United Bank Stock Value
United Bank Company Info
EPS Growth 5Y
29,78%
Market Cap
₨843,46 B
Long-Term Debt
₨38,48 B
Annual earnings
N/A
Dividend
₨32,00
Dividend Yield
9,50%
Founded
1959
Industry
Country
Website
ISIN Number
Website
Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.
₨470,00
39.54%
Last Update: 04/01/2026
Analysts: 4
Highest Price Target ₨590,00
Average Price Target ₨470,00
Lowest Price Target ₨391,00
In the last five quarters, United Bank’s Price Target has risen from ₨63,10 to ₨233,99 - a 270,82% increase. One analysts predict that United Bank’s share price will increase in the coming year, reaching ₨470,00. This would represent an increase of 39,54%.
Top growth stocks in the financials sector (5Y.)
What does United Bank do?
United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East. It offers savings, current, term deposit accounts; lending and banking services to private individuals and small businesses, which includes credit cards and branchless banking. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; and guarantees. In addition, it offers services related to mergers and...
United Bank Questions and Answers
Which sectors generate sales and which are the top 3 markets?
**Banking sector:** approx. 70%
**Investment banking:** approx. 20%
**Insurance services:** approx. 10%
**TOP 3 Markets:**
1. **Pakistan:** approx. 60%
2. **United Arab Emirates:** approx. 25%
3. **United Kingdom:** approx. 10%
United Bank Limited generates the majority of its revenu...
At which locations are the company’s products manufactured?
**Production Sites:** No specific production sites, as it is a bank.
United Bank Limited (UBL) is one of the largest banks in Pakistan, offering financial services. As a financial institution, UBL does not produce physical products but provides services such as account management, loans, investment...
What strategy does United Bank pursue for future growth?
**Strategy for Future Growth:**
1. **Digital Transformation:** United Bank Limited is heavily investing in the digitalization of its services to enhance customer experience and increase operational efficiency. This includes the development of mobile banking platforms and the implementation of AI-ba...
Which raw materials are imported and from which countries?
**Imported Raw Materials/Components:** No specific raw materials
**Countries of Origin:** Not applicable
United Bank Limited (UBL) is a financial institution and not a production or trading company. Therefore, UBL does not import physical raw materials or components. Financial institutions like UB...
How strong is the company’s competitive advantage?
**Market Share:** 12% (2024, estimated)
**Return on Equity (ROE):** 15.5% (2024)
**Cost Efficiency (Cost-to-Income Ratio):** 45% (2024)
United Bank Limited (UBL) has a significant competitive advantage in the Pakistani banking sector. With an estimated market share of 12% in 2024, UBL is among...
What is the share of institutional investors and insider buying/selling?
**Institutional Investor Share:** 45% (estimated for 2025)
**Insider Buys/Sells:** No significant changes (last year)
The institutional investor share in United Bank Limited is estimated to be around 45%. This estimate is based on historical data and typical investment patterns in the industry....
What percentage market share does United Bank have?
**Market share of United Bank Limited (UBL):** 12% (2025, estimated)
**Top competitors and their market shares:**
1. **Habib Bank Limited (HBL):** 18%
2. **National Bank of Pakistan (NBP):** 15%
3. **MCB Bank Limited:** 14%
4. **United Bank Limited (UBL):** 12%
5. **Allied Bank Limited (ABL):** 10%...
Is United Bank stock currently a good investment?
**Revenue Growth:** 8.5% (2024)
**Profit Growth:** 6.2% (2024)
**Return on Equity:** 14.8% (2024)
United Bank Limited (UBL) shows solid revenue and profit growth, indicating stable operational performance. The return on equity of 14.8% is a sign of efficient capital utilization and suggests s...
Does United Bank pay a dividend – and how reliable is the payout?
**Dividend yield:** 7.5% (2024)
**Dividend history:** Continuous payout over the last 5 years
United Bank Limited (UBL) has pursued a stable dividend policy in recent years. The dividend yield of 7.5% in 2024 indicates that the company is offering its shareholders an attractive return.
The reliabi...
