Hong Leong Bank Berhad Analysis (April 2026) | Price Target, Growth & Valuation

Hong Leong Bank Berh...

KLSE:HLBANK

RM 22,08

+ RM0,08 (0,36%)

22,08 RM

+RM0,08 (0,36%)

End-of-day quote: 04/10/2026

Hong Leong Bank Berhad Stock Value

Analysts currently rate KLSE:HLBANK as Buy.

Buy

Hong Leong Bank Berhad Company Info

EPS Growth 5Y

11,69%

Market Cap

RM45,27 B

Long-Term Debt

RM5,20 B

Quarterly earnings

05/30/2026 (E)

Dividend

RM0,96

Dividend Yield

4,36%

Founded

1905

Industry

Financials

Country

Malaysia

Website

Hong Leong Bank Berhad

ISIN Number

MYL5819OO007

Website

http://www.hlb.com.my

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

RM25,96

17.57%

Last Update: 04/12/2026

Analysts: 15

Highest Price Target RM31,70

Average Price Target RM25,96

Lowest Price Target RM23,45

In the last five quarters, Hong Leong Bank Berhad’s Price Target has risen from RM21,24 to RM22,99 - a 8,24% increase. Fiveteen analysts predict that Hong Leong Bank Berhad’s share price will increase in the coming year, reaching RM25,96. This would represent an increase of 17,57%.

Top growth stocks in the financials sector (5Y.)

What does Hong Leong Bank Berhad do?

Hong Leong Bank Berhad is a financial institution, providing a range of banking and financial services to meet the needs of its customers. Business Segments The company operates through various business segments, each designed to cater to specific customer needs and preferences. The company's primary business segments include retail banking, commercial banking, corporate banking, and investment banking. Retail banking focuses on providing personal banking services to individual customers, inc...

Hong Leong Bank Berhad is a financial institution, providing a range of banking and financial services to meet the needs of its customers.

Business Segments

The company operates through various business segments, each designed to cater to specific customer needs and preferences. The company's primary business segments include retail banking, commercial banking, corporate banking, and investment banking.

Retail banking focuses on providing personal banking services to individual customers, including savings and current accounts, personal loans, mortgages, and credit cards. The company aims to offer simple, relevant, and fair banking solutions that enhance the financial well-being of its customers.

Commercial banking services are tailored for small and medium-sized enterprises (SMEs) and include business loans, trade financing, and cash management solutions.

Corporate banking services cater to larger businesses and corporations, offering a range of financial products, including term loans, syndication financing, and treasury services. The company's corporate banking division is dedicated to understanding the unique needs of its corporate clients and providing customized solutions that align with their strategic objectives.

Investment banking services encompass capital market activities, advisory services, and asset management. The company's investment banking division is focused on delivering innovative financial solutions to help clients achieve their financial goals while managing risks effectively.

Business Strategy

The company's business strategy is centered around enhancing customer experience, driving digital transformation, and maintaining a strong focus on risk management. The company aims to leverage technology to improve operational efficiency and deliver innovative financial solutions that meet the evolving needs of its customers. By investing in digital banking platforms and enhancing its online services, the company seeks to provide a seamless banking experience that is accessible anytime, anywhere.

The company's commitment to customer-centricity is reflected in its efforts to understand customer preferences and tailor products and services accordingly. By fostering strong relationships with customers, the company aims to build loyalty and trust, which are essential for long-term success.

Products and Services

The company offers a range of products and services designed to meet the financial needs of its customers. The company's retail banking division provides personal banking services, including savings and current accounts, fixed deposits, personal loans, home financing, and credit cards.

In the commercial banking segment, the company offers a variety of financial solutions for SMEs, including business loans, trade financing, and cash management services. The company's commercial banking products are tailored to support the growth and development of SMEs, providing them with the necessary resources to thrive in a competitive market.

Corporate banking services include term loans, syndication financing, treasury services, and trade finance solutions. The company's corporate banking division is dedicated to understanding the unique needs of its corporate clients and providing customized financial solutions that align with their strategic objectives.

Additionally, the company offers Islamic banking products and services through its subsidiary, Hong Leong Islamic Bank Berhad. This division provides Shariah-compliant financial solutions, catering to the growing demand for ethical banking options.

Geographical Markets Served

The company primarily serves the Malaysian market, with a strong presence across the country. The company operates a network of branches and ATMs, ensuring that customers have easy access to banking services.

Seasonality

The company's operations are influenced by seasonal trends, particularly in the retail banking segment. The company experiences fluctuations in demand for certain products and services during specific periods, such as festive seasons and year-end financial planning. The company's marketing and promotional strategies are designed to capitalize on these seasonal trends, ensuring that customers are aware of available products and services during peak periods.

Customers

The company serves a customer base, including individual consumers, small and medium-sized enterprises (SMEs), and large corporations. The company's retail banking division caters to individual customers, providing personal banking services that enhance their financial well-being. The commercial banking segment focuses on SMEs, offering tailored financial solutions to support their growth and development. The corporate banking division serves larger businesses and corporations, providing a wide range of financial products and services to meet their unique needs.

Sales and Marketing

The company employs a multi-channel approach to sales and marketing, ensuring that its products and services are accessible to customers through various platforms. The company utilizes traditional marketing methods, such as print advertising and direct mail, alongside digital marketing strategies, including social media and online advertising.

The company's distribution channels include a network of branches, ATMs, and digital banking platforms. By providing customers with multiple access points, the company aims to enhance the customer experience and ensure that banking services are readily available.

History

The company was founded in 1905. It was incorporated in 1905. The company was formerly known as MUI Bank Berhad and changed its name to Hong Leong Bank Berhad in 1991.

Hong Leong Bank Berhad Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** 1. **Retail Banking:** approx. 40% 2. **Corporate Banking:** approx. 30% 3. **Investment Banking and Wealth Management:** approx. 20% 4. **Other Financial Services:** approx. 10% **TOP 3 markets and their percentage shares:** 1. **Malaysia:** approx. 70% 2. **S...

At which locations are the company’s products manufactured?

**Production Sites:** Malaysia, Singapore, Vietnam, Hong Kong, Cambodia Hong Leong Bank Berhad is primarily a financial services group and is not directly involved in the production of physical products. Its main activities include banking services, lending, and asset management. The bank operates...

What strategy does Hong Leong Bank Berhad pursue for future growth?

**Growth Strategy:** Digitization and Technology Transformation **Customer Centricity:** Expansion of personalized services **Sustainability:** Investments in green financial products Hong Leong Bank Berhad is focusing on digitization and technology transformation to secure future growth. The com...

Which raw materials are imported and from which countries?

**Main Imported Raw Materials/Items:** Paper, IT hardware, bank equipment **Countries of Origin:** China, Japan, USA Hong Leong Bank Berhad, as one of the leading banks in Malaysia, mainly imports materials and equipment necessary for its banking operations. This includes paper for daily business...

How strong is the company’s competitive advantage?

**Market share in Malaysia:** 8.5% (2024) **Return on equity (ROE):** 11.2% (2024) **Cost efficiency (cost-to-income ratio):** 42.5% (2024) Hong Leong Bank Berhad has a significant competitive advantage reflected in several key performance indicators. With a market share of 8.5% in Malaysia, th...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 55% (2025, estimated) **Insider Purchases/Sales:** No significant transactions in the last 12 months (2025, estimated) The institutional investor share in Hong Leong Bank Berhad is around 55%, indicating a strong trust from institutional investors in...

What percentage market share does Hong Leong Bank Berhad have?

**Market share of Hong Leong Bank Berhad:** 8% (estimated, 2025) **Main competitors and their market shares:** 1. **Maybank (Malayan Banking Berhad):** 25% 2. **CIMB Group Holdings Berhad:** 20% 3. **Public Bank Berhad:** 18% 4. **RHB Bank Berhad:** 10% 5. **Hong Leong Bank Berhad:** 8% 6. **AmBank...

Is Hong Leong Bank Berhad stock currently a good investment?

**Revenue Growth:** 8% (2024) **Profit Growth:** 6% (2024) **Return on Equity (ROE):** 11% (2024) **Common Equity Tier 1 Ratio (CET1):** 13% (2024) Hong Leong Bank Berhad shows solid revenue and profit growth, indicating a stable business performance. The 11% return on equity suggests that the comp...

Does Hong Leong Bank Berhad pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.2% (estimated for 2025) **Payout Ratio:** 40% (2024) Hong Leong Bank Berhad has pursued a consistent dividend policy in recent years. The bank has regularly distributed dividends, indicating a reliable payout. The dividend yield of 3.2% in 2025 shows an attractive return f...

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Hong Leong Bank Berhad Stock Value

Hong Leong Bank Berhad Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Hong Leong Bank Berhad do?

Hong Leong Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Hong Leong Bank Berhad Stock Value

Hong Leong Bank Berhad Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Hong Leong Bank Berhad do?

Hong Leong Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.