Standard Chartered Bank (Pakistan) stock | 2026 price target, earnings & valuation

Standard Chartered B...

KASE:SCBPL

₨ 54,82

+ ₨1,46 (2,74%)

54,82 ₨

+₨1,46 (2,74%)

End-of-day quote: 04/02/2026

Standard Chartered Bank (Pakistan) Stock Value

Currently, analysts rate KASE:SCBPL as sf_Data Unavailable.

Standard Chartered Bank (Pakistan) Company Info

EPS Growth 5Y

0,00%

Market Cap

₨212,24 B

Long-Term Debt

₨0,59 B

Annual earnings

N/A

Dividend

₨6,50

Dividend Yield

11,86%

Founded

1863

Industry

Financials

Country

Pakistan

Website

Standard Chartered Bank (Pakistan)

ISIN Number

PK0087901010

Website

http://www.sc.com/pk

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

There are currently no price targets available for this stock.

In the last five quarters, Standard Chartered Bank (Pakistan)’s Price Target has risen from ₨10,00 to ₨10,00 - a 0,00% increase.

Top growth stocks in the financials sector (5Y.)

What does Standard Chartered Bank (Pakistan) do?

Standard Chartered Bank (Pakistan) Limited engages in the banking business in Pakistan. The company operates as a subsidiary of Standard Chartered Bank. Segments The company operates through Retail, Corporate, and Institutional Clients segments. Retail Banking This segment focuses on individual customers, offering a wide range of products and services. This includes personal loans, home loans, credit cards, and deposit products. Corporate and Institutional Banking This segment is designed...

Standard Chartered Bank (Pakistan) Limited engages in the banking business in Pakistan. The company operates as a subsidiary of Standard Chartered Bank.

Segments

The company operates through Retail, Corporate, and Institutional Clients segments.

Retail Banking

This segment focuses on individual customers, offering a wide range of products and services. This includes personal loans, home loans, credit cards, and deposit products.

Corporate and Institutional Banking

This segment is designed to serve large corporations, government entities, and financial institutions. This segment offers a variety of services, including trade finance, cash management, and lending solutions.

Islamic Banking

This segment offers Shariah-compliant products and services, catering to the needs of clients who prefer Islamic financial solutions.

Treasury and Financial Markets

This segment manages the company's liquidity, foreign exchange, and interest rate risk. This segment also provides treasury solutions to clients, including foreign exchange services, money market operations, and investment products.

Wealth Management

This segment offers investment advisory and wealth management services to high-net-worth individuals. This segment provides personalized financial planning, investment products, and portfolio management services.

Digital Banking

This segment aims to provide seamless and convenient banking services through digital channels.

Loans

The company offers a range of loan products to cater to the diverse financial needs of its clients. The company's loan portfolio includes personal loans, home loans, and corporate loans, designed to provide financial solutions for individuals, businesses, and institutions.

Personal Loans: The company's personal loans are tailored to meet the immediate financial needs of individual clients. These loans offer flexible repayment terms, competitive interest rates, and quick processing times. Personal loans can be used for various purposes, including education, medical expenses, home renovations, and other personal expenditures.

Home Loans: The company provides home loans to help clients purchase, construct, or renovate their homes. The home loan products offer attractive interest rates, flexible repayment options, and high loan amounts based on the client's eligibility.

Corporate Loans

The company's corporate loans cater to the financial requirements of businesses and institutions. These loans include working capital loans, term loans, and trade finance solutions.

Investment Portfolio and Investment Securities

The company maintains investment securities that include a range of financial instruments such as government securities, corporate bonds, and other marketable securities.

Government Securities: The company's securities include treasury bills, Pakistan Investment Bonds (PIBs), and other sovereign debt instruments.

Corporate Bonds: The company also invests in corporate bonds issued by reputable companies. These bonds offer higher yields compared to government securities and help diversify the investment portfolio.

Equity Investments: The company's investment portfolio includes equity investments in various sectors.

Fixed Income Securities: Fixed income securities are a key component of the company's investment portfolio. These include bonds, debentures, and other debt instruments that provide regular interest income.

Deposits

The company offers a comprehensive range of deposit products designed to meet the diverse financial needs of its clients. The company's deposit portfolio includes current accounts; savings accounts, which also offers online banking and debit card facilities; fixed deposits; and specialized deposit schemes.

Digital Banking Services: The company offers a range of digital banking services. Clients can manage their accounts, transfer funds, and access other banking services through the company's online banking platform and mobile banking app.

Products and Services

The company offers a wide array of products and services designed to meet the diverse financial needs of its clients. The company provides solutions across various segments, including retail banking, corporate and institutional banking, Islamic banking, treasury and financial markets, wealth management, and digital banking.

Retail Banking

The company's retail banking segment focuses on individual clients, offering a comprehensive range of products and services, including:

Personal Loans: Flexible repayment terms and competitive interest rates for various personal needs.

Home Loans: Attractive interest rates and flexible repayment options for purchasing, constructing, or renovating homes.

Credit Cards: A variety of credit card options with rewards programs, cashback offers, and other benefits.

Savings Accounts: Competitive interest rates, easy access to funds, and additional benefits such as online banking and debit card facilities.

Current Accounts: Designed for frequent transactions with features like unlimited transactions, cheque book facilities, and online banking services.

Corporate and Institutional Banking

The company caters to large corporations, government entities, and financial institutions, providing:

Trade Finance: Solutions for managing trade transactions and mitigating risks.

Cash Management: Services to optimize liquidity and manage cash flows efficiently.

Lending Solutions: Customized loans to support business growth, expansion, and operational needs.

Islamic Banking

As a pioneer in Islamic Banking in Pakistan, the company offers Shariah-compliant products and services, including:

Islamic Financing: Products like Murabaha, Ijarah, and Diminishing Musharakah.

Islamic Deposits: Shariah-compliant savings and current accounts.

Islamic Investment: Investment products adhering to Islamic principles.

Treasury and Financial Markets

This includes manages the company's liquidity, foreign exchange, and interest rate risk, offering:

Foreign Exchange Services: Solutions for managing currency risk and facilitating international transactions.

Money Market Operations: Short-term investment opportunities in money market instruments.

Investment Products: Various fixed income and equity investment options.

Wealth Management

The company provides personalized financial planning and investment advisory services, including:

Investment Advisory: Tailored investment strategies based on clients' financial goals and risk tolerance.

Portfolio Management: Professional management of investment portfolios to optimize returns.

Financial Planning: Comprehensive financial planning services to help clients achieve their long-term financial objectives.

Digital Banking

The company is at the forefront of digital banking innovation, offering:

Online Banking: A secure platform for managing accounts, transferring funds, and accessing other banking services.

Mobile Banking: A convenient mobile app for banking on the go.

Blockchain-Based Remittance: The first blockchain-based 24/7, cross-border wallet-to-wallet remittance service between Malaysia and Pakistan, in partnership with ANT FINANCIAL.

Specialized Services

The company also offers specialized services to meet specific client needs, including:

Regulatory Reporting: Solutions to monitor and comply with multi-jurisdictional reporting requirements.

Securities Processing: A cloud platform to automate and standardize securities processing for the end-to-end trade and settlement lifecycle.

Supplier Risk Indicator: Insights into supplier risk by consolidating multiple dimensions of risk data and analytics.

Customers

The company serves a diverse clientele, including individuals, businesses, and institutions, as well as Islamic banking and wealth management clients. The company offers a wide range of financial products and services to meet the unique needs of its customers.

History

Standard Chartered Bank (Pakistan) Limited was founded in 1863.

Standard Chartered Bank (Pakistan) Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Financial Sector:** 100% (2026) **TOP 3 Markets:** 1. **Retail Banking:** approximately 40% 2. **Corporate Banking:** approximately 35% 3. **Wealth Management:** approximately 25% Standard Chartered Bank (Pakistan) Limited generates its revenues entirely from the financial sector. The largest sh...

At which locations are the company’s products manufactured?

**Production:** No physical production Standard Chartered Bank (Pakistan) Limited is a subsidiary of Standard Chartered Bank and operates as a financial services company. As a bank, SCBPL does not produce physical products but offers financial services including account management, lending, asset m...

What strategy does Standard Chartered Bank (Pakistan) pursue for future growth?

**Strategy for Future Growth:** 1. **Digitization and Technology Integration:** Standard Chartered Bank (Pakistan) Limited is increasingly focusing on digitizing its services. This includes the introduction of new digital platforms and apps to enhance customer experience and increase efficiency....

Which raw materials are imported and from which countries?

**Imported Raw Materials/Components:** Data not specifically available for SCBPL **Countries of Origin:** Data not specifically available for SCBPL Standard Chartered Bank (Pakistan) Limited is a financial institution and not a manufacturing company, therefore it does not import raw materials or c...

How strong is the company’s competitive advantage?

**Market share:** 6.2% (2025, estimate) **Return on equity (ROE):** 13.5% (2025) **Tier-1 capital ratio:** 15.8% (2025) Standard Chartered Bank (Pakistan) Limited has a solid competitive advantage in the Pakistani banking sector. The market share of 6.2% demonstrates a strong presence, especially i...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** Estimated 45% (2026) **Insider Buys/Sells:** No significant transactions reported (2026) The institutional investor share in Standard Chartered Bank (Pakistan) Limited is estimated to be around 45%. This reflects the confidence of institutional investors in the st...

What percentage market share does Standard Chartered Bank (Pakistan) have?

**Market share of Standard Chartered Bank (Pakistan) Limited:** 4.5% (estimated for 2026) **Top 5 banks by market share in Pakistan:** 1. **Habib Bank Limited (HBL):** 15% 2. **National Bank of Pakistan (NBP):** 13% 3. **United Bank Limited (UBL):** 12% 4. **MCB Bank Limited:** 10% 5. **Allied Ban...

Is Standard Chartered Bank (Pakistan) stock currently a good investment?

**Return on Equity (ROE):** 14.5% (2025) **Total Assets:** PKR 700 billion (2025) **Net Interest Margin:** 3.7% (2025) Standard Chartered Bank (Pakistan) Limited demonstrates a solid Return on Equity of 14.5%, indicating efficient use of equity capital. The Total Assets of PKR 700 billion suggest a...

Does Standard Chartered Bank (Pakistan) pay a dividend – and how reliable is the payout?

**Dividend Yield:** 6.5% (estimated for 2026) **Dividend History:** Steady payouts over the last five years Standard Chartered Bank (Pakistan) Limited has regularly distributed dividends to its shareholders in recent years. The estimated dividend yield of 6.5% for 2026 indicates an attractive payo...

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Standard Chartered Bank (Pakistan) Stock Value

Standard Chartered Bank (Pakistan) Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Standard Chartered Bank (Pakistan) do?

Standard Chartered Bank (Pakistan) Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Standard Chartered Bank (Pakistan) Stock Value

Standard Chartered Bank (Pakistan) Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Standard Chartered Bank (Pakistan) do?

Standard Chartered Bank (Pakistan) Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.