CSB Bank stock | Price target for 2026, price & analyst rating

CSB Bank

NSEI:CSBBANK

Rp 363,50

Rp0,00 (0,00%)

363,50 Rp

Rp0,00 (0,00%)

End-of-day quote: 03/27/2026

CSB Bank Stock Value

The analyst rating for CSB Bank is currently Outperform.

Outperform

CSB Bank Company Info

EPS Growth 5Y

28,41%

Market Cap

Rp63,06 B

Long-Term Debt

Rp20,57 B

Quarterly earnings

N/A

Dividend

Rp0,00

Dividend Yield

0,00%

Founded

1920

Industry

Financials

Country

India

Website

CSB Bank

ISIN Number

INE679A01013

Website

http://www.csb.co.in

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp410,00

12.79%

Last Update: 03/28/2026

Analysts: 3

Highest Price Target Rp500,00

Average Price Target Rp410,00

Lowest Price Target Rp400,00

In the last five quarters, CSB Bank’s Price Target has risen from Rp397,17 to Rp403,33 - a 1,55% increase. One analysts predict that CSB Bank’s share price will increase in the coming year, reaching Rp410,00. This would represent an increase of 12,79%.

Top growth stocks in the financials sector (5Y.)

What does CSB Bank do?

CSB Bank Limited operates in the banking sector with a comprehensive portfolio that includes retail banking, wholesale banking, SME banking, and treasury management. The company offers financial products and services that cater to different customer segments, including individual consumers, small and medium enterprises, and large corporate entities. Business Segments The company operates through several business segments, including retail banking, wholesale banking, SME banking, and treasury m...

Business Segments

The company operates through several business segments, including retail banking, wholesale banking, SME banking, and treasury management, each designed to address the specific financial needs of diverse geographies and customer categories.

Retail Banking

The retail banking segment focuses on serving individual customers and households. The company offers a variety of products, including savings accounts, fixed deposits, personal loans, home loans, and consumer financing. The retail banking operation is significant as it contributes to the company’s core deposits and provides a stable funding source. The segment ensures that comprehensive banking solutions are easily accessible to customers through its extensive branch network and digital avenues.

Wholesale Banking

The wholesale banking segment is directed towards serving corporate clients, including medium-sized enterprises. The company provides tailored solutions such as term loans, working capital financing, trade credit, and various structured financial products. This segment plays a crucial role in generating higher yields through custom-designed financial products catering specifically to institutional clients, thus amplifying the profitability of the bank.

SME Banking

The SME banking segment delivers specialized financial services for small and medium-sized enterprises, which are integral to the economic fabric. The company extends various forms of credit, including business loans, working capital facilities, and other customized solutions to support the growth of SMEs. It underscores the importance of supporting entrepreneurship and fostering financial inclusion across diverse demographics.

Treasury Management

The treasury management segment within the bank focuses on managing the institution's liquidity, funding needs, and interest rate risks. The company effectively engages in foreign currency trading, debt capital markets, and other treasury functions that contribute to optimizing its financial portfolio and enhancing the organization's overall financial performance.

Business Strategy

The company’s business strategy is anchored on several pillars focusing on sustainable growth, customer-centricity, risk management, and technological integration. The strategic framework is crafted to enhance product offerings.

Customer-Centric Approach: The company is committed to prioritizing customer satisfaction through personalized services and bespoke solutions. Continuous feedback mechanisms are in place to assess customer needs and adapt product offerings accordingly. The emphasis is on building long-lasting relationships with clients, enhancing customer loyalty, and sustaining trust in the company’s financial products and services.

Risk Management: Effective risk management strategies are crucial to safeguard the interests of the bank and its clients. The company is dedicated to identifying potential risks within its operational landscape and implementing robust frameworks to address them. This proactive stance ensures that financial integrity is preserved while supporting growth and innovation.

Technological Integration: The company embraces digital transformation to streamline operations and improve customer access to services. Investments in technology enable the company to offer an array of digital banking solutions. This caters to the changing preferences of tech-savvy consumers and enhances productivity.

Focus on Diverse Markets: The company aims at penetrating various demographic segments, with special emphasis on rural and semi-urban areas. Tailored products are developed to suit the financial profiles of these segments, thereby contributing to financial inclusion and empowering the underserved population.

Products and Services

The company offers a comprehensive range of financial products and services designed to cater to the diverse needs of its customers, ensuring effective solutions are available for every segment. Its product portfolio can be categorized into various divisions, each targeting specific customer needs.

Retail Banking Products: The retail banking division provides a robust suite of products, including personal loans, home loans, gold loans, auto loans, and education loans. In addition, various savings and deposit products such as fixed deposits, recurring deposits, and savings accounts are available for individuals looking to save while earning interest. The bank also offers personalized banking solutions, including customized personal finance consultations, ensuring clients find plans that best fit their financial landscape.

Corporate Banking and SME Financing: For businesses, the company provides a broad spectrum of lending solutions tailored for small and medium enterprises. This includes loans for working capital, term loans, equipment financing, and project financing. Specialized products are available, such as microfinance for small entrepreneurs and extensive support for the agricultural sector, ensuring that small businesses have the necessary financing to thrive.

Insurance Products: Partnering with various insurance providers, the company offers both life and non-life insurance products. This includes health insurance plans, personal accident insurance, and products designed for businesses, allowing clients to mitigate risks effectively and ensure comprehensive coverage.

Investment Services: The company also offers investment products, including mutual funds, fixed income securities, and online trading accounts for clients looking to diversify their portfolio. The aim is to provide clients with opportunities to grow their wealth while having access to capable investment advisory services.

Treasury and Risk Management Solutions: The treasury division provides a suite of solutions that assist clients in managing their liquidity and risk exposure. This encompasses services related to foreign exchange risk, derivatives, structured finance, and cash management solutions.

Digital Banking Services: As part of its modernization efforts, the company offers a range of digital banking solutions that facilitate online transactions, mobile banking alerts, and e-banking services. This digital ecosystem improves customer experience by providing 24/7 access to banking services.

Geographical Markets Served

The company operates across a broad geographical footprint, primarily within India, encompassing 16 states and 4 union territories.

Seasonality

The company’s operations exhibit certain seasonal trends, particularly influenced by retail banking activities. Demand for loan products, such as education loans and agricultural loans, typically sees fluctuations tied to the academic calendar and agricultural cycles, respectively. The festive seasons often also drive increased activity concerning personal loans and consumer goods financing, contributing positively to the bank’s lending volumes during specific periods of the year. Economic variables also influence consumer behavior, leading to potential fluctuations in deposit volumes and lending activities.

Customers

The company's diverse customer base includes individual consumers, small and medium-sized enterprises, and large corporate clients.

Sales and Marketing

The company employs multifaceted sales and marketing strategies to reach its diverse customer base effectively. An integral part of its business model incorporates both traditional and digital marketing techniques aimed at enhancing brand visibility and driving customer engagement.

Branch Network: The extensive branch network provides a direct channel for customer interactions and service delivery. Branches are strategically located to maximize accessibility and provide personalized customer service.

Digital Marketing: Recognizing the shift towards online banking, the company invests in digital marketing campaigns to reach tech-savvy consumers. This includes online advertisements, social media engagement, and search engine optimization strategies aimed at enhancing online visibility.

Telemarketing and Direct Outreach: Direct marketing through telecommunication efforts is also utilized to inform potential clients about available products and services. This method allows the company to interact directly with customers, addressing inquiries and promoting new offerings.

Community Engagement: The company participates in community outreach initiatives, including financial literacy programs aimed at educating potential customers about the benefits of banking services. This is considered a proactive approach to fostering relationships with the community and building trust over time.

History

CSB Bank Limited, formerly known as The Catholic Syrian Bank Limited, was founded in 1920. The company was incorporated in 1920.

CSB Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Main Business Areas:** 1. **Retail Banking** 2. **Corporate Banking** 3. **Treasury Operations** **TOP 3 Markets and their Percentage Shares:** 1. **Retail Banking:** approximately 55% 2. **Corporate Banking:** approximately 30% 3. **Treasury Operations:** approximately 15% CSB Bank Limited gene...

At which locations are the company’s products manufactured?

**Production Sites:** No specific production sites, as CSB Bank Limited is a bank. CSB Bank Limited is a financial institution and not a manufacturing company. Therefore, the bank does not produce physical products. Its "products" refer to financial services such as account management, lo...

What strategy does CSB Bank pursue for future growth?

**Revenue Growth:** Estimated 10-12% annually (2026) CSB Bank Limited is pursuing a growth strategy based on expanding its branch network and digitizing its services. The company plans to strengthen its presence in rural and semi-urban areas to tap into new customer segments. Another focus is on e...

Which raw materials are imported and from which countries?

Unfortunately, specific data on the imported raw materials or materials of CSB Bank Limited (NSEI:CSBBANK) for the year 2026 are not directly available, as CSB Bank is a financial institution that typically does not import physical commodities. **Industry Context:** As a bank, CSB Bank Limited is...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 12.5% (2025) **Net Profit Margin:** 18.2% (2025) CSB Bank Limited has achieved a solid return on equity of 12.5% in recent years, indicating efficient use of its capital. The net profit margin of 18.2% shows that the company is able to convert a significant portion of it...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 37.5% (2026, estimated) **Insider Buys/Sells:** No significant transactions in the last year (2026, estimated) The institutional investor share in CSB Bank Limited is approximately 37.5%. This indicates a moderate interest from institutional investors, suggesting...

What percentage market share does CSB Bank have?

**Market share of CSB Bank Limited:** Estimated around 0.5% (2026) **Top competitors and their market shares:** 1. **State Bank of India (SBI):** around 22% 2. **HDFC Bank:** around 10% 3. **ICICI Bank:** around 9% 4. **Punjab National Bank (PNB):** around 6% 5. **Axis Bank:** around 5% 6. **Kotak...

Is CSB Bank stock currently a good investment?

**Return on Equity (ROE):** 13.5% (2025) **Net Interest Margin (NIM):** 3.2% (2025) **Loan Growth:** 18% (2025) CSB Bank Limited has demonstrated solid financial performance in recent years. The return on equity of 13.5% indicates efficient use of equity, which can be attractive to investors. A n...

Does CSB Bank pay a dividend – and how reliable is the payout?

**Dividend Yield:** 2.5% (2026, estimated) **Dividend History:** Regular payouts since 2019 CSB Bank Limited has paid a dividend in recent years, with the dividend yield estimated to be around 2.5% for 2026. The bank has been regularly distributing dividends since 2019, indicating a certain level...

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CSB Bank Stock Value

CSB Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does CSB Bank do?

CSB Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

CSB Bank Stock Value

CSB Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does CSB Bank do?

CSB Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.