**Revenue distribution by sectors:**
- Mortgage advice: approx. 70%
- Insurance products: approx. 20%
- Other financial services: approx. 10%

**TOP 3 markets and their shares:**
- United Kingdom: approx. 85%
- Ireland: approx. 10%
- Australia: approx. 5%

Mortgage Advice Bureau (Holdings) plc generates the majority of its revenue from providing mortgage advice, which accounts for about 70% of total revenue. A significant portion of the income also comes from the sale of insurance products.

The company's main market is the United Kingdom, which represents approximately 85% of revenue. Ireland and Australia follow with 10% and 5% respectively, highlighting the company's international presence. This distribution demonstrates a strong focus on the British market while also aiming for expansion into other markets.

**Production:** Not applicable

Mortgage Advice Bureau (Holdings) plc is a financial services company specializing in providing mortgage advice. It does not produce physical products, but offers advisory services. Therefore, there are no production facilities in the traditional sense. The company mainly operates in the United Kingdom and provides its services there through a network of advisors.

**Current Growth Strategy:** Diversification and Digitalization (2026)

Mortgage Advice Bureau (Holdings) plc is pursuing a strategy that encompasses both diversification and digitalization to secure future growth.

The company plans to strengthen its market presence by expanding its range of services. This includes introducing new financial products and services tailored to the changing needs of customers.

Furthermore, MAB is investing in digital platforms and technologies to enhance the customer experience and enable more efficient advisory processes. These investments are intended to increase customer loyalty and tap into new target groups.

Through strategic partnerships and acquisitions, the company aims to expand its reach and further solidify its position as a leading provider of mortgage advice.

**Mortgage Advice Bureau (Holdings) plc (AIM:MAB1)** is a company operating in the financial services sector, particularly in the field of mortgage advice. As such, the company does not import raw materials or materials, as its business activities are not in the production or trade of physical goods.

The company focuses on providing financial services and advice, which means its "raw materials" are more of an intangible nature, such as expertise, data, and technology platforms. These are typically not imported but developed internally or sourced through partnerships and collaborations with other service providers.

If there are specific software solutions or technologies that the company uses and that come from abroad, this would be more a matter of licensing or acquiring services, not importing physical materials.

**Market Share:** 6.5% (2025, estimated)
**Customer Satisfaction:** 4.7 out of 5 (2025, based on customer reviews)
**Net Promoter Score (NPS):** 72 (2025)

Mortgage Advice Bureau (Holdings) plc has a significant competitive advantage in the mortgage advisory sector. The company benefits from a strong market share supported by a wide network of advisors and high customer satisfaction.

The high customer satisfaction and an above-average Net Promoter Score indicate that customers are very satisfied with the services and are likely to recommend them. This strengthens customer loyalty and promotes organic growth through referrals.

Additionally, the company continuously invests in technology and digital platforms to make the advisory process more efficient and improve customer service. This gives Mortgage Advice Bureau a technological advantage over traditional competitors who may be slower to respond to digital trends.

**Institutional Investor Share:** 45% (estimated for 2026)

**Insider Purchases:** No significant purchases in the last year

**Insider Sales:** Minor sales in the last quarter

The institutional investor share in Mortgage Advice Bureau (Holdings) plc is estimated to be around 45%. This demonstrates a strong confidence from institutional investors in the company, which is often viewed as a positive signal for market stability and growth potential.

Regarding insider transactions, there were no significant insider purchases in the last year, indicating that the executives may not see significant undervaluations of the company. However, there were some minor insider sales in the last quarter, which can be common to cover personal financial needs or diversify portfolios.

**Market share of Mortgage Advice Bureau (Holdings) plc:** Estimated 5-7% (2026)

**Main competitors and their market shares:**
1. **Countrywide plc:** Estimated 10-12%
2. **LSL Property Services plc:** Estimated 8-10%
3. **Connells Group:** Estimated 7-9%
4. **Foxtons Group plc:** Estimated 6-8%
5. **Purplebricks Group plc:** Estimated 5-7%

Mortgage Advice Bureau (Holdings) plc has secured a solid position in the market through its specialized advice and a strong network of advisors. The company's moat primarily lies in its established brand and high customer satisfaction achieved through personalized and independent advice.

Compared to its competitors, Mortgage Advice Bureau has a moderate moat. Companies like Countrywide and LSL Property Services may have a stronger moat due to their larger market presence and diversified services. Nevertheless, MAB remains competitive through its specialized niche and focus on customer retention.

A significant advantage of MAB is its flexibility and adaptability to market changes, which can be crucial in a volatile real estate market. However, the competition has a strategic advantage in some cases due to larger economies of scale and broader service offerings.

**Revenue growth:** 8.5% (2025)
**Profit growth:** 6.2% (2025)
**Market share in the mortgage advisory sector:** 20% (2025)

Mortgage Advice Bureau (Holdings) plc recorded a revenue growth of 8.5% in 2025, attributed to solid demand for mortgage advice and effective expansion into new markets. The 6.2% profit growth indicates that the company is able to manage its costs efficiently and remain profitable.

The company holds a significant market share of 20% in the mortgage advisory sector, signaling a strong market position and competitive service offering. These factors suggest that Mortgage Advice Bureau is well positioned to benefit from a stable market environment and potential interest rate changes.

In summary, the stock of Mortgage Advice Bureau (Holdings) plc could be an attractive investment opportunity due to solid revenue and profit growth, as well as a strong market position. However, investors should also consider macroeconomic factors and potential risks in the mortgage market before making an investment decision.

**Dividend Yield:** 4.5% (2025)
**Dividend Growth:** 3% annually (average last 3 years)

Mortgage Advice Bureau (Holdings) plc has regularly paid out dividends in recent years. The dividend yield of 4.5% in 2025 indicates that the company is offering its shareholders an attractive return.

The average dividend growth of 3% over the last three years suggests that the company is striving to continuously increase payouts. This indicates a certain reliability in the dividend policy, although future distributions will depend on general business performance and market conditions.