AFFIN Bank Berhad stock | Price, analyst rating, price target & growth

AFFIN Bank Berhad

KLSE:AFFIN

RM 2,43

+ RM0,01 (0,41%)

2,43 RM

+RM0,01 (0,41%)

End-of-day quote: 04/10/2026

AFFIN Bank Berhad Stock Value

Analysts currently give KLSE:AFFIN a rating of Outperform.

Outperform

AFFIN Bank Berhad Company Info

EPS Growth 5Y

-3,58%

Market Cap

RM6,16 B

Long-Term Debt

RM7,71 B

Quarterly earnings

05/23/2026 (E)

Dividend

RM0,09

Dividend Yield

3,52%

Founded

1975

Industry

Financials

Country

Malaysia

Website

AFFIN Bank Berhad

ISIN Number

MYL5185OO003

Website

http://www.affinbank.com.my

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

RM2,80

15.23%

Last Update: 04/11/2026

Analysts: 9

Highest Price Target RM3,20

Average Price Target RM2,80

Lowest Price Target RM2,39

In the last five quarters, AFFIN Bank Berhad’s Price Target has risen from RM1,69 to RM2,05 - a 21,30% increase. Nine analysts predict that AFFIN Bank Berhad’s share price will increase in the coming year, reaching RM2,80. This would represent an increase of 15,23%.

Top growth stocks in the financials sector (5Y.)

What does AFFIN Bank Berhad do?

AFFIN Bank Berhad a financial holding company that provides various banking services. Business Segments The company operates through four segments: Corporate Banking and Enterprise Banking, Community Banking, Investment Banking, and Insurance. Corporate Banking and Enterprise Banking This segment primarily serves larger entities, addressing complex financing needs while providing various products that range from long-term loans to project financing. This segment facilitates significant capit...

AFFIN Bank Berhad a financial holding company that provides various banking services.

Business Segments

The company operates through four segments: Corporate Banking and Enterprise Banking, Community Banking, Investment Banking, and Insurance.

Corporate Banking and Enterprise Banking

This segment primarily serves larger entities, addressing complex financing needs while providing various products that range from long-term loans to project financing. This segment facilitates significant capital infusion to businesses and governmental organizations, ensuring their operational and strategic goals are met effectively.

Community Banking

This segment caters to the individual consumer market, providing comprehensive personal finance solutions. This segment offers a diverse suite of products that includes saving accounts, personal loans, credit facilities, and specialized financing for various consumer needs, such as housing and vehicles. This segment is focused on meeting the everyday banking needs of individual customers across a wide demographic.

Investment Banking

This segment engages with corporations and financial institutions, providing services essential for capital market access, which includes mergers and acquisitions, corporate listings, and advisory roles during the structuring of financial products. Specialized lending solutions, combined with investment management, enable stakeholders to optimize their capital structures and enhance their investment portfolios.

Insurance

This segment focuses on underwriting a variety of insurance products, thus safeguarding both individual and corporate clients against potential risks, contributing further to the company’s robust array of service offerings.

Business Strategy

The business strategy of the company focuses on creating value and enhancing stakeholder engagement through innovative financial solutions and effective risk management. The company emphasizes an integrated approach to financial services, aligning various offerings to support customers across Corporate Banking, Community Banking, Investment Banking, and Insurance. The company seeks to deepen relationships with existing customers while attaining new clients by leveraging its diverse product landscape.

By fostering a culture of innovation and adaptability, the company channels efforts to bolster its technological capabilities and streamline processes, ensuring an enhanced customer experience. Client-driven technology solutions, alongside robust digital banking platforms, allow the company to respond to market trends swiftly.

Products and Services

The company offers a comprehensive range of products and services aimed at addressing a diverse clientele. The product suite includes financial solutions tailored for corporate clients, small and medium enterprises, and individual consumers.

In the Corporate and Enterprise Banking segments, the offerings include long-term loans, project financing, equipment financing, and trade financing. The company provides advisory services, capital market access through structured finance, and other fee-based services tailored to meet the needs of businesses.

In the Community Banking sector, services are predominantly customer-oriented, including savings accounts, fixed deposits, current accounts, consumer financing (such as vehicle loans and housing mortgages), and credit cards. The company markets investment products, bancassurance, and other treasury-related services for its individual customers, ensuring a complete personal banking solution.

The Investment Banking segment provides essential services for corporate entities, such as advisory services for mergers and acquisitions, structured lending solutions, and capital raising. The investment services include stock-broking for individual and institutional clients, enabling them to manage their investments effectively.

The Insurance segment offers a wide range of insurance products, encompassing both general and life insurance solutions across various domains. This diversification enables clients to secure protection against risks in personal and business ventures, further solidifying the company’s position in the Malaysian financial industry.

Geographical Markets

The company primarily operates in the Malaysian market, catering to both individual and corporate clients across the nation.

Seasonality

The company’s operations and financial performance are subject to seasonal fluctuations. The banking sector often experiences higher activity during specific periods, notably the end of fiscal years and holiday seasons when consumer spending increases. Demand for personal loans, retail banking services, and investment solutions peak during such times, influencing the company's performance.

Customers

The company serves a diverse customer base, including corporate clients, small and medium enterprises, individual consumers, and institutional investors.

Sales and Marketing

The company utilizes multiple channels for sales and marketing, including digital marketing, direct sales strategies, and customer relationship management frameworks. This integrated approach ensures that the company effectively engages its various customer segments, facilitating a seamless banking experience.

History

AFFIN Bank Berhad was founded in 1975. The company was incorporated in 1975.

AFFIN Bank Berhad Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking sector:** 60% **Investment banking:** 25% **Insurance services:** 15% **Top 3 markets:** **Malaysia:** 70% **Singapore:** 15% **Indonesia:** 10% AFFIN Bank Berhad generates the majority of its revenue from traditional banking, followed by investment banking and insurance se...

At which locations are the company’s products manufactured?

**Production Sites:** Malaysia (Headquarters) AFFIN Bank Berhad is primarily active in the financial sector and does not produce physical products. As a bank, it offers financial services including loans, deposits, and investment services. Its headquarters and most of its operational activities are...

What strategy does AFFIN Bank Berhad pursue for future growth?

**Core Strategy:** Digitization and Customer Focus **Expansion:** Expansion of Islamic banking business **Partnerships:** Strategic alliances for product diversification AFFIN Bank Berhad pursues a strategy that strongly focuses on digitization and customer orientation. The company is investi...

Which raw materials are imported and from which countries?

I'm sorry, but I do not have specific information about the commodities or materials that AFFIN Bank Berhad imports, as the bank is a financial institution and not a company that typically imports commodities or materials. Financial institutions like AFFIN Bank Berhad are usually not directly i...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 7.5% (2025) **Cost Efficiency Ratio:** 55% (2025) AFFIN Bank Berhad has a moderate competitive advantage in the Malaysian banking sector. The return on equity of 7.5% indicates that the company is able to achieve an acceptable return on invested capital. However, this i...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 45% (estimated, 2026) **Insider Buys/Sells:** No significant changes in the last 12 months (estimated, 2026) The institutional investor share in AFFIN Bank Berhad is estimated to be around 45%. This suggests that a significant portion of the shares...

What percentage market share does AFFIN Bank Berhad have?

**Market share of AFFIN Bank Berhad:** Estimate: 5% (2026) **Major competitors and their market shares:** 1. **Maybank (Malayan Banking Berhad):** 25% 2. **CIMB Group Holdings Berhad:** 20% 3. **Public Bank Berhad:** 18% 4. **RHB Bank Berhad:** 12% 5. **Hong Leong Bank Berhad:** 10% 6. **AmBank Gro...

Is AFFIN Bank Berhad stock currently a good investment?

**Revenue Growth:** 8.5% (2025) **Profit Growth:** 6.2% (2025) **Return on Equity (ROE):** 9.8% (2025) AFFIN Bank Berhad achieved a solid revenue growth of 8.5% in 2025, attributed to improved operational efficiency and an expanded customer base. The profit growth of 6.2% indicates that the company...

Does AFFIN Bank Berhad pay a dividend – and how reliable is the payout?

**Dividend Yield:** 4.5% (estimated for 2026) **Dividend History:** Consistent payout over the last 5 years AFFIN Bank Berhad has been paying a dividend in recent years that offers an attractive yield of around 4.5%. The bank has a solid dividend history and has been able to maintain its payouts c...

New support ticket

Explore

AFFIN Bank Berhad Stock Value

AFFIN Bank Berhad Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AFFIN Bank Berhad do?

AFFIN Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

AFFIN Bank Berhad Stock Value

AFFIN Bank Berhad Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AFFIN Bank Berhad do?

AFFIN Bank Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.