Experian Analysis in March (2026) | Price Target, Profits & Valuation

Experian

LSE:EXPN

£ 25,85

+ £0,82 (3,28%)

25,85 £

+£0,82 (3,28%)

End-of-day quote: 03/30/2026

Experian Stock Value

Analysts currently give Experian a rating of Buy.

Buy

Experian Company Info

EPS Growth 5Y

3,30%

Market Cap

£23,27 B

Long-Term Debt

£3,29 B

Annual earnings

05/14/2026 (E)

Dividend

£0,50

Dividend Yield

1,94%

Founded

1826

Industry

Industrials

Country

Ireland

Website

Experian

ISIN Number

GB00B19NLV48

Website

http://www.experianplc.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

£43,13

66.85%

Last Update: 03/31/2026

Analysts: 18

Highest Price Target £49,01

Average Price Target £43,13

Lowest Price Target £29,18

In the last five quarters, Experian’s Price Target has risen from £36,22 to £37,98 - a 4,86% increase. Eighteen analysts predict that Experian’s share price will increase in the coming year, reaching £43,13. This would represent an increase of 66,85%.

Top growth stocks in the industrials sector (5Y.)

What does Experian do?

Experian plc (Experian) operates in data and analytics, providing a wide array of services that aid businesses and consumers to understand and manage their financial lives. The company offers integrated solutions that convert data into actionable insights, thereby empowering individuals and organizations to make informed decisions. The company operates across diverse sectors including financial services, healthcare, automotive, and marketing. Experian’s business operations are categorized primar...

Business Segments

Experian facilitates its operations through two pivotal business segments: Business-to-Business and Consumer Services.

The Business-to-Business segment primarily addresses the needs of commercial entities, providing them with insights derived from robust data analytics to enhance their decision-making processes. This segment is instrumental in delivering solutions that improve lending processes, streamline identity management, and reduce instances of fraud. Within the Business-to-Business arena, Experian leverages data science, analytics, and machine learning to deliver innovative services. It assists organizations in optimizing lending decisions, verifying customer identities, and providing services aimed at combating fraud. The company works across diverse industries such as financial services, healthcare, and retail, among others.

In the Consumer Services segment, Experian focuses on helping individuals navigate their financial landscapes. This includes providing free access to credit reports, educational tools, and services aimed at improving credit ratings by allowing the incorporation of regular payments, such as rent and bills, into credit assessments. Through its strong platform in the United States, the UK, and Brazil, the company has established itself as a trusted partner for millions of consumers seeking to take control of their financial futures.

The geographical reach of Experian spans significant markets including North America, Latin America, the UK and Ireland, as well as the EMEA and Asia Pacific regions. Each of these markets, with its unique cultural and economic contexts, presents opportunities that Experian addresses with tailored services. By serving a wide array of customer segments, from individual consumers to large multinational corporations, Experian ensures a comprehensive approach to data and analytics.

Business Strategy

Experian’s overarching strategy is built upon leveraging its rich data assets and advanced analytical capabilities to drive growth and innovation. The company prioritizes customer satisfaction and success, innovating continuously to respond to emerging market needs. Experian’s focus is on expanding its services from core credit data solutions into broader categories encompassing data analytics and innovative technologies. By fostering a culture of experimentation and adaptation, the company positions itself proactively in a rapidly evolving technological landscape.

Significant emphasis is placed on creating and deploying integrated data solutions that meet the specific demands of clients across various industries. This strategic maneuver involves the development of platforms such as the Ascend Platform, which merges analytics with client data to enhance decision-making. The company’s ability to provide tailored solutions drives customer loyalty and retention while positioning Experian favorably against its competitors.

Additionally, the company is committed to maintaining the highest standards of ethical data practices and compliance with relevant regulations. This vigilance helps to build trust with consumers and clients alike, establishing Experian as a responsible steward of sensitive information. The ethos of using technology for social impact is also a fundamental part of Experian’s business strategy, ensuring that the company’s innovations contribute positively to society.

Products and Services

Experian provides a diverse assortment of products and services aimed at both business clients and individual consumers. In its Business-to-Business segment, the company offers critical services that enable organizations to optimize their decision-making processes through data analytics. The central offerings include credit risk assessment, identity verification, fraud detection, and various analytics solutions that assist businesses in managing and navigating risks effectively.

The Ascend Platform stands out as a flagship solution, integrating advanced analytics, fraud prevention tools, and decisioning software. This platform consolidates disparate data sources to deliver actionable insights, enabling clients to make data-driven decisions in real-time.

In its Consumer Services segment, Experian's offerings are centered on empowering individuals to understand and improve their financial well-being. Through tools that provide access to credit reports and scores, as well as identity monitoring services, the company promotes responsible financial behaviors. Consumers are also provided opportunities to enhance their credit profiles through the incorporation of non-traditional credit data, thereby fostering financial inclusion and improvement.

The breadth of products and services ensures that Experian caters to a wide array of needs, from facilitating consumer credit education to granting businesses the software and analytic tools necessary to manage large volumes of decisions and operations.

Geographical Markets Served

Experian operates across numerous geographical markets, including North America, Latin America, the UK and Ireland, and the EMEA and Asia Pacific regions. This diverse geographical focus enables the company to adapt its offerings to local needs and regulatory environments, thus enhancing its competitiveness and reach.

The company’s stronghold in North America, which constitutes a significant portion of its business, is complemented by operations in emerging markets in Latin America and established markets in Europe and Asia Pacific. By balancing its operations across varied regions, Experian can leverage growth opportunities as well as hedge against localized economic downturns.

Seasonality

Experian’s business model is less susceptible to seasonal fluctuations compared to many consumer-oriented businesses. However, there can be some variations attributable to cyclical trends in lending, credit behavior, and holiday spending behaviors among consumers. The company’s diverse product offerings spanning different sectors and customer types allow it to maintain steady performance throughout the year, with consistent demand for its data services and solutions.

Customers

Experian serves a diverse and extensive customer base that encompasses small businesses, large enterprises, and individual consumers. The client spectrum ranges from financial services institutions, retailers, and insurance providers to healthcare organizations and multinational corporations. The company boasts a membership of over 180 million individuals who rely on Experian’s services to manage their credit and financial health.

Sales and Marketing

Experian employs a multifaceted approach to sales and marketing that ensures effective outreach and engagement with its target customers. The company utilizes direct sales channels supported by strategic partnerships to enhance market presence. Additionally, digital marketing strategies, including social media, email campaigns, and content marketing, significantly contribute to driving customer engagement.

The integration of marketing efforts with innovative platforms and technologies allows Experian to deliver tailored messages and solutions that align closely with its customers’ needs, enhancing conversion rates and customer loyalty. Comprehensive distribution channels, including online platforms and direct sales teams, facilitate the seamless delivery of products and services to customers globally.

Government Regulations

Experian operates in a heavily regulated environment due to the sensitive nature of the data it handles. The company adheres to stringent data protection laws and regulations in each of the markets it serves. Compliance with regulations such as the General Data Protection Regulation (GDPR) in Europe and various consumer protection laws in the United States and other jurisdictions is a top priority for the company.

History

The company was founded in 1826. The company was incorporated in 2006. The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008.

Experian Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Top 3 Markets:** 1. USA: 60% 2. United Kingdom: 15% 3. Brazil: 10% **Industry Distribution of Revenues:** - Credit and Risk Management: 45% - Marketing Services: 25% - Decision Analytics: 20% - Consumer Services: 10% Experian plc generates the majority of its revenues from credit and risk manage...

At which locations are the company’s products manufactured?

**Production Sites:** Globally distributed with a focus on North America, Latin America, UK, and Ireland. Experian plc is a globally operating company specializing in data analysis and information services. Since Experian mainly offers digital products and services, physical production sites are le...

What strategy does Experian pursue for future growth?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) Experian plc is pursuing a growth strategy that heavily focuses on digital transformation and innovation. The company continuously invests in new technologies to expand its data analysis capabilities and provide its customers with bett...

Which raw materials are imported and from which countries?

**Main materials:** Data, software technology **Main source countries:** Global, with a focus on the USA, UK, and Brazil Experian plc is primarily engaged in data analysis and credit reporting. Therefore, the company does not source physical raw materials in the traditional sense, but focuses on i...

How strong is the company’s competitive advantage?

**Market share:** Approximately 35% in the global credit information market (2023) **Revenue growth:** 7% (2023) **EBIT margin:** 26% (2023) Experian plc is one of the leading providers of credit information worldwide and holds a significant market share of around 35%. This gives the company a co...

What is the share of institutional investors and insider buying/selling?

**Institutional investor share:** approx. 85% (2025, estimated) **Insider purchases/sales:** No significant transactions in the last year (2025, estimated) The institutional investor share at Experian plc is traditionally high, as the company is considered a stable component of the FTSE 100 and the...

What percentage market share does Experian have?

**Market share of Experian plc:** 35% (2025, estimate) **Main competitors and their market shares:** 1. **Equifax Inc.:** 30% 2. **TransUnion:** 25% 3. **Dun & Bradstreet:** 5% 4. **Credit Karma (part of Intuit):** 3% 5. **Innovis:** 2% **Moat of Experian:** Experian plc has a significant moa...

Is Experian stock currently a good investment?

**Revenue growth:** 7% (2024) **Profit growth:** 8% (2024) **Market share in the credit information sector:** 35% (2024) Experian plc achieved solid revenue growth of 7% in 2024, attributed to strong demand for credit information services and successful expansion into new markets. The 8% profit gro...

Does Experian pay a dividend – and how reliable is the payout?

**Dividend yield:** 2.1% (estimated for 2025) **Dividend history:** Continuous distribution over the past 10 years Experian plc has regularly distributed dividends to its shareholders in recent years. The dividend yield is estimated to be around 2.1% for 2025, in line with previous payouts. Th...

New support ticket

Explore

Experian Stock Value

Experian Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the industrials sector (5Y.)

What does Experian do?

Experian Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Experian Stock Value

Experian Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the industrials sector (5Y.)

What does Experian do?

Experian Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.