Indian Overseas Bank Stock Value
Indian Overseas Bank Company Info
EPS Growth 5Y
7,72%
Market Cap
Rp636,43 B
Long-Term Debt
Rp422,28 B
Annual earnings
05/11/2026
Dividend
Rp0,00
Dividend Yield
0,00%
Founded
1936
Industry
Country
Website
ISIN Number
Website
Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.
There are currently no price targets available for this stock.
In the last five quarters, Indian Overseas Bank’s Price Target has risen from Rp14,00 to Rp14,00 - a 0,00% increase.
Top growth stocks in the financials sector (5Y.)
What does Indian Overseas Bank do?
Indian Overseas Bank provides various banking products and services.
Business Segments
The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments.
Treasury
The Treasury segment focuses on managing the company’s investments in government securities, money market instruments, and foreign exchange. The company optimize returns while maintaining liquidity and managing risks associated with market fluctuations.
Corporate/Wholesale Ba...
Indian Overseas Bank Questions and Answers
Which sectors generate sales and which are the top 3 markets?
**Banking and Financial Services:** 100%
**Top 3 Markets:**
1. **India:** approximately 80%
2. **Middle East:** approximately 10%
3. **Southeast Asia:** approximately 5%
Indian Overseas Bank (IOB) is a state-owned bank in India that is mainly active in the field of banking and financial s...
At which locations are the company’s products manufactured?
**Indian Overseas Bank (NSEI:IOB)** is a bank and not a manufacturing company.
Indian Overseas Bank is a state-owned financial institution in India that offers banking services. It does not produce physical products, but provides financial services such as loans, deposits, asset management, and oth...
What strategy does Indian Overseas Bank pursue for future growth?
**Capital Increase:** 2,000 Crore INR (2024)
**Digitalization Investments:** 500 Crore INR (2024)
**Branch Expansion:** 50 new branches (2025)
Indian Overseas Bank is pursuing a multi-pronged growth strategy based on capital increase, digitalization, and branch expansion. In 2024, the bank carr...
Which raw materials are imported and from which countries?
**Current data on imports:** Not specifically available for 2025.
Indian Overseas Bank (IOB) is a bank and not a manufacturing company, therefore it does not import raw materials or materials itself. Banks like IOB are primarily active in the financial sector and offer services such as loans, depos...
How strong is the company’s competitive advantage?
**Return on Equity (ROE):** 8.5% (2024)
**Market share in the Indian banking sector:** approximately 2% (2024)
**Net interest margin (NIM):** 2.7% (2024)
Indian Overseas Bank (IOB) has a moderate competitive advantage in the Indian banking sector. The return on equity of 8.5% indicates that the com...
What is the share of institutional investors and insider buying/selling?
**Institutional Investor Share:** 40% (estimated for 2025)
**Insider Buys/Sells:** No significant transactions reported (last 12 months)
The institutional investor share in Indian Overseas Bank is estimated to be around 40%. This figure reflects the interest of institutional investors, who typical...
What percentage market share does Indian Overseas Bank have?
**Market share of Indian Overseas Bank (IOB):** 2.5% (2025, estimated)
**Top 5-10 competitors by market share:**
1. **State Bank of India (SBI):** 23%
2. **HDFC Bank:** 18%
3. **ICICI Bank:** 15%
4. **Punjab National Bank (PNB):** 8%
5. **Bank of Baroda:** 7%
6. **Axis Bank:** 6%
7. **Kotak Mahindr...
Is Indian Overseas Bank stock currently a good investment?
**Return on Equity (ROE):** 8.5% (2024)
**Net Interest Margin (NIM):** 2.6% (2024)
**Common Equity Tier 1 Ratio (CET1):** 12.3% (2024)
In recent years, Indian Overseas Bank has achieved a moderate Return on Equity of 8.5%, indicating solid profitability but below the industry average. The Net Inter...
Does Indian Overseas Bank pay a dividend – and how reliable is the payout?
**Dividend Yield:** 3.5% (2025, estimated)
**Dividend History:** Continuous payout over the last 5 years
Indian Overseas Bank has distributed dividends in recent years, with the dividend yield estimated to be around 3.5% for 2025. The bank has a history of continuous dividend payments over the la...
