Banco di Desio e della Brianza S.p.A. 2026 Forecast

Banco di Desio e del...

BIT:BDB

€ 8,57

€-0,11 (-1,27%)

8,57 €

€-0,11 (-1,27%)

End-of-day quote: 03/26/2026

Banco di Desio e della Brianza S.p.A. Stock Value

Analysts currently rate BIT:BDB as sf_Data Unavailable.

Banco di Desio e della Brianza S.p.A. Company Info

EPS Growth 5Y

-7,38%

Market Cap

€1,13 B

Long-Term Debt

€3,76 B

Quarterly earnings

05/02/2026 (E)

Dividend

€0,50

Dividend Yield

5,88%

Founded

1909

Industry

Financials

Country

Italy

Website

Banco di Desio e della Brianza S.p.A.

ISIN Number

IT0001041000

Website

http://www.bancodesio.it

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

There are currently no price targets available for this stock.

In the last five quarters, Banco di Desio e della Brianza S.p.A.’s Price Target has risen from €4,50 to €4,50 - a 0,00% increase.

Top growth stocks in the financials sector (5Y.)

What does Banco di Desio e della Brianza S.p.A. do?

Banco di Desio e della Brianza S.p.A. provides banking products and services. The company is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A. Loans The company offers a range of loan products to its customers. The company's loan portfolio includes various types of loans, such as personal loans, mortgage loans, business loans, and consumer loans. The company's personal loans are designed to provide financial support to individuals for various purposes, including home ren...

Banco di Desio e della Brianza S.p.A. provides banking products and services. The company is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A.

Loans

The company offers a range of loan products to its customers. The company's loan portfolio includes various types of loans, such as personal loans, mortgage loans, business loans, and consumer loans.

The company's personal loans are designed to provide financial support to individuals for various purposes, including home renovations, education expenses, medical expenses, and travel. These loans offer flexible repayment terms and competitive interest rates.

The company provides mortgage loans to help individuals and families realize their dream of homeownership. The company provides financing options for the purchase of residential properties, as well as refinancing options for existing mortgages. The mortgage loans come with different repayment options and terms to suit the borrowers' financial situations.

In addition to personal and mortgage loans, the company offers business loans to support the growth and development of small and medium-sized enterprises (SMEs). These loans can be used for various business purposes, including working capital, equipment purchase, expansion projects, and investment opportunities. The company offers flexible repayment terms and competitive interest rates to meet the specific needs of SMEs.

Further, the company offers consumer loans to finance the purchase of durable goods, such as cars, motorcycles, and household appliances. These loans provide individuals with the opportunity to make large purchases without having to pay the full amount upfront. The consumer loans come with flexible repayment options and attractive interest rates.

Investment Portfolio

The company manages an investment portfolio consisting of government securities, securities of primary banking issuers, and securities of other issuers.

Deposits

The company accepts deposits from individuals, businesses, and other entities. The company offers various types of deposit accounts to meet the diverse needs of its customers.

Individuals can open personal deposit accounts, such as savings accounts and current accounts, to manage their day-to-day finances and save for future needs. These accounts provide individuals with a safe and convenient way to store their money and earn interest on their deposits. The company offers competitive interest rates and flexible withdrawal options to enhance customer satisfaction.

Businesses can open deposit accounts with the company to manage their cash flow and meet their financial needs. The company offers business deposit accounts that provide businesses with easy access to their funds and the ability to earn interest on their deposits. The company understands the importance of liquidity for businesses and provides efficient banking solutions to support their operations.

In addition to personal and business deposit accounts, the company offers specialized deposit products, such as term deposits and certificates of deposit. These products provide customers with the opportunity to earn higher interest rates by depositing their funds for a fixed period of time. The term deposits and certificates of deposit offer flexibility in terms of maturity options and interest payment frequencies.

Products and Services

The company offers a wide range of products and services to meet the financial needs of its customers.

The company provides traditional banking products, such as deposit accounts, loans, and payment services. The company offers personal deposit accounts, business deposit accounts, and specialized deposit products to individuals and businesses. These accounts provide customers with a safe and convenient way to manage their funds and earn interest on their deposits. The company offers a range of loan products, including personal loans, mortgage loans, business loans, and consumer loans, to support the financial needs of its customers. The company's payment services include various electronic payment options, such as online banking, mobile banking, and debit cards.

The company provides additional financial services, such as asset management, bancassurance, factoring, and lease and consumer credit. The company's asset management services help individuals and businesses grow and protect their wealth through investment strategies tailored to their specific needs and risk tolerance. The company offers a range of bancassurance products, including life insurance and non-life insurance to provide customers with financial protection and peace of mind. The company's factoring services help businesses manage their cash flow by providing them with immediate liquidity against their receivables. The company provides lease and consumer credit services to individuals and businesses allowing them to finance the purchase of assets and goods.

The company provides investment products and services to help customers grow their wealth and achieve their financial needs. The company's investment services include the management of an investment portfolio consisting of various investment securities, such as government securities, securities of primary banking issuers, and securities of other issuers. The company's investment products and services are designed to meet the specific needs and risk profiles of its customers.

Geographical Markets

The company primarily serves households, and small and medium-sized enterprises (SMEs in Italy.

Marketing

The company employs a multi-channel approach to marketing and distribution leveraging traditional and digital channels to maximize its reach and engage with customers effectively.

The company utilizes traditional marketing channels, such as print media, television, radio, and outdoor advertising to create brand awareness and reach a wide audience. Additionally, the company embraces digital marketing channels, including online advertising, social media marketing, email marketing, and search engine optimization, to connect with customers in the digital space.

Government Regulations

The company operates in accordance with various government regulations and regulatory frameworks. The company adheres to the regulations set forth by the Bank of Italy, which is the governing authority responsible for overseeing the banking sector in Italy. The specific regulations and acts that govern the company’s operations include the Italian Banking Law, the Anti-Money Laundering Law, and the Privacy Law. These regulations ensure the company's compliance with legal requirements, promote financial stability, and protect the interests of customers and stakeholders.

History

Banco di Desio e della Brianza S.p.A. was founded in 1909. The company was incorporated in 1909.

Banco di Desio e della Brianza S.p.A. Questions and Answers

Which sectors generate sales and which are the top 3 markets?

**Revenue distribution by industry:** - **Lending and Financing:** approx. 60% - **Asset Management and Investment Services:** approx. 25% - **Insurance Products and Other Services:** approx. 15% **TOP 3 markets and their percentage shares:** - **Italy:** approx. 85% - **Germany:** approx. 7% - **F...

At which locations are the company’s products manufactured?

**Production:** No physical production, as it is a bank. Banco di Desio e della Brianza S.p.A. is a financial institution and not a production company. The company offers banking services, including account management, loans, and investment products. Therefore, there is no physical production of pr...

What strategy does Banco di Desio e della Brianza S.p.A. pursue for future growth?

**Strategy for Future Growth:** Banco di Desio e della Brianza S.p.A. pursues a strategy focused on digital transformation, regional expansion, and diversification of services. The company heavily invests in digital technologies to increase efficiency and enhance customer experience. This includes...

Which raw materials are imported and from which countries?

**Imported raw materials/materials:** No specific raw materials **Countries of origin:** Not applicable Banco di Desio e della Brianza S.p.A. is a financial institution and not a production company, therefore it does not import physical raw materials or materials. Banks typically do not import raw...

How strong is the company’s competitive advantage?

**Return on Equity (ROE):** 8.5% (2025) **Common Equity Tier 1 Ratio (CET1):** 14.2% (2025) **Market Share in Italy:** 1.2% (estimated, 2025) Banco di Desio e della Brianza S.p.A. has a moderate competitive advantage, primarily demonstrated by its stable return on equity and solid common equity...

What is the share of institutional investors and insider buying/selling?

**Institutional Investor Share:** approximately 35% (estimated, 2026) **Insider Buys/Sells:** No significant transactions reported (2026) The institutional investor share in Banco di Desio e della Brianza S.p.A. is estimated to be around 35%. This figure is based on typical ownership levels for b...

What percentage market share does Banco di Desio e della Brianza S.p.A. have?

**Market share of Banco di Desio e della Brianza S.p.A.:** Estimate: approx. 1-2% (2026) **Top competitors and their market shares:** 1. **Intesa Sanpaolo S.p.A.:** approx. 20% 2. **UniCredit S.p.A.:** approx. 18% 3. **Banco BPM S.p.A.:** approx. 10% 4. **BPER Banca S.p.A.:** approx. 8% 5. **Medio...

Is Banco di Desio e della Brianza S.p.A. stock currently a good investment?

**Return on Equity (ROE):** 7.5% (2025) **Return on Assets (ROA):** 0.8% (2025) **Common Equity Tier 1 Ratio (CET1):** 13.2% (2025) Banco di Desio e della Brianza S.p.A. shows a solid return on equity of 7.5%, indicating efficient use of equity to generate profits. The return on assets of 0.8%...

Does Banco di Desio e della Brianza S.p.A. pay a dividend – and how reliable is the payout?

**Dividend Yield:** 3.5% (estimated for 2026) **Historical Dividend Continuity:** Stable over the last 5 years Banco di Desio e della Brianza S.p.A. has been paying a consistent dividend in recent years. The company's dividend policy tends towards stability, indicating that the payouts are...

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Banco di Desio e della Brianza S.p.A. Stock Value

Banco di Desio e della Brianza S.p.A. Company Info

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banco di Desio e della Brianza S.p.A. do?

Banco di Desio e della Brianza S.p.A. Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

New support ticket

Explore

Banco di Desio e della Brianza S.p.A. Stock Value

Banco di Desio e della Brianza S.p.A. Company Info

Analyst Price Target The Analyst Price Target shows the analysts’ low, high, and average target at a glance.

Top growth stocks in the financials sector (5Y.)

What does Banco di Desio e della Brianza S.p.A. do?

Banco di Desio e della Brianza S.p.A. Questions and Answers

Offer & Services

Service & Collaboration

Company & Legal

Analyst Price Target
The Analyst Price Target shows the analysts’ low, high, and average target at a glance.