Alliance Bank Malaysia Berhad Analysis (April 2026) | Price Target, Growth & Valuation

Alliance Bank Malays...

KLSE:ABMB

RM 4,61

RM-0,01 (-0,22%)

4,61 RM

RM-0,01 (-0,22%)

End-of-day quote: 04/10/2026

Alliance Bank Malaysia Berhad Stock Value

Analysts currently rate KLSE:ABMB as Outperform.

Outperform

Alliance Bank Malaysia Berhad Company Info

EPS Growth 5Y

12,66%

Market Cap

RM7,98 B

Long-Term Debt

RM1,97 B

Annual earnings

05/30/2026 (E)

Dividend

RM0,19

Dividend Yield

4,17%

Founded

1982

Industry

Financials

Country

Malaysia

Website

Alliance Bank Malaysia Berhad

ISIN Number

MYL2488OO004

Website

http://www.alliancebank.com.my

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

RM5,28

14.53%

Last Update: 04/11/2026

Analysts: 16

Highest Price Target RM6,10

Average Price Target RM5,28

Lowest Price Target RM4,50

In the last five quarters, Alliance Bank Malaysia Berhad’s Price Target has risen from RM3,40 to RM3,82 - a 12,35% increase. Thridteen analysts predict that Alliance Bank Malaysia Berhad’s share price will increase in the coming year, reaching RM5,28. This would represent an increase of 14,53%.

Top growth stocks in the financials sector (5Y.)

What does Alliance Bank Malaysia Berhad do?

Alliance Bank Malaysia Berhad (Alliance Bank), a community-centric institution, serves both businesses and consumers by providing a wide range of banking and financial services that addresses the diverse needs of its customers. The company’s core aim is to build lifetime relationships with its clients and the communities it operates in by offering transactional banking services, and personalized solutions that enhance the financial well-being of individuals and businesses. Business Segments Th...

Business Segments

The company operates through several distinct business segments, each contributing to its comprehensive financial service offerings. These segments include Consumer Banking, Business Banking, Financial Markets, Stockbroking and Corporate Advisory, and Others.

Consumer Banking

This segment focuses on retail banking services that cater to individual customers. It encompasses services such as personal loans, mortgages, and deposit accounts. Consumer banking is pivotal for the company’s strategy as it provides essential financial products that meet everyday needs.

Business Banking

This segment provides tailored financial solutions including business loans, credit facilities, and treasury management services. By nurturing growth in SMEs, Business Banking forms a crucial link in the company’s initiative to support local businesses and drive economic development.

Financial Markets

This segment involves in the trading of financial instruments, risk management, and advisory services. It plays a critical role in enabling corporate clients to manage their financial risks while also generating income for the company.

Stockbroking and Corporate Advisory

This segment offers stockbroking services that enable both retail and institutional clients to trade in equities and other securities. In addition, the corporate advisory part provides strategic advice on mergers and acquisitions, helping businesses navigate complex financial transactions.

Others

This segment includes alternative distribution channels, trustee services, and head office functions, ensuring operational efficiency.

Business Strategy

The company's primary strategy revolves around fostering community-centric banking while ensuring that it remains agile and effective in meeting the demands of a dynamic market. The importance of building long-term relationships with clients and stakeholders is emphasized, as these relationships position the company as a trusted partner throughout its customers' financial journeys.

By encouraging a culture of innovation, the company actively develops unique banking products that align with its mission of being a preferred banking partner. The aim is to offer solutions that meet immediate financial needs and support long-term aspirations.

Furthermore, expanding the digital banking capabilities is pivotal in the business strategy. Digital transformation is driving changes in banking operations and enhancing customer experience by making banking services more accessible, reliable, and efficient. The company endeavors to invest in technology that improves service delivery and operational efficiency, thus enabling timely responses to customer inquiries and requirements.

In addition, community engagements are woven into the business strategy, where the company collaborates with local entities to foster an environment of shared growth and sustainability. This strategy takes into account the larger societal goals, where the pursuit of financial success is balanced with social responsibility, including promoting environmentally friendly practices.

Products and Services

Alliance Bank offers a broad spectrum of products and services that cater to the diverse banking needs of individuals and businesses. The following highlights key offerings:

Consumer Banking Products: These include personal loans, credit cards, mortgages, and saving accounts. Each product is designed to help individuals transition through different life stages, whether it's purchasing a home, managing day-to-day expenditures, or saving for future goals.

Business Solutions: The company provides a wide array of services including business loans, trade financing, cash management solutions, and business advisory services. Tailored specifically for SMEs, these offerings support clients in optimizing operations and managing cash flow.

Islamic Banking: Alliance Bank also offers Shariah-compliant financial products designed for both consumers and businesses, allowing clients to access ethical banking alternatives.

Investment and Wealth Management: The company provides investment advisory services, mutual funds, and wealth management solutions to help individuals and businesses build and preserve wealth.

Financial Markets: The services in this segment include treasury products, foreign exchange services, and derivatives, tailored to aid clients in managing their exposure to various financial risks.

Stockbroking and Corporate Advisory: The stockbroking services cater to individual and institutional investors, while the advisory services assist companies with mergers, acquisitions, and market entry strategies.

Geographical Markets Served

The company primarily serves the Malaysian market, forming a strong presence in urban and rural areas alike. Through its branch and digital network, Alliance Bank aims to reach a diverse customer base.

Seasonality

Certain banking activities may fluctuate based on economic cycles and national fiscal policies. Consumer credit demands can see variations influenced by economic conditions and consumer sentiment, while seasonal trends may affect business financing solutions, particularly in sectors like agriculture and retail.

Customers

The company caters to a diverse array of customers, including individual consumers, small and medium-sized enterprises (SMEs), large corporations, and public sector entities.

Sales and Marketing

The company employs a multi-faceted approach to sales and marketing, combining traditional outreach with digital marketing strategies.

Key components of its marketing strategy include direct marketing, digital advertising, community engagement, and customer referrals. The company leverages social media, email campaigns, and targeted advertising to reach varying demographics effectively.

Through a robust branch network complemented by a growing digital platform, the company ensures that its products and services are accessible. The blend of personal interactions and digital solutions enhances customer experience and engagement.

History

Alliance Bank Malaysia Berhad was incorporated in 1982.

Alliance Bank Malaysia Berhad Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Industry Revenues:** - **Retail:** 40% - **Corporate Loans:** 35% - **Asset Management:** 15% - **Other Financial Services:** 10% **TOP 3 Markets:** - **Malaysia:** 70% - **Singapore:** 15% - **Indonesia:** 10% Alliance Bank Malaysia Berhad generates the majority of its revenues from the retail...

At which locations are the company’s products manufactured?

**Production Sites:** No specific production sites, as it is a bank. Alliance Bank Malaysia Berhad is a financial institution and not a manufacturing company. Therefore, the bank does not have production facilities. Instead, it offers financial services such as loans, deposits, asset management, an...

What strategy does Alliance Bank Malaysia Berhad pursue for future growth?

**Strategy for Future Growth:** 1. **Digitization and Focus on Technology** 2. **Expansion of the Credit Portfolio** 3. **Sustainability Initiatives** Alliance Bank Malaysia Berhad is increasingly focusing on digitization to enhance customer experience and improve efficiency. The bank is investing...

Which raw materials are imported and from which countries?

I'm sorry, but I do not have specific information about the commodities or materials imported by Alliance Bank Malaysia Berhad, as the bank is a financial institution and not a manufacturing company. Financial institutions typically do not import physical commodities or materials. If you are l...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 10.5% (2025) **Market Share in the Banking Sector of Malaysia:** 5% (2025) **Customer Satisfaction Index:** 82 (2025) Alliance Bank Malaysia Berhad has a moderate competitive advantage in the Malaysian banking sector. The return on equity of 10.5% indicates solid p...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 60% (estimated for 2026) **Insider Purchases/Sales:** No significant changes known (as of 2026) The institutional investor share in Alliance Bank Malaysia Berhad is estimated to be around 60%. This demonstrates a strong confidence from institutional...

What percentage market share does Alliance Bank Malaysia Berhad have?

**Market share of Alliance Bank Malaysia Berhad (ABMB):** 4.5% (estimated for 2026) **Top competitors and their market shares:** 1. **Maybank (Malayan Banking Berhad):** 25% 2. **CIMB Group Holdings Berhad:** 18% 3. **Public Bank Berhad:** 16% 4. **RHB Bank Berhad:** 10% 5. **Hong Leong Bank Berhad...

Is Alliance Bank Malaysia Berhad stock currently a good investment?

**Revenue Growth:** 8.5% (2025) **Profit Growth:** 10.2% (2025) **Return on Equity (ROE):** 11.5% (2025) **Non-Performing Loan Ratio:** 1.8% (2025) Alliance Bank Malaysia Berhad recorded a solid revenue growth of 8.5% in 2025, attributed to improved lending and a growing customer base. The profit g...

Does Alliance Bank Malaysia Berhad pay a dividend – and how reliable is the payout?

**Dividend Yield:** 4.5% (estimated for 2026) **Dividend History:** Continuous payouts over the last 5 years Alliance Bank Malaysia Berhad has regularly distributed dividends in recent years, indicating a reliable dividend policy. The estimated dividend yield for 2026 is around 4.5%, based on cur...

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Alliance Bank Malaysia Berhad Stock Value

Alliance Bank Malaysia Berhad Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Alliance Bank Malaysia Berhad do?

Alliance Bank Malaysia Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Alliance Bank Malaysia Berhad Stock Value

Alliance Bank Malaysia Berhad Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Alliance Bank Malaysia Berhad do?

Alliance Bank Malaysia Berhad Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.