SBI Life Insurance Company Analysis in March (2026) | Price Target, Profits & Valuation

SBI Life Insurance C...

NSEI:SBILIFE

Rp 1.851,80

Rp0,00 (0,00%)

1.851,80 Rp

Rp0,00 (0,00%)

End-of-day quote: 03/27/2026

SBI Life Insurance Company Stock Value

Analysts currently give NSEI:SBILIFE a rating of Buy.

Buy

SBI Life Insurance Company Company Info

EPS Growth 5Y

11,10%

Market Cap

Rp1.857,53 B

Long-Term Debt

Rp0,00 B

Quarterly earnings

N/A

Dividend

Rp2,78

Dividend Yield

0,15%

Founded

2000

Industry

Financials

Country

India

Website

SBI Life Insurance Company

ISIN Number

INE123W01016

Website

http://www.sbilife.co.in

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Rp2.420,00

30.68%

Last Update: 03/27/2026

Analysts: 36

Highest Price Target Rp2.850,00

Average Price Target Rp2.420,00

Lowest Price Target Rp1.050,00

In the last five quarters, SBI Life Insurance Company’s Price Target has risen from Rp1.436,92 to Rp1.787,81 - a 24,42% increase. Twenty Nine analysts predict that SBI Life Insurance Company’s share price will increase in the coming year, reaching Rp2.420,00. This would represent an increase of 30,68%.

Top growth stocks in the financials sector (5Y.)

What does SBI Life Insurance Company do?

SBI Life Insurance Company Limited operates as a private life insurance company in India. Business Segments The company operates through segments include Individual Life Insurance, Group Life Insurance, and Pension Plans. Individual Life Insurance The Individual Life Insurance segment, of the company offers a variety of products including traditional plans, ULIPs (Unit Linked Insurance Plans), and term insurance plans. Each of these products is designed to offer financial protection coupled...

SBI Life Insurance Company Limited operates as a private life insurance company in India.

Business Segments

The company operates through segments include Individual Life Insurance, Group Life Insurance, and Pension Plans.

Individual Life Insurance

The Individual Life Insurance segment, of the company offers a variety of products including traditional plans, ULIPs (Unit Linked Insurance Plans), and term insurance plans. Each of these products is designed to offer financial protection coupled with savings and investment opportunities. The traditional plans provide risk coverage and supplementary savings, while ULIPs allow policyholders to invest in equities, bonds, and other market instruments, giving them the flexibility to potentially enhance their returns.

Group Life Insurance

The Group Life Insurance segment caters to corporate clients, providing insurance solutions for employee welfare. This segment encompasses group term insurance, group credit life insurance, and various schemes aiming at ensuring the financial wellbeing of employees and their families.

Pension Plans.

The Pension Plans segment needs, the company provides a selection of retirement plans focusing on building a secure financial future for policyholders. These pension plans are structured to ensure a steady flow of income post-retirement, thereby helping individuals maintain their lifestyle during retirement years.

Business Strategy

The company business strategy is centered on financial inclusion and customer-centricity, focusing on the development of new products for underserved segments to enhance access to essential insurance. This strategy is supported by a robust distribution network that includes bank branches, financial advisors, and online channels, ensuring wide availability of offerings. Additionally, the company leverages technology to improve operational efficiency and customer experience, investing in digital platforms for seamless client interactions, streamlined claims, and simplified policy management. By providing effective employee training and utilizing analytical tools, the company tailors its products to meet customer needs. Further, the company maintains high governance standards through regular assessments of operational practices and a commitment to regulatory compliance and ethical business practices, fostering trust with stakeholders.

Products and Services

The company offers a comprehensive suite of insurance products and services tailored to meet the diverse needs of its customer base. This includes individual life insurance options such as term insurance, whole life plans, endowment plans, and ULIPs, providing various forms of protection and savings solutions. Additionally, the company provides group insurance solutions designed for organizations, ensuring employee welfare through affordable and convenient life insurance coverage. Retirement plans are also available, assisting individuals in securing their financial future post-retirement by focusing on wealth creation over time.

The company offers microinsurance products aimed at lower-income segments, ensuring essential life insurance products are accessible to all. Customers can also enhance their policies with additional benefits known as riders, which provide extra coverage for accidental death, critical illness, and other unforeseen circumstances. The company's emphasis on technology and innovation integrates digital tools that enhance customer experience and streamline policy management.

Geographical Markets Served

The company primarily operates in the Indian insurance market, where it has established a significant presence in various states and regions. Additionally, the company serves a wide array of customers from urban centers to rural areas, promoting accessible financial products tailored to different demographics and economic strata. The extensive distribution network includes bank branches, individual financial advisors, and digital platforms, which foster greater outreach across diverse geographical markets.

Seasonality

The company experiences variability in its business performance based on seasonal factors such as festive seasons which tend to drive increased insurance purchases. Furthermore, trends in economic activity and customer sentiment during specific times of the year also impact sales performance, especially in the wake of increased awareness and financial planning during tax-saving periods.

Customers

The company serves a broad spectrum of customers ranging from individual policyholders to large organizations. Additionally, the company caters to thousands of customers across various demographics, ensuring that both urban and rural populations benefit from its insurance products. Each category of customers, whether retail or group clients, contributes to a diversified customer base that enhances the company's market stability.

Sales and Marketing Channels

The company employs a multi-channel distribution strategy to market its products. The recruitment of agents, partnerships with banks, and a growing emphasis on digital platforms enable the company to reach a wide and varied customer base effectively. Moreover, a marketing strategy that includes financial literacy campaigns helps to foster a well-informed customer base, thereby boosting product penetration and customer loyalty.

Government Regulations

The company is committed to abiding by the Insurance Regulatory and Development Authority of India (IRDAI) regulations, focusing on customer protection and ethical business practices.

History

SBI Life Insurance Company Limited was founded in 2000. The company was incorporated in 2000.

SBI Life Insurance Company Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Insurance Industry:** 100% **Top 3 Markets:** 1. **India:** about 90% 2. **Middle East:** about 5% 3. **Southeast Asia:** about 3% SBI Life Insurance Company Limited is a leading company in the life insurance sector in India. The majority of its revenues come from the Indian market, where...

At which locations are the company’s products manufactured?

**Production Sites:** Various offices and branches in India SBI Life Insurance Company Limited is a leading insurance company in India, offering a variety of life insurance products. As a service company, SBI Life does not produce physical products. Instead, it develops and manages insurance produc...

What strategy does SBI Life Insurance Company pursue for future growth?

**Revenue Growth:** Estimated at 10-12% annually (2025, based on historical data and market trends) **Market Share:** 15% in the Indian life insurance market (2024) SBI Life Insurance Company Limited is pursuing a multi-pronged growth strategy to further strengthen its position in the Indian life...

Which raw materials are imported and from which countries?

**Commodities/Materials:** No specific commodities SBI Life Insurance Company Limited is a financial services company operating in the life insurance sector. As such, the company does not import physical commodities or materials, as its main activity lies in providing insurance products and financi...

How strong is the company’s competitive advantage?

**Market Share:** 23.4% (2024) **Solvency Ratio:** 215% (2024) **Embedded Value Growth:** 18% (2024) SBI Life Insurance Company Limited has a significant competitive advantage in the Indian insurance market. With a market share of 23.4% in 2024, the company is one of the leading providers in th...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 60% (estimated for 2025) **Insider Purchases/Sales:** No significant transactions known (as of 2025) The institutional investor share in SBI Life Insurance Company Limited is estimated to be around 60%. This figure is based on historical data and typ...

What percentage market share does SBI Life Insurance Company have?

**Market Share SBI Life Insurance:** Approx. 23% (2025, estimated) **Top Competitors and Their Market Shares:** 1. **Life Insurance Corporation of India (LIC):** Approx. 45% (2025, estimated) 2. **HDFC Life Insurance:** Approx. 15% (2025, estimated) 3. **ICICI Prudential Life Insurance:** Approx. 1...

Is SBI Life Insurance Company stock currently a good investment?

**Revenue Growth:** 18% (2024) **Profit Growth:** 20% (2024) **Market Share in the Life Insurance Sector India:** 23% (2024) SBI Life Insurance Company Limited has experienced strong revenue and profit growth in recent years. In 2024, revenue increased by 18%, while profit grew by 20%. These growth...

Does SBI Life Insurance Company pay a dividend – and how reliable is the payout?

**Dividend Yield:** 0.3% (estimated for 2025) **Dividend History:** Regular payouts in recent years SBI Life Insurance Company Limited has regularly distributed dividends to its shareholders in the past. However, the dividend yield is relatively low, which is typical for companies in the insuranc...

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SBI Life Insurance Company Stock Value

SBI Life Insurance Company Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does SBI Life Insurance Company do?

SBI Life Insurance Company Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

SBI Life Insurance Company Stock Value

SBI Life Insurance Company Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does SBI Life Insurance Company do?

SBI Life Insurance Company Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.