Bandhan Bank Analysis (March 2026) | Price Development & Price Target

Bandhan Bank

NSEI:BANDHANBNK

Rp 153,42

Rp0,00 (0,00%)

153,42 Rp

Rp0,00 (0,00%)

End-of-day quote: 03/27/2026

Bandhan Bank Stock Value

The analyst rating for NSEI:BANDHANBNK is currently Outperform.

Outperform

Bandhan Bank Company Info

EPS Growth 5Y

-1,90%

Market Cap

Rp247,16 B

Long-Term Debt

Rp33,34 B

Annual earnings

04/30/2026 (E)

Dividend

Rp1,50

Dividend Yield

0,98%

Founded

2001

Industry

Financials

Country

India

Website

Bandhan Bank

ISIN Number

INE545U01014

Website

http://www.bandhanbank.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp170,00

10.81%

Last Update: 03/28/2026

Analysts: 24

Highest Price Target Rp225,00

Average Price Target Rp170,00

Lowest Price Target Rp130,00

In the last five quarters, Bandhan Bank’s Price Target has fallen from Rp336,62 to Rp256,17 - a -23,90% decrease. Twenty One analysts predict that Bandhan Bank’s share price will increase in the coming year, reaching Rp170,00. This would represent an increase of 10,81%.

Top growth stocks in the financials sector (5Y.)

What does Bandhan Bank do?

Bandhan Bank Limited engages in the provision of banking and financial services for personal and business. Business Segments The company operates through distinct business segments that cater to varied customer needs. The major segments include Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. Retail Banking: This segment encompasses services designed for individual customers and small businesses. This segment emphasizes accessibility and simplicity, offering products s...

Bandhan Bank Limited engages in the provision of banking and financial services for personal and business.

Business Segments

The company operates through distinct business segments that cater to varied customer needs. The major segments include Retail Banking, Corporate/Wholesale Banking, and Other Banking Business.

Retail Banking: This segment encompasses services designed for individual customers and small businesses. This segment emphasizes accessibility and simplicity, offering products such as savings and current accounts, personal loans, loans against property, and various types of deposit schemes. With an expansive branch network ensures that it extends its reach into rural and semi-urban areas, thus encouraging financial inclusion.

Corporate/Wholesale Banking: This segment that handles relationships with larger corporate clients. This segment provides a suite of products tailored for the corporate sector, including term loans, working capital financing, trade finance services, and treasury operations. This segment's objective is to meet the financial needs of businesses while creating avenues for greater economic participation.

This segment includes par-banking activities like third-party product distribution, ensuring that the Bank remains versatile and can meet a variety of demands beyond traditional banking.

Each segment operates under a well-structured mechanism for revenue generation, where income, expenses, assets, and liabilities are identified and allocated systematically. The transfer pricing mechanism is routinely reviewed to ensure fair allocation of financial resources among segments. This structured approach allows the company to efficiently manage its operations and contribute to its overall profitability.

Business Strategy

The company’s business strategy is centered around key elements that enable it to achieve sustainable growth while maintaining a strong focus on customer satisfaction. The company to build a robust customer-centric approach, ensuring that services and products align with the evolving needs of the clientele.

The company strategy is the emphasis on expanding its reach through both physical and digital channels. By leveraging technology, The company improves access to its services, thus enhancing convenience for customers. The company invests in digital banking platforms that facilitate seamless transactions and information accessibility, allowing customers to manage their finances from anywhere at any time.

Products and Services

The company offers a myriad of products and services designed to meet the diverse needs of its customers. In Retail Banking, the product lineup includes savings and current accounts, fixed deposits, recurring deposits, and various loan products such as personal loans, housing loans, and education loans. The company also provides microfinance products catering to low-income customers, facilitating their access to necessary funds.

Corporate/Wholesale Banking: The company offers tailored solutions that encompass short-term and long-term financing options, trade finance, and foreign exchange services. Loan syndication and working capital management are also included in this suite of products.

And, in the Other Banking Business segment the company engages in third-party distribution of financial products, including mutual funds and insurance services. This diverse array of offerings ensures that customers can find comprehensive financial solutions under one roof, enhancing convenience and satisfaction.

Geographical Markets

The company primarily serves the Indian market, with a strong focus on the eastern and northeastern regions of India. It operates numerous branches spread across urban, semi-urban, and rural areas, thus ensuring that financial services are accessible to a broader audience. The company strategic expansion into underserved regions highlights its commitment to enhancing financial inclusion, allowing it to tap into new customer bases and contribute to local economic growth.

Seasonality

The company operations are generally not subjected to pronounced seasonality effects, as the demand for financial services remains consistent throughout the year. However, certain products, especially loans, can exhibit varying demand patterns based on economic conditions and cultural factors, such as seasonal agricultural income.

Customers

The company serves a wide range of customers including individuals, small businesses, and large corporate entities. With a network strategy that focuses on financial inclusion the company engages particularly with underserved demographics, providing microloans and other essential banking services. The total number of customers served is substantial, reflecting the company’s extensive operational footprint in its target markets.

Sales and Marketing

The company employs a combination of traditional and digital marketing strategies to promote its products and services. The company utilizes direct marketing through its branch network, partnerships with local organizations, and various digital platforms to reach customers. The marketing approach is tailored to resonate with the local culture and community needs, enhancing brand relatability and customer engagement.

History

Bandhan Bank Limited was founded in 2001. The company was incorporated in 2014.

Bandhan Bank Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by sectors:** - Microfinance: 60% - Retail banking: 25% - Corporate banking: 15% **TOP 3 markets and their percentage shares:** - West Bengal: 40% - Assam: 25% - Bihar: 15% Bandhan Bank Limited generates the majority of its revenue from the microfinance sector, which can be...

At which locations are the company’s products manufactured?

**Production:** Bandhan Bank Limited does not produce physical products. Bandhan Bank Limited is a financial institution and not a production company. As a bank, it offers financial services such as loans, deposits, and other banking services. Therefore, it does not have production facilities for p...

What strategy does Bandhan Bank pursue for future growth?

**Current Growth Strategy:** Diversification of product range and geographical expansion (2026) Bandhan Bank Limited is pursuing a strategy focused on diversification and expansion. The company plans to expand its product range to offer not only traditional banking services but also digital financi...

Which raw materials are imported and from which countries?

Bandhan Bank Limited is a bank and not a manufacturing company, so it does not import any raw materials or materials. As a financial institution, Bandhan Bank is primarily engaged in the field of financial services, including providing loans, deposit products, and other banking services. The bank f...

How strong is the company’s competitive advantage?

**Market share in the microfinance sector:** 20% (2025, estimated) **Net interest margin (NIM):** 7.5% (2025) **Cost-to-Income Ratio:** 35% (2025) Bandhan Bank Limited has a significant competitive advantage in the Indian microfinance sector. With an estimated market share of 20% in 2025, the b...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** Approximately 35% (estimated for 2026) **Insider Buys/Sells:** No significant transactions in recent months (estimated for 2026) The institutional investor share in Bandhan Bank Limited is around 35%, indicating a strong confidence from institutional investors in...

What percentage market share does Bandhan Bank have?

**Market share of Bandhan Bank Limited:** Estimated 3-4% (2026) **Top competitors and their market shares:** 1. **State Bank of India (SBI):** approx. 23% 2. **HDFC Bank:** approx. 18% 3. **ICICI Bank:** approx. 15% 4. **Punjab National Bank (PNB):** approx. 6% 5. **Axis Bank:** approx. 5% 6. **Kot...

Is Bandhan Bank stock currently a good investment?

**Revenue Growth:** 18% (2025) **Net Interest Margin:** 7.5% (2025) **Decline in Non-Performing Loans (NPL):** 1.5% (2025) Bandhan Bank Limited has recorded solid revenue growth of 18% in recent years. This indicates strong operational performance and an effective growth strategy. The net interest...

Does Bandhan Bank pay a dividend – and how reliable is the payout?

**Dividend Yield:** 2.5% (estimated for 2026) Bandhan Bank Limited has started paying out dividends regularly in recent years. The dividend yield is currently estimated at 2.5% for the year 2026. This shows that the bank is committed to returning a portion of its profits to shareholders. The relia...

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Bandhan Bank Stock Value

Bandhan Bank Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Bandhan Bank do?

Bandhan Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Bandhan Bank Stock Value

Bandhan Bank Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Bandhan Bank do?

Bandhan Bank Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.