Nova Ljubljanska Banka d.d. Stock Value
Nova Ljubljanska Banka d.d. Company Info
EPS Growth 5Y
13,30%
Market Cap
€4,26 B
Long-Term Debt
€2,38 B
Annual earnings
N/A
Dividend
€12,68
Dividend Yield
6,04%
Founded
1889
Industry
Country
Website
ISIN Number
Website
Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.
€218,50
4.05%
Last Update: 03/26/2026
Analysts: 8
Highest Price Target €245,00
Average Price Target €218,50
Lowest Price Target €200,00
In the last five quarters, Nova Ljubljanska Banka d.d.’s Price Target has risen from €120,47 to €162,04 - a 34,51% increase. Three analysts predict that Nova Ljubljanska Banka d.d.’s share price will increase in the coming year, reaching €218,50. This would represent an increase of 4,05%.
Top growth stocks in the financials sector (5Y.)
What does Nova Ljubljanska Banka d.d. do?
Nova Ljubljanska banka d.d., together with its subsidiaries, provides various banking services.
Segments
The company operates through Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, and Non-Core Members segments.
Retail Banking in Slovenia
This segment includes banking with individuals and micro companies (the bank and N Banka, Ljubljana), asset management (NLB Skladi, Ljubljana), a part of NLB Lease&Go, Ljub...
Nova Ljubljanska Banka d.d. Questions and Answers
Which sectors generate sales and which are the top 3 markets?
**Banking:** 70%
**Insurance:** 20%
**Asset Management:** 10%
**Top 3 Markets:**
**Slovenia:** 50%
**Croatia:** 25%
**Serbia:** 15%
Nova Ljubljanska Banka d.d. generates the majority of its revenues from banking, followed by insurance services and asset management. The bank has a str...
At which locations are the company’s products manufactured?
**Production Sites:** Slovenia
Nova Ljubljanska Banka d.d. (NLB) is primarily a bank and not a manufacturing company. Therefore, it does not produce physical products. Its "products" are financial services, primarily offered in Slovenia.
As a leading bank in Slovenia, NLB offers a wide r...
What strategy does Nova Ljubljanska Banka d.d. pursue for future growth?
**Current Growth Strategy:** Diversification and Digitalization (2025)
Nova Ljubljanska Banka d.d. (NLB) is pursuing a strategy aimed at diversifying its services and digitalizing. The company plans to further expand its presence in Southeast Europe to take advantage of the growth opportunities in...
Which raw materials are imported and from which countries?
I'm sorry, but I do not have specific information about the commodities or materials imported by Nova Ljubljanska Banka d.d. (LJSE:NLBR) as it is a bank and not a production or trading company. Banks typically do not import commodities or materials, as their main business field is in the financ...
How strong is the company’s competitive advantage?
**Market share in Slovenia:** approx. 23% (2024)
**Return on equity (ROE):** 9.5% (2024)
**Cost-Income Ratio:** 55% (2024)
Nova Ljubljanska Banka d.d. (NLB) has a significant competitive advantage in its home market of Slovenia, where it holds a market share of about 23%. This makes it the lead...
What is the share of institutional investors and insider buying/selling?
**Institutional Investor Share:** 42% (2025, estimated)
**Insider Buys/Sells:** No significant transactions in the last year (2024)
The institutional investor share in Nova Ljubljanska Banka d.d. is approximately 42%. This indicates a moderate level of confidence from institutional investors in th...
What percentage market share does Nova Ljubljanska Banka d.d. have?
**Market share of Nova Ljubljanska Banka d.d.:** 15% (estimated, 2025)
**Top competitors and their market shares:**
1. **Nova Ljubljanska Banka d.d. (NLBR):** 15%
2. **Zagrebačka banka d.d.:** 13%
3. **Erste Group Bank AG:** 12%
4. **Raiffeisen Bank International AG:** 10%
5. **UniCredit Bank Austr...
Is Nova Ljubljanska Banka d.d. stock currently a good investment?
**Return on Equity (ROE):** 8.5% (2024)
**Return on Assets (ROA):** 0.9% (2024)
**Common Equity Tier 1 Ratio (CET1):** 15.2% (2024)
Nova Ljubljanska Banka d.d. shows a solid return on equity of 8.5%, indicating efficient use of equity to generate profits. The return on assets of 0.9% is also an ind...
Does Nova Ljubljanska Banka d.d. pay a dividend – and how reliable is the payout?
**Dividend Yield:** 5.2% (2024)
**Payout Ratio:** 45% (2024)
Nova Ljubljanska Banka d.d. achieved a dividend yield of 5.2% in 2024, which is considered attractive compared to many other banks. The 45% payout ratio indicates that the company distributes a moderate portion of its profits to sharehold...
