India Shelter Finance Corporation stock | Price, analyst rating, price target & growth

India Shelter Financ...

NSEI:INDIASHLTR

Rp 777,45

+ Rp14,20 (1,86%)

777,45 Rp

+Rp14,20 (1,86%)

End-of-day quote: 04/07/2026

India Shelter Finance Corporation Stock Value

Analysts currently give NSEI:INDIASHLTR a rating of Buy.

Buy

India Shelter Finance Corporation Company Info

EPS Growth 5Y

0,00%

Market Cap

Rp83,01 B

Long-Term Debt

Rp38,76 B

Quarterly earnings

05/08/2026

Dividend

Rp4,98

Dividend Yield

0,64%

Founded

1998

Industry

Financials

Country

India

Website

India Shelter Finance Corporation

ISIN Number

INE922K01024

Website

http://www.indiashelter.in

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp1.030,00

32.48%

Last Update: 04/07/2026

Analysts: 7

Highest Price Target Rp1.125,00

Average Price Target Rp1.030,00

Lowest Price Target Rp855,00

In the last five quarters, India Shelter Finance Corporation’s Price Target has risen from Rp710,37 to Rp833,33 - a 17,31% increase. Two analysts predict that India Shelter Finance Corporation’s share price will increase in the coming year, reaching Rp1.030,00. This would represent an increase of 32,48%.

Top growth stocks in the financials sector (5Y.)

What does India Shelter Finance Corporation do?

India Shelter Finance Corporation Limited, financial services company primarily focuses on providing housing finance solutions. Business Segments The company operates several key business segments that collectively contribute to its overarching objectives in the financial services industry. These segments cater to different clientele and reinforce the company's commitment to social and economic impact. Housing Finance This segment focuses on providing loans for residential properties. The co...

India Shelter Finance Corporation Limited, financial services company primarily focuses on providing housing finance solutions.

Business Segments

The company operates several key business segments that collectively contribute to its overarching objectives in the financial services industry. These segments cater to different clientele and reinforce the company's commitment to social and economic impact.

Housing Finance

This segment focuses on providing loans for residential properties. The company offers various loan products tailored to suit the income levels of different customer profiles, specifically targeting low and middle-income families. The company's efforts in this domain are aimed at making housing affordable and accessible, thereby promoting social equity.

Loan Products for Developers

This segment extends its services to developers. Financing options are made available for various residential projects, helping to stimulate housing development in underserved areas. This segment supports the broader vision of enhancing housing stock while ensuring that the projects are viable and community focused.

Digital Solutions

This segment emphasizes the integration of digital technology into its operations. This includes the development of mobile applications for loan applications, digital onboarding of customers, and online verification processes, which enhance operational efficiency and significantly improve customer experience.

Customer Support Services

This segment revolves around offering exceptional customer support. This includes facilitating applications, providing status updates, and managing collections digitally. Such services streamline operations and promote a hassle-free customer experience.

Overall, the business segments of the company exemplify a strategic alignment with the company's vision of facilitating housing finance while promoting financial inclusion.

Business Strategy

The company's business strategy is centered around several focus areas that enable it to maintain competitive advantage and drive long-term sustainability. The company leverages technology, customer engagement to meet its strategic objectives.

Furthermore, the company emphasizes building strong relationships with its clients. By understanding their specific needs and providing personalized solutions, the company aims to foster long-lasting customer loyalty. This customer-centric approach allows the company to maintain relevance in a rapidly evolving market landscape.

Additionally, the company actively explores partnerships with various stakeholders, including housing developers and financial institutions. Such collaborations enhance product offerings, broaden market reach, and facilitate bundled services that cater to diverse customer segments.

In summary, the company's business strategy is multifaceted, focusing on digital transformation, customer engagement, and strategic partnerships to secure growth and sustainability in the housing finance industry.

Products and Services

The company offers a comprehensive suite of products and services designed to address the diverse housing finance needs of its customers. These offerings include:

Home Loans: The company provides loans tailored for purchasing ready houses, under-construction properties, and self-construction projects. Loans are offered with varying terms to accommodate different financial capacities and repayment expectations.

Loan Against Property: Customers can leverage existing properties for financing. This product allows individuals to access funds for various personal or business needs by using their property as collateral.

Housing Development Loans: Targeted at builders and developers, these loans facilitate the construction of residential projects. The company assesses projects based on their potential impact on housing stock and market demand.

Digital Lending Solutions: A significant focus is placed on digital products that streamline the borrowing process. This includes mobile applications that enable users to check loan status, submit applications, and engage with customer service in real time.

Customer Support Features: The company also offers extensive customer support services, ensuring that clients can navigate their financial options with ease. This includes advisory services and dedicated helplines.

In conclusion, the company's array of products and services reflects its commitment to promoting homeownership and financial inclusion.

Geographical Markets Served

The company primarily operates in the Indian housing finance market, focusing on urban and semi-urban areas across the country.

Customers

The company serves a diverse clientele, which includes individual homebuyers, real estate developers, and builders. The company primarily caters to low and middle-income households, thus promoting financial inclusion. The number of customers served encompasses a wide range of socio-economic backgrounds, reflecting the company's dedication to enhancing homeownership opportunities.

Marketing and Distribution Channels

The company employs diverse marketing strategies to reach its customer base. This includes digital marketing efforts, community outreach programs, and promotional campaigns through various channels. The company's distribution model leverages both physical branches and digital platforms to ensure accessibility and convenience for customers.

History

The company was incorporated in 1998. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in 2010.

India Shelter Finance Corporation Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Main sector:** Housing finance **Top 3 markets:** 1. **India:** approx. 85% 2. **Nepal:** approx. 10% 3. **Bangladesh:** approx. 5% India Shelter Finance Corporation Limited is mainly active in the field of housing finance, with the majority of revenues coming from India. The company fo...

At which locations are the company’s products manufactured?

**Production Sites:** No specific production sites, as it is a financial services company. India Shelter Finance Corporation Limited is a financial services company specializing in providing home loans. Since it does not manufacture physical products, it does not have production facilities. Instead...

What strategy does India Shelter Finance Corporation pursue for future growth?

**Strategy for Future Growth:** India Shelter Finance Corporation Limited is focusing on expanding its presence in underserved markets and tapping into new customer segments. The company plans to optimize its lending activities by leveraging advanced technology to increase efficiency and reduce pr...

Which raw materials are imported and from which countries?

Unfortunately, specific information about the imported raw materials or materials of India Shelter Finance Corporation Limited is not directly available, as it is a financial services company focusing on providing housing finance. Typically, financial companies do not import physical raw materials...

How strong is the company’s competitive advantage?

**Market share:** 5% (2026, estimated) **Return on equity (ROE):** 14% (2025) **Cost-Income Ratio:** 45% (2025) India Shelter Finance Corporation Limited has a moderate competitive advantage in the Indian mortgage market. The company benefits from a specialized focus on financing affordable hou...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** Estimated at around 30% (2026) **Insider Buys/Sells:** No significant transactions in the last year (2026) The institutional investor share in India Shelter Finance Corporation Limited is estimated at around 30%. This indicates a moderate interest from institution...

What percentage market share does India Shelter Finance Corporation have?

**Market share of India Shelter Finance Corporation Limited:** 3.5% (estimated, 2026) **Top competitors and their market shares:** 1. **HDFC Ltd:** 25% 2. **LIC Housing Finance:** 20% 3. **Indiabulls Housing Finance:** 15% 4. **PNB Housing Finance:** 10% 5. **Dewan Housing Finance Corporation:** 8...

Is India Shelter Finance Corporation stock currently a good investment?

**Revenue Growth:** 18% (2025) **Profit Growth:** 15% (2025) **Return on Equity (ROE):** 12% (2025) India Shelter Finance Corporation Limited recorded strong revenue growth of 18% in 2025, attributed to increased demand for housing finance and an effective market strategy. The 15% profit growth ind...

Does India Shelter Finance Corporation pay a dividend – and how reliable is the payout?

**Dividend payment:** No dividend (as of 2026) India Shelter Finance Corporation Limited currently does not pay any dividends to its shareholders. The company is focusing on investing its financial resources in the growth and expansion of its business. Since there is no dividend history available,...

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India Shelter Finance Corporation Stock Value

India Shelter Finance Corporation Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does India Shelter Finance Corporation do?

India Shelter Finance Corporation Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

India Shelter Finance Corporation Stock Value

India Shelter Finance Corporation Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does India Shelter Finance Corporation do?

India Shelter Finance Corporation Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.