Djurslands Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and home loans; pensions; payment; investment; insurance; cards; and leasing products, as well as private and online and mobile banking services. It serves private customers, small and medium-sized enterprises, and public institutions.
Business Segments
The company operates in three segments: Private, Business, and Youth.
Private
This segment caters to individual customers and offe...
Djurslands Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and home loans; pensions; payment; investment; insurance; cards; and leasing products, as well as private and online and mobile banking services. It serves private customers, small and medium-sized enterprises, and public institutions.
Business Segments
The company operates in three segments: Private, Business, and Youth.
Private
This segment caters to individual customers and offers a wide range of financial products and services tailored to their specific needs.
Business
This segment focuses on serving small and medium sized enterprises (SMEs) and offers specialized financial solutions to support their growth and success.
Youth
This segment targets young customers through its specialized offering called UngBank. The company has successfully increased its market share among young customers, particularly in the university city of Aarhus.
Loans
The company provides loans to various industries, including agriculture, industrial and mining, energy supply, construction, commerce, transportation, information and communication, financing and insurance, real property, and other businesses.
Investment Portfolio
The company's investment portfolio consists of various investment securities.
Bonds
The company holds bonds at fair value. Bonds are debt instruments issued by governments, municipalities, and corporations.
Shares
The company invests in shares of various companies. Shares represent ownership in a company and offer the potential for capital appreciation and dividend income. The company's shareholdings include both listed and unlisted shares.
Products and Services
The company offers a range of products and services to meet the financial needs of its customers.
Loans and Advances
The company provides various types of loans and advances to individuals and businesses. This includes consumer loans, mortgage loans, business loans, and overdraft facilities.
Deposit Accounts
The company offers a variety of deposit accounts, including savings accounts, current accounts, and fixed deposit accounts. These accounts provide customers with a safe and convenient way to manage their funds and earn interest on their deposits.
Payment Services
The company provides payment services to facilitate the transfer of funds both domestically and internationally. This includes services such as electronic fund transfers, direct debits, and payment cards.
Investment Services
The company offers investment services to help customers grow their wealth and achieve their financial goals. This includes investment advisory services, portfolio management, and access to a range of investment products such as mutual funds and bonds.
Insurance Products
The company offers a range of insurance products to provide financial protection to individuals and businesses. This includes life insurance, property insurance, and liability insurance.
Treasury Services
The company provides treasury services to help businesses manage their foreign exchange and interest rate risks. This includes currency exchange, hedging strategies, and interest rate swaps.
Online and Mobile Banking
The company offers online and mobile banking services, allowing customers to access their accounts, make transactions, and manage their finances conveniently and securely.
Business Banking
The company provides specialized banking services for businesses, including cash management, trade finance, and business advisory services.
Geographical Markets Served
The company primarily serves the market segment in Eastern Jutland.
Sales and Marketing
The company has a strong focus on sales and marketing to attract and retain customers. The company actively uses social media platforms such as Facebook, LinkedIn, and Instagram to engage with customers and promote its services. They launch targeted competitions and offer events, seminars, and webinars to provide value to their followers. It also differentiates itself through nontraditional marketing approaches, such as driving a coffee van to various locations and serving customers a cup of coffee.
History
Djurslands Bank A/S was incorporated in 1965.