Old Mutual stock | Growth outlook for 2026 & price target

Old Mutual

JSE:OMU

R 13,75

R-0,17 (-1,22%)

13,75 R

R-0,17 (-1,22%)

End-of-day quote: 03/27/2026

Old Mutual Stock Value

The current analyst rating for JSE:OMU is Hold.

Hold

Old Mutual Company Info

EPS Growth 5Y

-6,29%

Market Cap

R57,75 B

Long-Term Debt

R10,79 B

Quarterly earnings

05/16/2026 (E)

Dividend

R0,92

Dividend Yield

6,68%

Founded

1845

Industry

Financials

Country

South Africa

Website

Old Mutual

ISIN Number

ZAE000255360

Website

http://www.oldmutual.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

R15,87

15.42%

Last Update: 03/29/2026

Analysts: 8

Highest Price Target R19,20

Average Price Target R15,87

Lowest Price Target R12,00

In the last five quarters, Old Mutual’s Price Target has risen from R13,52 to R14,95 - a 10,58% increase. Five analysts predict that Old Mutual’s share price will increase in the coming year, reaching R15,87. This would represent an increase of 15,42%.

Top growth stocks in the financials sector (5Y.)

What does Old Mutual do?

Old Mutual Limited operates as a financial services and insurance company that operates in multiple sectors, including life and savings, banking, lending, asset management, insurance, and wealth management. Business Segments Th company operates through Mass and Foundation Cluster, Personal Finance and Wealth Management, Old Mutual Investments, Old Mutual Corporate, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities segments. Mass and Foundation Cluster This segment embr...

Business Segments

Th company operates through Mass and Foundation Cluster, Personal Finance and Wealth Management, Old Mutual Investments, Old Mutual Corporate, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities segments.

Mass and Foundation Cluster

This segment embraces Life and Savings, as well as Banking and Lending sectors. It targets low-income and lower-middle-income markets, offering essential financial products. These products can be grouped into four categories: risk, such as funeral cover; savings; lending options; and transactional products.

Personal Finance and Wealth Management

This segment is intended for the middle-income market with holistic financial services, covering long-term savings, investment, income, and risk products. Additionally, it caters to high-income individuals through comprehensive wealth management solutions, including investments and financial advisory services.

Old Mutual Investments

This segment operates through three categories: listed asset management, which includes Futuregrowth, Marriott, and Old Mutual Investment Group; unlisted investments through Old Mutual Alternative Investments; and a proprietary risk and investment segment under Specialised Finance.

Old Mutual Corporate

This segment focus on Life and Savings, which provides consulting and risk services primarily to employee-sponsored retirement and benefit funds.

Old Mutual Insure

This segment offers non-life insurance products, which delivers services through diverse channels, such as Retail, IWYZE, Specialty, and strategic partnerships, ensuring wide coverage and accessibility for customers.

Old Mutual Africa Regions

This segment operates in 12 countries across Southern, East, and West Africa, providing integrated Life and Savings, Property and Casualty insurance, Banking and Lending services, and Asset Management solutions.

Other Group Activities

This segment handles shareholder investment assets, associated returns, and third-party loans.

Business Strategy

The company's business strategy is rooted in maximizing customer satisfaction and ensuring sustainability through responsible financial practices. The company places a strong emphasis on innovative financial solutions catered to various market segments, recognizing that diverse consumer bases require tailored services. This differentiation not only enhances customer trust but also positions the company as a leader in the financial services sector.

Emphasizing financial inclusion, the company seeks to offer wide-reaching access to financial products, reinforcing its commitment to uplifting economically disadvantaged communities. In pursuing this goal, the company seeks partnerships that enhance product delivery and expand its market footprint without compromising on service quality. Additionally, the company actively invests in digital transformation for improving service delivery and user experience, particularly as consumer preferences shift toward online solutions.

The company's strategy is defined by continuous improvement of operational efficiencies across all its segments. The commitment to ethical business practices and corporate governance ensures that all operations are not only compliant with local and international regulations but are also socially responsible.

Lastly, the company remains agile in adapting to changing market dynamics, ensuring robust risk management practices that mitigate potential challenges. The company is determined to remain a resilient and responsive entity in the economic landscape, allowing it to sustain its growth trajectory in the coming years.

Products and Services

The company provides an extensive range of products and services designed to meet the diverse needs of its customer base.

Life Insurance Products: Offering various life insurance policies, the company provides coverage that ensures financial protection against unforeseen events. Products include whole life, term life, and burial policies.

Savings Products: Emphasizing the importance of saving for the future, the company offers various savings plans that help customers build wealth over time, such as tax-free savings accounts.

Investment Solutions: The company provides investment management services catered to individual and corporate clients, offering diverse portfolios that align with different risk appetites.

Wealth Management Services: This includes tailored investment advice, comprehensive financial planning, and risk assessment for high-net-worth individuals.

Corporate Solutions: Catering to organizations, these solutions encompass group life insurance, employee benefits, and retirement fund management services.

Banking and Lending Services: The company provides personal loans, mortgages, and banking services, facilitating financial support for its customers.

Non-Life Insurance: This includes various non-life insurance products, such as property insurance, automotive insurance, and health coverage provided through the company, ensuring comprehensive protection for individuals and businesses.

Geographical Markets

Th company operates extensively across multiple geographical regions, focusing mainly on Africa. The company has a deep market presence in Southern Africa, with a significant footprint in countries, such as South Africa, Namibia, and Botswana. Its operations extend to East African nations, such as Kenya and Uganda, as well as West African countries, including Nigeria and Ghana.

Customers

The company serves a diverse customer base, including individuals across various socio-economic backgrounds, from low-income individuals seeking basic insurance cover to high-net-worth individuals who require comprehensive wealth management services. The company works with businesses, providing corporate insurance solutions, employee benefits, and other essential financial services.

The exact number of customers served fluctuate, but the company consistently engages with millions annually through its extensive array of financial products and services, thereby cementing its position as a trusted financial partner.

Sales and Marketing

The company utilizes a multi-channel marketing strategy encompassing traditional and digital platforms. Its sales approach combines direct marketing, partnerships with intermediary brokers, and financial advisors, along with a strong digital presence that includes online campaigns and social media engagement.

The company invests in customer relationship management (CRM) systems and analytics to personalize marketing efforts, ensuring aligned communications that resonate with diverse customer segments. By leveraging current technology and maintaining a presence in key marketplaces, the company ensures broad access to its services while enhancing its promotional strategies.

History

Old Mutual Limited was founded in 1845. The company was incorporated in 2017.

Old Mutual Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** - Insurance: approx. 60% - Asset management: approx. 25% - Banking services: approx. 10% - Other financial services: approx. 5% **TOP 3 markets:** 1. **South Africa:** approx. 70% 2. **Rest of Africa:** approx. 20% 3. **International (outside Africa):** approx....

At which locations are the company’s products manufactured?

**Production Sites:** Primarily in South Africa Old Mutual Limited is a financial services company based in South Africa. It offers a variety of financial products and services, including insurance, asset management, and banking services. As a financial services company, physical production sites i...

What strategy does Old Mutual pursue for future growth?

**Strategy for Future Growth:** 1. **Digital Transformation:** Old Mutual Limited is increasingly focusing on digitizing its services to enhance customer experience and improve operational efficiency. This includes investments in digital platforms and technologies. 2. **Market Expansion in Africa:...

Which raw materials are imported and from which countries?

**Main Imported Raw Materials/Products:** Financial services and insurance products **Countries of Origin:** South Africa, Namibia, Zimbabwe, Malawi, Kenya Old Mutual Limited is primarily a financial services company and not a producer of physical goods. Therefore, it does not import raw materials...

How strong is the company’s competitive advantage?

**Market share in South Africa:** Approximately 20% (2024) **Return on equity (ROE):** 14.5% (2024) **Solvency ratio:** 180% (2024) Old Mutual Limited has a significant competitive advantage, especially in the South African market, where it holds a market share of around 20%. This demonstrates...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 55% (estimated for 2025) **Insider Buys/Sells:** No significant transactions in the last 12 months (estimated for 2025) The institutional investor share at Old Mutual Limited typically exceeds 50%, indicating strong trust from institutional investor...

What percentage market share does Old Mutual have?

**Market share of Old Mutual Limited:** 12% (estimated for 2025) **Main competitors and their market shares:** 1. **Sanlam Limited:** 15% 2. **Discovery Limited:** 14% 3. **Liberty Holdings Limited:** 11% 4. **Momentum Metropolitan Holdings Limited:** 10% 5. **Allianz SE (local presence):** 8% **M...

Is Old Mutual stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 7.2% (2024) **Return on Equity:** 14.8% (2024) Old Mutual Limited achieved solid revenue growth of 8.5% in 2024, attributed to successful implementation of their strategic initiatives and stable demand in their core markets. The 7.2% profit growth...

Does Old Mutual pay a dividend – and how reliable is the payout?

**Dividend Yield:** 5.2% (2024) **Dividend History:** Consistent payout over the last 5 years Old Mutual Limited has pursued a consistent dividend policy in recent years and regularly distributed dividends to its shareholders. The dividend yield was approximately 5.2% in 2024, which is considered a...

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Old Mutual Stock Value

Old Mutual Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Old Mutual do?

Old Mutual Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Old Mutual Stock Value

Old Mutual Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Old Mutual do?

Old Mutual Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.