Public Bank Berhad stock in April (2026) | Analysis, price target & growth

Public Bank Berhad

KLSE:PBBANK

RM 4,65

+ RM0,05 (1,09%)

4,65 RM

+RM0,05 (1,09%)

End-of-day quote: 04/10/2026

Public Bank Berhad Stock Value

Analysts currently rate KLSE:PBBANK as Outperform.

Outperform

Public Bank Berhad Company Info

EPS Growth 5Y

5,73%

Market Cap

RM89,81 B

Long-Term Debt

RM9,49 B

Quarterly earnings

05/20/2026 (E)

Dividend

RM0,23

Dividend Yield

4,89%

Founded

1965

Industry

Financials

Country

Malaysia

Website

Public Bank Berhad

ISIN Number

MYL1295OO004

Website

http://www.publicbankgroup.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

RM5,45

17.2%

Last Update: 04/12/2026

Analysts: 19

Highest Price Target RM6,50

Average Price Target RM5,45

Lowest Price Target RM4,50

In the last five quarters, Public Bank Berhad’s Price Target has risen from RM5,01 to RM5,20 - a 3,79% increase. Seventeen analysts predict that Public Bank Berhad’s share price will increase in the coming year, reaching RM5,45. This would represent an increase of 17,20%.

Top growth stocks in the financials sector (5Y.)

What does Public Bank Berhad do?

Public Bank Berhad (Public Bank) is a financial institution in Malaysia. The company primarily engages in banking and related activities. The organization emphasizes customer-centric banking services, providing a comprehensive range of financial solutions tailored to the needs of individual and corporate clients. The company operates with a commitment to efficiency, prudence, and the highest standards of ethics, striving to maintain its reputation as "Bank for the People." The company is involve...

Business Segments

The company categorizes its operations into distinct business segments that cater to a variety of customer needs. The domestic operations include:

Retail Banking

This segment serves individual customers, providing services such as savings accounts, housing loans, personal loans, and credit cards. Public Bank offers a wide array of products promoting financial inclusion, ensuring that banking services are accessible to a broad demographic.

Corporate Lending

This segment focuses on serving the financial needs of corporations and businesses. Services offered include business loans, working capital financing, and trade financing, supporting the growth and sustainability of various businesses.

Treasury and Capital Market Operations

This segment is engaged in proprietary trading of treasury products, foreign exchange, securities trading, and money market operations, providing liquidity and investment solutions to the market.

Investment Banking

This segment caters larger corporations, offering financial services that encompass structured financing, corporate advisory, mergers and acquisitions, stock-broking, and debt restructuring.

Fund Management

This segment engages in managing unit trust funds and provides related services, helping investors achieve their financial goals through its subsidiary, Public Mutual Berhad.

Others

This segment includes non-core operations such as property holding, contributing to the diversified asset base of the group.

Business Strategy

The company’s strategy revolves around sustainable growth and enhancing its competitive edge in the financial services sector. The company focuses on building long-term relationships with customers by providing high-quality financial products and services that cater to individual needs. The emphasis remains on customer service excellence, efficiency, and robust risk management practices to maintain profitability and stability.

A vital component of the company’s strategy is to enhance its digital banking capabilities. Public Bank recognizes the importance of adapting to the technological landscape and evolving customer expectations. Thus, it invests in digital platforms and innovative banking solutions to streamline processes, improve customer experiences, and expand its service offerings.

The company is also committed to maintaining its financial discipline and soundness. This commitment ensures that the bank's capital management is in line with regulatory requirements and continues to support growth initiatives. The company prioritizes the sustainability of its operations, focusing on mitigating environmental impact and promoting social responsibility through various community engagement initiatives.

Moreover, the company leverages strategic partnerships and collaborations to enhance its product suite and market presence. By engaging in strategic alliances, Public Bank can offer enriched services to its clients while diversifying its revenue streams.

Products and Services

The company provides a wide range of financial products and services tailored to meet the diverse needs of its clientele. The offerings include:

Retail Banking Products: Savings accounts, fixed deposits, personal loans, home loans, auto loans, credit cards, and insurance products.

Corporate Banking Services: Business financing, trade finance, treasury services, and advisory services for corporations.

Investment Banking Solutions: Structured financing, merger and acquisition advisory, underwriting services, and initial public offerings (IPOs).

Fund Management: Management of unit trust funds and diversified investment portfolios through Public Mutual Berhad.

Islamic Banking: Offers Sharia-compliant banking products and services designed to cater to customers seeking ethical banking solutions.

Geographical Markets Served

The company operates both domestically in Malaysia and internationally with a presence in markets such as Hong Kong, Cambodia, and selected countries within Southeast Asia.

Customers

The company serves a diverse range of customers across various segments, including individual consumers, small and medium-sized enterprises (SMEs), and large corporations.

Sales and Marketing

The company utilizes a multi-channel approach to marketing its financial products and services. Channels include traditional banking branches across Malaysia, an increasingly robust digital banking platform, mobile applications, and various online channels. The bank emphasizes customer education and engagement through targeted marketing campaigns and customer relationship management strategies.

Public Bank also invests in community engagement and corporate social responsibility initiatives, enhancing visibility and customer loyalty while reinforcing its commitment to serving as "Bank for the People."

Government Regulations

The company operates within a stringent regulatory environment governed by the Central Bank of Malaysia and other relevant regulatory bodies. The company adheres to national and international banking norms, implementing guidelines and frameworks that govern risk management, capital adequacy, anti-money laundering, and consumer rights protection.

History

Public Bank Berhad was incorporated in 1965.

Public Bank Berhad Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking:** 70% **Insurance:** 15% **Asset Management:** 15% **Top 3 Markets:** **Malaysia:** 60% **Singapore:** 20% **Hong Kong:** 10% Public Bank Berhad generates the majority of its revenue from traditional banking, which accounts for approximately 70% of total income. This inclu...

At which locations are the company’s products manufactured?

**Production Sites:** Malaysia Public Bank Berhad is primarily a financial services company and does not produce physical products. The company offers banking and financial services, mainly in Malaysia. It operates a network of branches and service centers to provide its services.

What strategy does Public Bank Berhad pursue for future growth?

**Revenue growth (estimated):** 5-7% annually (2025) **Profit growth (estimated):** 4-6% annually (2025) Public Bank Berhad pursues a growth strategy based on several pillars. One of the main strategies is to strengthen its market position in the domestic market by expanding its branch network and...

Which raw materials are imported and from which countries?

**Main Imported Raw Materials/Ingredients:** No specific raw materials Public Bank Berhad is a financial institution and not a manufacturing company. Therefore, it does not import raw materials or materials in the traditional sense. Its main activities include banking services such as lending, depo...

How strong is the company’s competitive advantage?

**Market Share:** 17% (2025, estimated) **Return on Equity (ROE):** 13.5% (2024) **Cost-Income Ratio:** 33% (2024) Public Bank Berhad has a significant competitive advantage in the Malaysian banking sector. With an estimated market share of 17%, it is among the leading banks in Malaysia. The ba...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approx. 45% (estimated for 2025 based on historical trends) **Insider Buys/Sells:** No significant transactions reported in the last year The institutional investor share at Public Bank Berhad traditionally ranges from about 40-50%. These investors include large f...

What percentage market share does Public Bank Berhad have?

**Market share of Public Bank Berhad:** 16% (2025, estimated) **Top competitors and their market shares:** 1. **Maybank (Malayan Banking Berhad):** 20% 2. **CIMB Group Holdings Berhad:** 18% 3. **Public Bank Berhad:** 16% 4. **RHB Bank Berhad:** 12% 5. **Hong Leong Bank Berhad:** 10% 6. **AmBank Gr...

Is Public Bank Berhad stock currently a good investment?

**Revenue Growth:** 7.5% (2024) **Profit Growth:** 6.8% (2024) **Return on Equity (ROE):** 13.2% (2024) Public Bank Berhad recorded a solid revenue growth of 7.5% in 2024, attributed to stable demand for its financial services and effective cost control. The profit growth of 6.8% indicates the comp...

Does Public Bank Berhad pay a dividend – and how reliable is the payout?

**Dividend Yield:** 4.2% (2024) **Dividend History:** Continuous payout over the last 10 years Public Bank Berhad is known for its reliable dividend policy. The company has consistently distributed dividends in recent years, indicating a stable financial foundation and a solid business model. The...

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Public Bank Berhad Stock Value

Public Bank Berhad Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Public Bank Berhad do?

Public Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Public Bank Berhad Stock Value

Public Bank Berhad Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Public Bank Berhad do?

Public Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.