also places a significant emphasis on consumer education, helping individuals understand the importance of health insurance. Through targeted marketing campaigns and community outreach initiatives, the company aims to raise awareness about the benefits of health insurance, driving penetration in the market.

Products and Services

The company. offers a comprehensive suite of products and services focused on health insurance. The company’s primary service offering includes various health insurance plans catering to different demographic needs.

Individual Health Insurance: Customized plans for individuals that provide coverage for hospitalization, pre- and post-hospitalization expenses, and day-care procedures.

Family Floater Plans: These plans offer coverage for the entire family under a single sum insured, allowing for shared benefits and shared expenses.

Personal Accident Insurance: Coverage designed to provide financial protection in the event of an accident resulting in injuries, disability, or death.

Overseas Travel Insurance: A product that offers travelers financial protection against medical emergencies, trip cancellations, and lost luggage when traveling abroad.

Critical Illness Insurance: Providing lump-sum benefits upon diagnosis of covered critical illnesses, assisting policyholders in managing treatment costs.

Through innovation and responsiveness to market demands, the company continually refines its product offerings to address the evolving needs of its customers. Moreover, the company's robust claim settlement process underscores its commitment to customer satisfaction and trust.

Geographical Markets

The company. serves an extensive geographical area across India. The company extends its services throughout 25 states and 4 Union Territories, providing access to health insurance solutions to a vast population. The extensive office network, comprising approximately 835 locations, facilitates a significant physical presence that enables efficient service delivery and local engagement.

The company does not engage in international markets, focusing exclusively on strengthening its footprint within India. This concentrated strategy allows for meticulous attention to customer requirements across diverse regional contexts, which is crucial in a country characterized by varied cultural and economic landscapes.

Seasonality

Seasonality does not significantly impact the operations of the company. The nature of health insurance services ensures fairly consistent demand regardless of seasonal fluctuations, as healthcare needs are ongoing. However, factors such as policy renewals may present minor seasonal trends; nonetheless, these do not substantially disrupt the overall business flow.

Customers

The company. caters primarily to individuals, families, corporates, and SMEs. The company ensures adequate financial protection for a diverse customer base, fundamentally understanding the unique requirements of each category. While the exact number of customers served is not specified, the company has successfully provided solutions to a wide audience across its extensive operational footprint.

Sales and Marketing

The company. employs diverse marketing strategies and distribution channels to effectively reach its audience. The company utilizes a multi-channel approach that includes direct sales via its extensive network of offices, marketing collaborations with brokers and agents, as well as digital marketing strategies to engage with potential customers online.

Aggressive online campaigns enhance brand visibility, while partnerships with healthcare providers strengthen the company's ability to offer competitive advantages around cashless treatment options. The combination of traditional and digital marketing approaches allows the company to cater to a wide audience while educating consumers on the importance of health insurance.

History

Star Health & Allied Insurance Co. Ltd was incorporated in 2005.

Star Health and Allied Insurance Company Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Health Insurance:** approx. 80% **Travel Insurance:** approx. 10% **Accident Insurance:** approx. 10% **TOP 3 Markets:** 1. **India:** approx. 85% 2. **Middle East:** approx. 10% 3. **Southeast Asia:** approx. 5% Star Health and Allied Insurance Company Limited generates the majori...

At which locations are the company’s products manufactured?

**Production Sites:** India Star Health and Allied Insurance Company Limited is an insurance company specializing in health insurance. As a service company in the insurance sector, it does not produce physical products. Instead, it offers insurance services that are mainly developed and distributed...

What strategy does Star Health and Allied Insurance Company pursue for future growth?

**Revenue Growth:** Estimated at 10-12% annually (2026) **Market Share in the Health Insurance Sector:** Approximately 15% (2025) Star Health and Allied Insurance Company Limited is focusing on several strategic initiatives to secure future growth. One of the main strategies is expanding their prod...

Which raw materials are imported and from which countries?

**Imported raw materials/materials:** No specific raw materials Star Health and Allied Insurance Company Limited is a company in the insurance sector that specializes in health insurance. As a service company, it does not import any physical raw materials or materials required for the production of...

How strong is the company’s competitive advantage?

**Market Share:** 15% (estimated, 2026) **Customer Satisfaction:** 4.2 out of 5 (industry comparison, 2025) **Risk Assessment:** Moderate (2026) Star Health and Allied Insurance Company Limited has established itself as one of the leading providers in the Indian health insurance market. The est...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 35% (estimated for 2026) **Insider Buys/Sells:** No significant transactions in the last year (estimated for 2026) The institutional investor share in Star Health and Allied Insurance Company Limited is estimated to be around 35%. This suggests that a significant...

What percentage market share does Star Health and Allied Insurance Company have?

**Market share of Star Health and Allied Insurance:** 15% (estimated for 2026) **Top competitors and their market shares:** 1. **ICICI Lombard General Insurance:** 18% 2. **Bajaj Allianz General Insurance:** 16% 3. **Star Health and Allied Insurance:** 15% 4. **HDFC ERGO General Insurance:** 12% 5....

Is Star Health and Allied Insurance Company stock currently a good investment?

**Revenue Growth:** 18.5% (2025) **Profit Growth:** 10.2% (2025) **Market Share in Health Insurance Sector:** 15% (2025) Star Health and Allied Insurance Company Limited recorded a revenue growth of 18.5% in 2025, attributed to increasing demand for health insurance and an effective market strate...

Does Star Health and Allied Insurance Company pay a dividend – and how reliable is the payout?

**Dividend Yield:** 1.5% (estimated for 2026) **Dividend History:** Regular since 2021 Star Health and Allied Insurance Company Limited has started paying dividends regularly in recent years. The dividend yield is estimated to be around 1.5% for 2026, based on the recent payouts and the company...

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Star Health and Allied Insurance Company Stock Value

Star Health and Allied Insurance Company Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the health care sector (5Y.)

What does Star Health and Allied Insurance Company do?

Star Health and Allied Insurance Company Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Star Health and Allied Insurance Company Stock Value

Star Health and Allied Insurance Company Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the health care sector (5Y.)

What does Star Health and Allied Insurance Company do?

Star Health and Allied Insurance Company Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.