**Revenue distribution by industry:**
- Healthcare: 35%
- Retail: 25%
- Energy: 20%
- Real Estate: 15%
- Financial Services: 5%

**TOP 3 markets and their percentage shares:**
- Georgia: 70%
- Armenia: 15%
- Azerbaijan: 10%

Georgia Capital PLC generates the majority of its revenues from the healthcare sector, followed by retail and energy. The Georgian market is the dominant market for the company, which is to be expected given its headquarters and operational base in Georgia. Armenia and Azerbaijan are also significant markets, accounting for 25% of the revenues together. This distribution reflects the company's regional focus and strategic orientation.

**Production Sites:** Georgia (estimated, 2026)

Georgia Capital PLC is an investment company mainly operating in Georgia. It invests in various sectors such as healthcare, real estate, energy, and education. As the company heavily invests in Georgian businesses, it is likely that the production of the companies supported by Georgia Capital predominantly takes place in Georgia.

Please note that Georgia Capital itself does not manufacture any products but invests in companies operating in these sectors.

**Growth Strategy:** Diversification and Expansion into New Markets (2026)

Georgia Capital PLC is pursuing a strategy of diversification and expansion to secure future growth. The company is focusing on expanding its portfolio through investments in various sectors such as healthcare, education, and renewable energy.

Another key focus is on geographical expansion, particularly in emerging markets, to tap into new growth opportunities. This strategy is supported by strategic partnerships and acquisitions aimed at strengthening market presence and leveraging synergies.

In addition, Georgia Capital is investing in digital transformation and innovation to achieve efficiency gains and integrate new technologies that are intended to secure long-term competitive advantages.

Unfortunately, there is no specific information available on the commodities or materials imported by Georgia Capital PLC (LSE:CGEO), as the company primarily operates as an investment firm and is not directly involved in the production or trading of commodities.

**Main Focus:** Investment in various sectors

Georgia Capital PLC invests in various sectors such as healthcare, real estate, energy, and financial services in Georgia. Therefore, the commodities required by individual portfolio companies may vary and depend on their specific business areas.

For detailed information on commodity imports, it would be necessary to analyze the individual companies in Georgia Capital's portfolio, as they may import different materials and commodities depending on the industry.

**Market share:** 25% (estimated, 2025)
**EBITDA margin:** 30% (2025)
**Return on Equity (ROE):** 18% (2025)

Georgia Capital PLC has a significant competitive advantage in the Georgian economy, especially through its diversified portfolio structure in various sectors such as healthcare, insurance, and energy. The estimated market share of 25% in its main sectors demonstrates a strong presence and market dominance.

The EBITDA margin of 30% indicates an efficient cost structure and strong earning power, enabling the company to remain profitable even in economically challenging times. The Return on Equity of 18% shows that the company is able to effectively maximize its equity return, indicating solid corporate governance and strategic investments.

In summary, Georgia Capital PLC has a sustainable competitive advantage through its diversification, financial strength, and market presence, allowing it to continue operating and growing successfully in the region.

**Institutional Investor Share:** 65% (estimated for 2026)
**Insider Buys/Sells:** No significant transactions reported (2026)

The institutional investor share of Georgia Capital PLC is estimated to be around 65%. This suggests that a large portion of the shares are held by professional investors, indicating a certain level of confidence in the company's stability and growth potential.

No significant insider buys or sells were reported in 2026. This could indicate that the management and other insiders currently do not expect significant changes in the valuation or business outlook of the company.

**Market share of Georgia Capital PLC:** Estimated 2-3% (2026)

**Main competitors and their market shares:**
1. **TBC Bank Group PLC:** Estimated 10-12%
2. **Bank of Georgia Group PLC:** Estimated 8-10%
3. **Liberty Bank:** Estimated 5-7%
4. **Silknet:** Estimated 4-5%
5. **Georgian Railway:** Estimated 3-4%

Georgia Capital PLC is a leading investment company in Georgia that invests in various sectors such as healthcare, real estate, and energy. The company's market share is relatively small compared to the largest banks in the country, as it is a diversified investment company and not a bank or a telecommunications company, which traditionally have larger market shares.

The moat of Georgia Capital PLC mainly lies in its diversification and its ability to invest in high-growth sectors. Compared to banks, which are heavily regulated and operate in a competitive market, Georgia Capital has the flexibility to allocate capital to emerging industries, providing a strategic advantage.

However, banks like TBC Bank and Bank of Georgia have a significant moat due to their established market positions, broad customer base, and strong brands, which are hard to overcome. These banks benefit from economies of scale and a high level of customer trust, giving them a stable competitive advantage.

Overall, Georgia Capital PLC has a moderate moat due to its diversification and strategic investments, while banks have a stronger moat due to their market position and customer relationships.

**Revenue Growth:** 8.5% (2025)
**Return on Equity:** 12.1% (2025)
**Debt Ratio:** 45% (2025)

Georgia Capital PLC achieved a revenue growth of 8.5% in 2025, indicating a solid business performance. The return on equity of 12.1% shows that the company is able to generate an attractive return from its equity, which can be appealing to investors.

The debt ratio of 45% suggests a moderate level of debt, providing the company with enough financial flexibility to invest in growth opportunities or cushion economic fluctuations.

Overall, Georgia Capital PLC appears to have a stable financial foundation, indicating a potentially good investment opportunity, especially for investors interested in long-term value appreciation.

**Dividend Yield:** 3.5% (estimated for 2026)
**Dividend History:** Stable payout over the last 3 years

Georgia Capital PLC has distributed dividends in recent years, with the dividend yield estimated to be around 3.5% for 2026. The company has maintained a stable dividend policy over the past three years, indicating a certain reliability in its payouts.

The stability of the dividend policy is supported by the solid financial performance and strategic direction of the company. Therefore, investors can expect a certain level of consistency in dividend payments, provided that no significant negative market changes occur.