Banca Sistema S.p.A. Stock | Price, Analyst Rating & Outlook for 2026

Banca Sistema S.p.A.

BIT:BST

€ 1,63

+ €0,01 (0,62%)

1,63 €

+€0,01 (0,62%)

End-of-day quote: 03/20/2026

Banca Sistema S.p.A. Stock Value

The analyst rating for BIT:BST is currently Outperform.

Outperform

Banca Sistema S.p.A. Company Info

EPS Growth 5Y

-2,95%

Market Cap

€0,13 B

Long-Term Debt

€0,35 B

Annual earnings

N/A

Dividend

€0,00

Dividend Yield

0,00%

Founded

2011

Industry

Financials

Country

Italy

Website

Banca Sistema S.p.A.

ISIN Number

IT0003173629

Website

http://www.bancasistema.it

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

€1,95

19.63%

Last Update: 03/19/2026

Analysts: 2

Highest Price Target €2,00

Average Price Target €1,95

Lowest Price Target €1,90

In the last five quarters, Banca Sistema S.p.A.’s Price Target has fallen from €1,44 to €1,36 - a -5,56% decrease. One analysts predict that Banca Sistema S.p.A.’s share price will increase in the coming year, reaching €1,95. This would represent an increase of 19,63%.

Top growth stocks in the financials sector (5Y.)

What does Banca Sistema S.p.A. do?

Banca Sistema S.p.A. provides various business and retail banking products and services. Business Segments The company operates through Factoring, Lending, and Other Services segments. Factoring This segment specializes in factoring services, which involve the purchase of trade receivables from businesses at a discounted rate. The company provides immediate cash flow to its clients by offering factoring operations, including the purchase of trade receivables and the provision of credit lines...

Banca Sistema S.p.A. provides various business and retail banking products and services.

Business Segments

The company operates through Factoring, Lending, and Other Services segments.

Factoring

This segment specializes in factoring services, which involve the purchase of trade receivables from businesses at a discounted rate. The company provides immediate cash flow to its clients by offering factoring operations, including the purchase of trade receivables and the provision of credit lines secured by receivables. This segment focuses on supporting small and medium-sized enterprises (SMEs) and public entities by providing liquidity solutions.

Lending

This segment offers lending services to meet the working capital needs of its clients. This segment provides loans and credit facilities to SMEs and public entities, enabling them to access the necessary funds to support their operations. This segment provides financial support for clients through various lending products to meet their short-term and long-term financial requirements.

Other Services

This segment provides a range of other financial services to its clients. This segment offers additional banking services, such as deposit accounts, treasury management, foreign exchange services, and other banking solutions.

Loans

The company offers lending services to small and medium-sized enterprises (SMEs) and public entities to support their working capital needs.

Working Capital Loans: The company provides working capital loans to assist businesses in managing their day-to-day operations. These loans are designed to provide immediate liquidity to SMEs and public entities, enabling them to meet their short-term financial obligations and fund their ongoing business activities.

Trade Finance Loans: The company offers trade finance loans to facilitate international trade transactions. These loans are used to finance the import and export activities of businesses, providing them with the necessary funds to purchase goods, pay suppliers, and fulfill their trade-related obligations. In addition, the company’s Trade finance services include letters of credit, documentary collections, and other trade-related financing options.

Investment Loans: The company provides investment loans to support businesses in their expansion and growth initiatives. These loans are used to finance capital expenditures, such as the purchase of machinery, equipment, or real estate that are essential for the expansion and development of SMEs and public entities.

Factoring Loans: As a specialized factoring bank, the company offers factoring loans to businesses. Factoring loans involve the purchase of trade receivables at a discounted rate, providing immediate cash flow to businesses. These loans help businesses manage their working capital effectively by converting their accounts receivable into immediate funds.

Investment Portfolio

The company's investment portfolio includes various types of securities, which are categorized as follows:

Government Securities: The company invests in government securities, which are issued by national governments. These securities include treasury bonds, treasury bills, and other debt instruments issued by government entities.

Other Debt Instruments: The company holds other debt instruments in its investment portfolio. These instruments include corporate bonds, municipal bonds, and other fixed-income securities issued by private and public entities.

OEIC Units: The company invests in Open-Ended Investment Companies (OEICs) units. OEICs are investment funds that issue shares to investors, and the fund's value is determined by the net asset value (NAV) of its underlying investments.

Deposits

The company offers deposit services to individuals, businesses, and other entities, providing them with a safe and secure place to hold their funds.

Deposits and Current Accounts: The company accepts deposits and current accounts from individuals and businesses. These accounts allow customers to deposit and withdraw funds as needed, providing them with easy access to their money. Deposits and current accounts earn interest, depending on the terms and conditions set by the company.

In addition, the company accepts deposits from other banks. These deposits include interbank deposits, which are funds held by one bank on behalf of another bank. Interbank deposits play a crucial role in the banking system, facilitating liquidity management and supporting the functioning of financial markets.

Additionally, the company accepts deposits from its customers, which include individuals, businesses, and other entities. These deposits can be in the form of savings accounts, fixed-term deposits, or other types of deposit products. Customers deposit their funds with the company to earn interest, keep their money safe, and potentially access additional banking services.

History

Banca Sistema S.p.A. was founded in 2011.

New support ticket

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Banca Sistema S.p.A. Stock Value

Banca Sistema S.p.A. Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banca Sistema S.p.A. do?

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Banca Sistema S.p.A. Stock Value

Banca Sistema S.p.A. Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banca Sistema S.p.A. do?

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.