AL Sydbank A/S stock | Price, analyst rating, price target & growth

AL Sydbank A/S

CPSE:ALSYDB

kr 502,50

kr-2,50 (-0,50%)

502,50 kr

kr-2,50 (-0,50%)

End-of-day quote: 03/27/2026

AL Sydbank A/S Stock Value

Analysts currently give CPSE:ALSYDB a rating of Buy.

Buy

AL Sydbank A/S Company Info

EPS Growth 5Y

29,52%

Market Cap

kr43,22 B

Long-Term Debt

kr30,71 B

Quarterly earnings

05/07/2026 (E)

Dividend

kr24,87

Dividend Yield

4,95%

Founded

1986

Industry

Financials

Country

Denmark

Website

AL Sydbank A/S

ISIN Number

DK0010311471

Website

http://www.sydbank.com

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

kr660,00

31.34%

Last Update: 03/26/2026

Analysts: 3

Highest Price Target kr685,00

Average Price Target kr660,00

Lowest Price Target kr640,00

In the last five quarters, AL Sydbank A/S’s Price Target has risen from kr276,19 to kr425,00 - a 53,88% increase. Three analysts predict that AL Sydbank A/S’s share price will increase in the coming year, reaching kr660,00. This would represent an increase of 31,34%.

Top growth stocks in the financials sector (5Y.)

What does AL Sydbank A/S do?

Sydbank A/S provides various banking products and services to corporate, private, retail, and institutional clients. Business Segments The company operates through various business segments, each tailored to meet the diverse needs of its clients. The bank's primary business segments include Personal Banking, Business Banking, and Wealth Management services. In the Personal Banking segment, the company offers a comprehensive suite of services to individual customers, including savings accounts...

Sydbank A/S provides various banking products and services to corporate, private, retail, and institutional clients.

Business Segments

The company operates through various business segments, each tailored to meet the diverse needs of its clients. The bank's primary business segments include Personal Banking, Business Banking, and Wealth Management services.

In the Personal Banking segment, the company offers a comprehensive suite of services to individual customers, including savings accounts, personal loans, mortgage services, and advice on investments and retirement planning. This segment emphasizes customer convenience and satisfaction, providing a digital banking platform that allows seamless access to banking services.

The Business Banking segment targets small to medium enterprises and larger corporations, supplying them with a range of services such as business loans, credit facilities, and cash management solutions. The bank prioritizes understanding the unique needs of each business, providing tailored financial products that support growth and sustainability. The Business Banking segment also includes advisory services that help businesses navigate complex financial landscapes, ensuring informed decision-making.

Wealth Management is another critical segment wherein the company caters to high-net-worth clients and institutional investors. The company provides investment advisory, portfolio management, and financial planning services designed to grow and protect clients' wealth.

Business Strategy

The company's overarching business strategy centers around customer-centricity, operational efficiency, and sustainable growth. The company endeavors to position itself as the bank of choice for both individual customers and businesses by continuously enhancing its service offerings. A critical aspect of this strategy involves adopting advanced technologies to improve customer interaction and streamline banking operations.

By focusing on customer experience, the company aims to foster long-term relationships and loyalty. The bank believes that understanding customer needs is essential for delivering personalized services that resonate well with clients. To achieve this, the company employs a data-driven approach to customer relationship management, which enables the bank to predict customer preferences and offer tailored products accordingly.

Sustainability is also integral to the company's strategy. The company actively seeks to align its operations and products with environmental, social, and governance (ESG) principles. By incorporating sustainability into its core business model, the company meets regulatory standards and appeals to socially conscious investors and clients.

Products and Services

The company offers an extensive range of products and services aimed at various customer segments, providing tailored financial solutions that cater to diverse needs. These offerings are structured into several categories, ensuring that customers can find products that suit their financial objectives.

In Personal Banking, the company provides savings accounts, demanding accounts, mortgage loans, personal loans, and credit cards. These products are designed to meet the everyday banking needs of individual customers, with a focus on accessibility and convenience. Moreover, the company offers investment products, allowing clients to grow their wealth through various investment vehicles, including stocks, bonds, and mutual funds.

Business Banking services encompass a wide range of financial solutions tailored specifically for small and medium enterprises (SMEs) and large corporations. The bank offers business loans, overdrafts, leasing options, and payment solutions designed to enhance cash flow management. Additionally, advisory services assist businesses in financial planning and strategy development, facilitating informed decision-making.

Wealth Management services are tailored for high-net-worth individuals, enabling personalized investment strategies that align with clients' financial goals. The company provides fund management, estate planning, and retirement solutions, emphasizing long-term growth and risk management.

The company also emphasizes digital banking solutions, providing customers with user-friendly platforms to manage their finances remotely. These digital services include online banking, mobile banking apps, and innovative tools that enhance financial literacy.

Geographical Markets Served

The company primarily serves clients across Denmark, where it has established a strong presence through numerous branches and operational support.

Seasonality

The company experiences certain seasonal trends that influence the banking industry. Typically, the highest activity levels are recorded towards the end of the calendar year, coinciding with increased borrowing and investment activities across various customer segments.

Customers

The company serves a diverse clientele, including individual customers, small to medium enterprises, large corporations, and institutional clients. The customer base is extensive, comprising thousands of customers across various segments.

Trade Names

The company possesses trade names that include variations of Sydbank, aligned with its service offerings and customer engagement strategies.

Sales and Marketing

The company employs a multi-channel approach for sales and marketing, utilizing traditional methods as well as modern digital platforms to reach customers. The company's marketing strategy includes digital advertising, social media engagement, and targeted campaigns aims at various customer segments.

Personalized marketing efforts are crucial, as the company strives to communicate the unique benefits of its products and services to potential clients. The company also actively participates in community engagement and sponsorship initiatives, enhancing brand visibility and fostering community relations.

Distribution channels are primarily focuses on a blend of physical branches and digital platforms. The branches serve as touchpoints for clients seeking personalized banking services, while digital channels facilitate remote access to banking solutions, catering to the changing preferences of modern customers.

Government Regulations

The company adheres to all national and international regulations, ensuring compliance with financial conduct and reporting standards. This includes laws related to consumer protection, anti-money laundering (AML), and capital requirements enforced by financial regulatory bodies.

History

Sydbank A/S was founded in 1986.

AL Sydbank A/S Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Banking:** 70% **Insurance:** 20% **Asset Management:** 10% **Denmark:** 60% **Germany:** 25% **Sweden:** 15% AL Sydbank A/S generates the majority of its revenue from banking, followed by insurance services and asset management. The Danish market is the largest revenue contributor,...

At which locations are the company’s products manufactured?

**Production Sites:** Headquarters in Aabenraa, Denmark Sydbank A/S is a Danish bank and not a production company in the traditional sense. As a financial institution, Sydbank does not "produce" physical products, but offers financial services such as accounts, loans, investments, and ins...

What strategy does AL Sydbank A/S pursue for future growth?

**Revenue Growth:** Estimated 7-9% annually (2025) **Profit Growth:** Estimated 5-7% annually (2025) Sydbank A/S pursues a strategy focused on digital transformation and customer-centricity. The company is heavily investing in digital technologies to enhance and streamline its services. This includ...

Which raw materials are imported and from which countries?

I'm sorry, but I do not have specific information about which commodities or materials AL Sydbank A/S imports or from which countries it sources them. AL Sydbank A/S is a bank and not a manufacturing company, so it is unlikely that they directly import commodities. If it is a different type of...

How strong is the company’s competitive advantage?

**Market share in Denmark:** 6% (2024) **Return on equity (ROE):** 10.5% (2024) **Cost-Income Ratio:** 55% (2024) Sydbank A/S is one of the largest banks in Denmark and holds a significant market share of about 6%. Its competitive advantage lies in its strong regional presence and the ability...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** 38% (2025, estimated) **Insider Buys/Sells:** No significant transactions in the last quarter (2025, estimated) The institutional investor share in AL Sydbank A/S is approximately 38%, indicating a solid trust from institutional investors in the bank. These inves...

What percentage market share does AL Sydbank A/S have?

**Market share of AL Sydbank A/S:** Estimate: approx. 5% (2025) **Main competitors and their market shares:** 1. Danske Bank A/S: approx. 25% 2. Nordea Bank Abp: approx. 20% 3. Jyske Bank A/S: approx. 15% 4. Nykredit Realkredit A/S: approx. 10% 5. Spar Nord Bank A/S: approx. 7% 6. AL Sydbank A/S: a...

Is AL Sydbank A/S stock currently a good investment?

**Revenue Growth:** 8.5% (2024) **Profit Growth:** 10.2% (2024) **Return on Equity:** 12.5% (2024) In 2024, AL Sydbank A/S achieved a solid revenue growth of 8.5%, indicating successful business development and a strong market position. The profit growth of 10.2% shows that the company operates eff...

Does AL Sydbank A/S pay a dividend – and how reliable is the payout?

**Dividend yield:** 4.5% (2025, estimated) **Dividend history:** Regular payouts over the last 5 years AL Sydbank A/S has consistently distributed dividends in recent years, indicating a reliable dividend policy. The estimated dividend yield of 4.5% in 2025 shows that the company offers its share...

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AL Sydbank A/S Stock Value

AL Sydbank A/S Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AL Sydbank A/S do?

AL Sydbank A/S Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

AL Sydbank A/S Stock Value

AL Sydbank A/S Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does AL Sydbank A/S do?

AL Sydbank A/S Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.