Capri Global Capital Limited, a financial services company, provides a range of financial products and services. The company primarily focuses on lending to various sectors, including micro, small, and medium enterprises (MSMEs), housing finance, and construction finance.
Business Segments
The company operates through MSME Lending, Housing Finance, Construction Finance, and Gold Loans segments.
MSME Lending
This segment provides financial support to small businesses, enabling them to grow an...
Capri Global Capital Limited, a financial services company, provides a range of financial products and services. The company primarily focuses on lending to various sectors, including micro, small, and medium enterprises (MSMEs), housing finance, and construction finance.
Business Segments
The company operates through MSME Lending, Housing Finance, Construction Finance, and Gold Loans segments.
MSME Lending
This segment provides financial support to small businesses, enabling them to grow and thrive. This segment is crucial for supporting local economies and creating job opportunities.
Housing Finance
This segment offers loans for residential properties, helping individuals achieve their dream of homeownership.
Construction Finance
This segment focuses on providing funding for construction projects, ensuring that builders and developers have the necessary resources to complete their projects on time.
Gold Loans
This segment has ventured into gold loans, which allow customers to leverage their gold assets for quick access to funds.
The company continuously evaluates its business segments to adapt to market changes and customer needs, ensuring sustainable growth and profitability.
Business Strategy
The company's business strategy revolves around fostering financial inclusion and expanding its product offerings to meet diverse customer needs. By focusing on underserved segments, particularly in MSME and housing finance, the company seeks to create a robust customer base while promoting economic empowerment.
The company emphasizes building long-term relationships with customers by providing personalized services and understanding their financial requirements. This customer-centric approach enables the company to tailor its products effectively, ensuring customer satisfaction and loyalty.
Products and Services
The company offers a range of products and services designed to meet the financial needs of its customers. The company’s primary offerings include MSME loans, housing finance, construction loans, and gold loans.
In the MSME segment, the company provides various loan products tailored to the unique requirements of small businesses, facilitating their growth and operational needs. The housing finance division offers home loans with flexible repayment options, enabling individuals to purchase or renovate their homes.
The construction finance segment supports builders and developers with loans for residential and commercial projects, ensuring timely project completion. The gold loan service allows customers to obtain quick financing by pledging their gold assets, providing a convenient solution for urgent financial needs.
The company is dedicated to enhancing customer experience through continuous improvement in its product offerings and services.
Geographical Markets Served
The company serves a diverse geographical market, primarily focusing on regions with significant demand for financial services. The company operates across multiple states and union territories in India, ensuring that its products reach a wide array of customers.
Seasonality
The company's business is subject to certain seasonal trends, particularly in the lending segments. Demand for housing finance may increase during festive seasons when many individuals seek to purchase homes. Similarly, the MSME lending segment may experience fluctuations based on economic conditions and seasonal business cycles. The company closely monitors these trends to align its strategies accordingly.
Customers
The company serves a diverse customer base, including MSMEs, individuals seeking housing finance, and borrowers looking for gold loans. The company caters to thousands of customers across its various segments, ensuring that it meets the unique financial needs of each category.
Sales and Marketing
The company employs various sales and marketing strategies to reach its target audience effectively. The company utilizes a combination of digital marketing, direct sales, and partnerships to promote its products and services. By leveraging technology, the company enhances its outreach and engages with customers through multiple channels.
History
The company was incorporated in 1994. The company was formerly known as Money Matters Financial Services Limited and changed its name to Capri Global Capital Limited in 2013.